Bao Minh Insurance Corporation (HOSE:BMI)

Bao Minh Insurance Statistics

Total Valuation

HOSE:BMI has a market cap or net worth of VND 2.78 trillion. The enterprise value is 2.56 trillion.

Market Cap	2.78T
Enterprise Value	2.56T

Important Dates

The last earnings date was Friday, January 16, 2026.

Earnings Date	Jan 16, 2026
Ex-Dividend Date	Jun 6, 2025

Share Statistics

HOSE:BMI has 150.55 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	150.55M
Shares Outstanding	150.55M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	-11.04%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	5.61%
Float	150.53M

Valuation Ratios

The trailing PE ratio is 10.69.

PE Ratio	10.69
Forward PE	n/a
PS Ratio	0.49
PB Ratio	0.95
P/TBV Ratio	1.01
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.49, with an EV/FCF ratio of -9.98.

EV / Earnings	9.86
EV / Sales	0.45
EV / EBITDA	6.49
EV / EBIT	6.80
EV / FCF	-9.98

Financial Position

The company has a current ratio of 1.41

Current Ratio	1.41
Quick Ratio	0.87
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	4,167.81

Financial Efficiency

Return on equity (ROE) is 9.09% and return on invested capital (ROIC) is 10.93%.

Return on Equity (ROE)	9.09%
Return on Assets (ROA)	3.08%
Return on Invested Capital (ROIC)	10.93%
Return on Capital Employed (ROCE)	12.84%
Weighted Average Cost of Capital (WACC)	5.33%
Revenue Per Employee	3.50B
Profits Per Employee	161.06M
Employee Count	1,613
Asset Turnover	0.74
Inventory Turnover	569.88

Taxes

In the past 12 months, HOSE:BMI has paid 45.71 billion in taxes.

Income Tax	45.71B
Effective Tax Rate	14.96%

Stock Price Statistics

The stock price has increased by +1.82% in the last 52 weeks. The beta is 0.20, so HOSE:BMI's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+1.82%
50-Day Moving Average	18,345.00
200-Day Moving Average	18,830.95
Relative Strength Index (RSI)	48.35
Average Volume (20 Days)	714,150

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:BMI had revenue of VND 5.65 trillion and earned 259.79 billion in profits. Earnings per share was 1,725.60.

Revenue	5.65T
Gross Profit	3.07T
Operating Income	376.41B
Pretax Income	305.50B
Net Income	259.79B
EBITDA	394.73B
EBIT	376.41B
Earnings Per Share (EPS)	1,725.60

Balance Sheet

The company has 3.69 trillion in cash and n/a in debt, with a net cash position of 216.75 billion or 1,439.72 per share.

Cash & Cash Equivalents	3.69T
Total Debt	n/a
Net Cash	216.75B
Net Cash Per Share	1,439.72
Equity (Book Value)	2.93T
Book Value Per Share	19,461.00
Working Capital	1.88T

Cash Flow

In the last 12 months, operating cash flow was -251.40 billion and capital expenditures -5.07 billion, giving a free cash flow of -256.47 billion.

Operating Cash Flow	-251.40B
Capital Expenditures	-5.07B
Free Cash Flow	-256.47B
FCF Per Share	-1,703.61

Margins

Gross margin is 54.45%, with operating and profit margins of 6.67% and 4.60%.

Gross Margin	54.45%
Operating Margin	6.67%
Pretax Margin	5.41%
Profit Margin	4.60%
EBITDA Margin	6.99%
EBIT Margin	6.67%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 440.53, which amounts to a dividend yield of 2.35%.

Dividend Per Share	440.53
Dividend Yield	2.35%
Dividend Growth (YoY)	10.00%
Years of Dividend Growth	2
Payout Ratio	25.53%
Buyback Yield	0.00%
Shareholder Yield	2.35%
Earnings Yield	9.35%
FCF Yield	-9.23%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 13, 2025. It was a forward split with a ratio of 1.135.

Last Split Date	Oct 13, 2025
Split Type	Forward
Split Ratio	1.135

Scores

Altman Z-Score	n/a
Piotroski F-Score	4