Military Insurance Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jan '24 Jan 1, 2024	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,955,115	3,754,186	3,021,769	3,263,510	2,417,415	3,410,550
Market Cap Growth	37.98%	24.24%	-7.41%	35.00%	-29.12%	-
Enterprise Value	3,727,717	3,511,688	2,949,275	3,191,017	2,408,802	3,346,688
PE Ratio	12.17	11.56	12.67	12.38	15.17	15.24
PS Ratio	0.89	0.84	0.76	0.84	0.61	1.18
PB Ratio	1.51	1.43	1.42	1.57	1.28	1.95
P/FCF Ratio	11.83	11.23	9.42	13.95	19.07	28.25
P/OCF Ratio	11.00	10.44	7.51	11.85	18.65	24.92
EV/Sales Ratio	0.84	0.79	0.75	0.82	0.61	1.16
EV/EBITDA Ratio	8.59	8.10	8.98	8.80	11.40	11.33
EV/EBIT Ratio	8.86	8.34	9.23	8.94	11.78	11.65
EV/FCF Ratio	11.15	10.51	9.20	13.64	19.00	27.72
Quick Ratio	0.71	0.71	0.62	0.58	0.38	0.69
Current Ratio	1.36	1.36	1.25	1.21	0.96	1.20
Asset Turnover	0.42	0.42	0.42	0.45	0.52	-
Return on Equity (ROE)	13.66%	13.66%	11.33%	14.12%	8.76%	-
Return on Assets (ROA)	2.49%	2.49%	2.14%	2.57%	1.69%	-
Return on Invested Capital (ROIC)	12.77%	14.06%	11.74%	14.31%	8.95%	13.11%
Earnings Yield	8.21%	8.65%	7.89%	8.60%	6.59%	6.56%
FCF Yield	8.45%	8.90%	10.62%	7.17%	5.24%	3.54%
Dividend Yield	5.09%	-	-	6.14%	4.05%	-
Payout Ratio	30.81%	30.81%	71.83%	29.22%	0.15%	21.85%
Buyback Yield / Dilution	-9.41%	-9.41%	-	-6.63%	-	-
Total Shareholder Return	-4.30%	-9.41%	-	-0.49%	4.05%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.