HOSE:KLB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Net Income	-	887,494	573,984	544,521	770,273	Upgrade
Change in Trading Asset Securities	-263,891	404,988	4,388,808	-32,671	-6,036	Upgrade
Change in Other Net Operating Assets	-9,554,158	-10,363,241	-5,477,229	-8,915,644	-8,016,929	Upgrade
Other Operating Activities	2,939,700	713,071	704,368	88,636	669,744	Upgrade
Operating Cash Flow	-6,878,349	-8,357,688	189,931	-8,315,158	-6,582,948	Upgrade
Capital Expenditures	-42,334	-92,084	-64,001	-107,442	-20,026	Upgrade
Sale of Property, Plant and Equipment	1,318	752	590	2,429	34,949	Upgrade
Investment in Securities	-	-	-	-	14,521	Upgrade
Other Investing Activities	-	-	-	-	1,709	Upgrade
Investing Cash Flow	-41,016	-91,332	-63,411	-105,013	31,153	Upgrade
Net Increase (Decrease) in Deposit Accounts	9,238,805	3,530,740	-826,118	-1,385,629	26,057,099	Upgrade
Financing Cash Flow	9,238,805	3,530,740	-826,118	-1,385,629	26,057,099	Upgrade
Net Cash Flow	2,319,440	-4,918,280	-699,598	-9,805,800	19,505,304	Upgrade
Free Cash Flow	-6,920,683	-8,449,772	125,930	-8,422,600	-6,602,974	Upgrade
Free Cash Flow Margin	-157.16%	-269.65%	5.33%	-393.42%	-295.14%	Upgrade
Free Cash Flow Per Share	-16584.18	-23375.37	348.37	-23294.67	-20213.37	Upgrade
Cash Interest Paid	-	4,525,532	5,221,215	3,225,183	3,508,722	Upgrade
Cash Income Tax Paid	-	166,266	134,064	174,815	178,957	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.