Sjóvá-Almennar tryggingar hf. (ICE: SJOVA)

Sjóvá-Almennar tryggingar Income Statement

Financials in millions ISK. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Revenue	34,285	27,526	31,429	25,192	23,441
Revenue Growth (YoY)	24.56%	-12.42%	24.76%	7.47%	29.20%
Gross Profit	34,285	27,526	31,429	25,192	23,441
Selling, General & Admin	0	1,759	2,956	1,318	1,226
Other Operating Expenses	-29,023.12	-25,980.17	-24,024.69	-20,583.74	-20,255.29
Operating Expenses	-29,023.12	-24,221.5	-21,068.85	-19,265.55	-19,029.61
Operating Income	5,262	3,304	10,361	5,927	4,411
Interest Income	848.71	2,094	509.88	474.43	827.14
Interest Expense	0	142.61	-99.08	677.99	805.18
Other Expense / Income	766.27	2,167	622.18	-204.9	22.83
Pretax Income	5,344	3,161	10,347	5,928	4,410
Income Tax	718.72	438.32	777.7	608.3	557.27
Net Income	4,626	2,650	9,570	5,320	3,853
Net Income Growth	74.53%	-72.30%	79.88%	38.08%	491.05%
Shares Outstanding (Basic)	1,166	1,303	1,303	1,337	1,368
Shares Outstanding (Diluted)	1,166	1,303	1,303	1,337	1,368
Shares Change	-10.51%	-	-2.53%	-2.24%	-2.78%
EPS (Basic)	3.97	2.09	7.34	3.98	2.82
EPS (Diluted)	3.97	2.09	7.34	3.98	2.82
EPS Growth	89.95%	-71.53%	84.42%	41.13%	513.04%
Free Cash Flow	5,077	5,794	6,663	585.31	1,128
Free Cash Flow Per Share	4.35	4.45	5.11	0.44	0.82
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	15.35%	12.00%	32.96%	23.53%	18.82%
Profit Margin	13.49%	9.63%	30.45%	21.12%	16.44%
Free Cash Flow Margin	14.81%	21.05%	21.20%	2.32%	4.81%
Effective Tax Rate	13.45%	13.86%	7.52%	10.26%	12.64%
EBITDA	5,459	3,495	10,534	6,150	4,618
EBITDA Margin	15.92%	12.70%	33.52%	24.41%	19.70%
Depreciation & Amortization	196.7	190.49	173.18	222.65	207.1
EBIT	5,262	3,304	10,361	5,927	4,411
EBIT Margin	15.35%	12.00%	32.96%	23.53%	18.82%

Sources: The data provider is Financial Modeling Prep and the numbers are sourced from SEC filings.