Bao Minh Insurance Corporation (HOSE:BMI)

Vietnam · Delayed Price · Currency is VND

13,600

-50 (-0.37%)

At close: Nov 3, 2026

Bao Minh Insurance Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,047,448	2,604,474	2,785,499	2,574,498	2,356,916	4,779,606
Market Cap Growth	-30.79%	-6.50%	8.20%	9.23%	-50.69%	70.98%
Enterprise Value	1,849,932	2,375,102	2,529,086	2,364,350	2,110,379	4,521,834

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.88	11.78	14.48	8.92	9.75	22.08
PS Ratio	0.34	0.46	0.51	0.50	0.49	1.16
PB Ratio	0.67	0.89	1.00	0.97	0.98	2.05
P/FCF Ratio	47.92	-	21.80	-	-	9.02
P/OCF Ratio	42.16	-	20.56	-	-	8.83

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.30	0.42	0.47	0.46	0.44	1.10
EV/EBITDA Ratio	4.65	7.53	8.59	6.08	5.01	11.02
EV/EBIT Ratio	4.86	7.90	9.15	6.37	5.23	11.57
EV/FCF Ratio	43.29	-	19.80	-	-	8.53

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.06	-0.07	-0.16	-0.07	-0.07	-0.09
Net Debt / EBITDA Ratio	-0.54	-0.69	-1.52	-0.47	-0.40	-0.54
Net Debt / FCF Ratio	1.05	0.87	-3.49	0.43	1.96	-0.42
Quick Ratio	0.82	0.84	0.83	0.82	0.78	0.67
Current Ratio	1.39	1.40	1.35	1.43	1.36	1.29
Asset Turnover	0.73	0.73	0.74	0.73	0.66	0.59
Return on Equity (ROE)	10.01%	9.00%	8.75%	13.02%	11.88%	11.00%
Return on Assets (ROA)	2.74%	2.43%	2.34%	3.31%	3.50%	3.51%
Return on Invested Capital (ROIC)	9.67%	8.95%	8.87%	12.85%	14.46%	14.04%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	10.12%	9.88%	8.53%	12.78%	11.96%	5.34%
FCF Yield	2.09%	-9.53%	4.59%	-16.49%	-3.65%	11.09%
Dividend Yield	3.24%	-	2.38%	2.34%	2.33%	3.44%
Payout Ratio	29.04%	25.79%	25.37%	16.66%	58.34%	71.63%
Buyback Yield / Dilution	2.49%	-	0.00%	0.00%	-	0.00%
Total Shareholder Return	5.73%	-	2.38%	2.34%	2.33%	3.44%