Military Insurance Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023
Period Ending	Jan '26 Jan 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Jan '24 Jan 1, 2024
Market Capitalization	4,219,494	3,754,186	3,021,769	3,263,510
Market Cap Growth	39.64%	24.24%	-7.41%	-
Enterprise Value	3,976,995	3,511,688	2,785,257	3,026,999
PE Ratio	10.88	11.56	12.67	12.38
PS Ratio	0.98	0.92	0.76	0.84
PB Ratio	1.62	1.43	1.42	1.57
P/FCF Ratio	12.72	11.23	9.42	13.95
P/OCF Ratio	11.59	10.44	7.51	11.85
EV/Sales Ratio	0.92	0.86	0.70	0.78
EV/EBITDA Ratio	7.63	67.52	8.48	8.34
EV/EBIT Ratio	7.77	89.83	8.72	8.48
EV/FCF Ratio	11.99	10.51	8.68	12.94
Quick Ratio	0.74	0.74	0.62	0.58
Current Ratio	1.36	1.36	1.25	1.21
Asset Turnover	0.39	0.39	0.42	-
Return on Equity (ROE)	13.66%	13.66%	11.33%	-
Return on Assets (ROA)	0.23%	0.23%	2.14%	-
Return on Invested Capital (ROIC)	1.19%	1.31%	11.74%	13.66%
Earnings Yield	9.19%	8.65%	7.89%	8.60%
FCF Yield	7.86%	8.90%	10.62%	7.17%
Dividend Yield	4.80%	-	-	6.14%
Payout Ratio	25.78%	30.81%	71.83%	29.22%
Total Shareholder Return	-4.61%	-	-	6.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.