VPBank Securities JSC Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2021	FY 2020	FY 2019	2015 - 2018
Period Ending	Dec '25 Dec 29, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2015 - 2018
Debt / Equity Ratio	0.53	0.53	0.36	-	-	-	Upgrade
Asset Turnover	0.09	0.09	-	0.07	0.03	0.17	Upgrade
Quick Ratio	2.67	2.67	3.41	33.70	23.82	19.90	Upgrade
Current Ratio	2.67	2.67	3.42	34.57	24.95	20.67	Upgrade
Return on Equity (ROE)	5.76%	5.76%	-	3.98%	-10.43%	0.24%	Upgrade
Return on Assets (ROA)	3.96%	3.96%	-	3.87%	-9.98%	0.22%	Upgrade
Buyback Yield / Dilution	-	-	-12689.80%	-109.42%	-0.01%	-	Upgrade

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.