EVN Finance JSC Income Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Interest and Dividend Income	4,511,438	4,276,780	3,993,619	2,666,756	1,473,665	1,361,597
Total Interest Expense	2,659,966	2,423,089	2,871,622	1,470,965	760,455	808,491
Net Interest Income	1,851,472	1,853,691	1,121,997	1,195,791	713,210	553,106
Commissions and Fees	71,136	74,791	53,319	130,443	146,062	186,601
Gain (Loss) on Sale of Investments	164,199	-34,529	315,721	-78,518	17,434	51,410
Revenue Before Loan Losses	2,086,807	1,893,953	1,491,037	1,247,716	876,706	791,117
Provision for Loan Losses	524,376	645,306	387,372	361,482	317,671	101,351
Revenue	1,562,431	1,248,647	1,103,665	886,234	559,035	689,766
Revenue Growth (YoY)	41.57%	13.14%	24.53%	58.53%	-18.95%	-
Cost of Services Provided	354,236	187,537	347,100	441,592	372,923	489,858
Other Operating Expenses	339,992	329,605	363,013	53,155	-91,598	-74,042
Total Operating Expenses	694,228	517,142	710,113	494,747	281,325	415,816
Operating Income	868,203	731,505	393,552	391,487	277,710	273,950
Earnings From Equity Investments	-	-	-	-	4,590	7,180
Currency Exchange Gain (Loss)	-45,795	-43,142	-86,500	-38,740	2,672	4,336
Pretax Income	849,971	703,774	409,307	455,346	284,972	285,466
Income Tax Expense	165,092	142,952	80,928	89,559	57,167	56,014
Net Income	684,879	560,822	328,379	365,787	227,805	229,452
Preferred Dividends & Other Adjustments	25,237	25,237	9,852	10,827	-	-
Net Income to Common	659,642	535,585	318,527	354,960	227,805	229,452
Net Income Growth	108.56%	70.78%	-10.23%	60.57%	-0.72%	-
Shares Outstanding (Basic)	790	761	432	379	346	311
Shares Outstanding (Diluted)	790	761	432	379	346	311
Shares Change (YoY)	83.08%	76.24%	13.82%	9.53%	11.28%	-
EPS (Basic)	834.88	704.19	738.10	936.20	658.09	737.64
EPS (Diluted)	834.70	704.00	738.00	936.11	658.09	737.64
EPS Growth	13.10%	-4.61%	-21.16%	42.25%	-10.78%	-
Free Cash Flow	3,819,559	-5,007,531	-3,232,320	4,933,661	6.02	0.81
Free Cash Flow Per Share	4834.25	-6583.95	-7490.04	13012.45	0.02	0.00
Operating Margin	55.57%	58.58%	35.66%	44.17%	49.68%	39.72%
Profit Margin	42.22%	42.89%	28.86%	40.05%	40.75%	33.27%
Free Cash Flow Margin	244.46%	-401.04%	-292.87%	556.70%	0.00%	0.00%
Effective Tax Rate	19.42%	20.31%	19.77%	19.67%	20.06%	19.62%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.