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Kien Long Commercial Joint - Stock Bank (HOSE:KLB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
12,500
-50 (-0.40%)
At close: Aug 13, 2026

HOSE:KLB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
25,093,43416,766,93916,043,01419,034,09724,520,45130,919,132
Investment Securities
3,010,2623,013,3212,973,9623,378,9507,584,8757,087,660
Trading Asset Securities
318,219224,532--182,8836,036
Total Investments
3,328,4813,237,8532,973,9623,378,9507,767,7587,093,696
Gross Loans
77,838,33572,404,80862,530,27651,783,05244,702,59538,387,339
Allowance for Loan Losses
-1,294,526-1,174,210-980,347-623,233-579,859-366,816
Net Loans
76,543,80971,230,59861,549,92951,159,81944,122,73638,020,523
Property, Plant & Equipment
673,217619,419634,237611,096653,439692,501
Other Intangible Assets
716,827770,373791,869740,907725,169710,767
Accrued Interest Receivable
1,691,1251,806,2991,393,3931,437,9311,097,493655,388
Other Receivables
3,381,9802,320,0984,006,1994,024,6845,087,277649,496
Restricted Cash
1,053,8685,803,0014,207,4866,134,6831,347,9274,755,046
Other Current Assets
655,74289,63775,801---
Long-Term Deferred Tax Assets
---120--
Other Long-Term Assets
1,772,544658,472500,378450,315437,931325,939
Total Assets
114,911,027103,302,68992,176,26886,972,60285,760,18183,822,488

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Accrued Expenses
349,293440,676318,85047,899--
Interest Bearing Deposits
88,536,71872,018,61963,529,75659,748,38556,219,22351,455,927
Non-Interest Bearing Deposits
10,324,61615,867,22715,117,28515,268,26719,623,54725,772,472
Total Deposits
98,861,33487,885,84678,647,04175,016,65275,842,77077,228,399
Short-Term Borrowings
296,479-112,47625,404--
Current Portion of Long-Term Debt
---230,800--
Current Income Taxes Payable
149,890218,77499,20741,029--
Accrued Interest Payable
1,046,0181,388,8191,002,0541,607,5661,087,4581,027,911
Other Current Liabilities
55,95625,64214,7207,347--
Long-Term Debt
3,731,1233,475,1253,928,4573,228,2912,451,824300,000
Long-Term Deferred Tax Liabilities
--1---
Other Long-Term Liabilities
1,131,7061,451,3041,448,5101,010,0561,194,555586,761
Total Liabilities
105,621,79994,886,18685,571,31681,215,04480,576,60779,143,071

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Common Stock
5,821,7055,821,7053,652,8193,652,8193,652,8193,652,819
Retained Earnings
2,464,4531,877,6602,412,4951,651,1991,158,893770,277
Treasury Stock
-34,200-34,200-34,200-34,200-34,200-34,200
Comprehensive Income & Other
1,037,270751,338573,838487,740406,062290,521
Shareholders' Equity
9,289,2288,416,5036,604,9525,757,5585,183,5744,679,417
Total Liabilities & Equity
114,911,027103,302,68992,176,26886,972,60285,760,18183,822,488

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Total Debt
4,027,6023,475,1254,040,9333,484,4952,451,824300,000
Net Cash (Debt)
21,384,05113,516,34612,002,08115,549,60222,251,51030,625,168
Net Cash Growth
205.90%12.62%-22.81%-30.12%-27.34%160.24%
Net Cash Per Share
31406.1125009.3025638.9533217.2047522.5972394.88
Filing Date Shares Outstanding
748.99748.99468.12468.12468.67423.03
Total Common Shares Outstanding
748.99748.99468.12468.12468.67423.03
Book Value Per Share
12402.3411237.1414109.5612299.3511060.1411061.68
Tangible Book Value
8,572,4017,646,1305,813,0835,016,6514,458,4053,968,650
Tangible Book Value Per Share
11445.2810208.5912417.9610716.619512.869381.50