HOSE:KBC Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1,525,582	381,924	2,030,699	1,526,351	1,094,883	224,033
Depreciation & Amortization	164,417	165,080	132,516	76,156	75,692	88,966
Other Amortization	6,803	6,803	42,633	57,211	55,339	31,528
Gain (Loss) on Sale of Assets	-618,262	-485,129	-414,655	-2,527,061	-581,042	-311,770
Gain (Loss) on Sale of Investments	-23,674	-23,674	-752.35	7,048	-2,938	-750.1
Change in Accounts Receivable	-5,706,241	-1,357,632	562,612	-1,510,937	-2,079,224	-533,409
Change in Accounts Payable	-745,679	6,332,928	-535,415	1,886,535	-529,908	-
Change in Other Net Operating Assets	-28,621	-23,688	-7,693	23,824	3,749	1,531,820
Other Operating Activities	-1,790,028	-2,213,869	796,312	58,320	393,979	92,479
Operating Cash Flow	-19,070,336	1,151,833	3,002,356	-1,217,559	-1,232,273	-2,913,205
Operating Cash Flow Growth	-	-61.64%	-	-	-	-
Acquisition of Real Estate Assets	-564,665	-530,404	-1,251,432	-274,487	-240,288	-212,808
Sale of Real Estate Assets	81,065	55,634	-	590.91	-	554.55
Net Sale / Acq. of Real Estate Assets	-483,601	-474,770	-1,251,432	-273,896	-240,288	-212,253
Investment in Marketable & Equity Securities	-1,970,457	-858,250	1,105,244	-422,089	-230,766	317,946
Other Investing Activities	564,028	324,480	75,198	221,053	112,434	154,914
Investing Cash Flow	-4,326,850	-1,874,495	152,733	-523,225	-3,151,164	-479,819
Long-Term Debt Issued	-	9,416,896	1,068,253	1,992,468	4,640,537	4,554,121
Long-Term Debt Repaid	-	-2,970,491	-5,065,179	-1,465,573	-3,308,557	-701,226
Net Debt Issued (Repaid)	21,000,361	6,446,405	-3,996,925	526,895	1,331,980	3,852,895
Issuance of Common Stock	4,162,185	-	77,156	334,719	3,408,280	-
Common Dividends Paid	-11	-11	-130,359	-158.86	-19,102	-62,119
Other Financing Activities	1,000	1,000	53,194	-	1,175,000	-
Net Cash Flow	1,766,348	5,724,732	-841,845	-879,329	1,512,721	397,752
Cash Interest Paid	2,723,367	2,369,995	314,511	489,747	440,604	228,078
Cash Income Tax Paid	266,892	453,405	192,563	172,152	321,940	103,804
Levered Free Cash Flow	-16,784,595	-4,915,019	1,190,239	5,598	-2,144,971	-3,008,138
Unlevered Free Cash Flow	-16,464,710	-4,749,669	1,411,545	310,941	-1,865,348	-2,897,844
Change in Working Capital	-18,335,174	3,320,699	415,603	-415,584	-2,268,188	-3,037,691

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Real Estate template. Financial Sources.