Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)
Iceland · Delayed Price · Currency is ISK 44.20
+0.20 (0.45%)
Oct 28, 2026, 3:00 PM GMT
Sjóvá-Almennar tryggingar Ratios and Metrics
Market cap in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 51,188 | 50,534 | 55,516 | 46,403 | 39,123 | 48,169 | |
Market Cap Growth | 1.04% | -8.97% | 19.64% | 18.61% | -18.78% | 32.02% |
Enterprise Value | 50,358 | 50,659 | 53,636 | 44,251 | 38,757 | 47,966 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.48 | 24.46 | 13.09 | 10.03 | 14.76 | 5.03 |
PS Ratio | 1.37 | 1.43 | 1.49 | 1.33 | 1.32 | 1.53 |
PB Ratio | 2.08 | 2.10 | 2.21 | 1.99 | 1.83 | 1.98 |
P/FCF Ratio | 22.45 | 14.19 | 108.25 | 9.12 | 6.75 | 7.23 |
P/OCF Ratio | 22.10 | 14.02 | 90.39 | 9.02 | 6.61 | 7.17 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.35 | 1.43 | 1.44 | 1.27 | 1.31 | 1.52 |
EV/EBITDA Ratio | 10.57 | 15.74 | 11.02 | 8.21 | 12.15 | 4.60 |
EV/EBIT Ratio | 11.16 | 16.15 | 11.19 | 8.30 | 12.39 | 4.63 |
EV/FCF Ratio | 22.09 | 14.22 | 104.59 | 8.69 | 6.69 | 7.20 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.05 | 0.05 | 0.05 | 0.06 | 0.06 | 0.05 |
Debt / EBITDA Ratio | 0.25 | 0.37 | 0.26 | 0.24 | 0.40 | 0.13 |
Debt / FCF Ratio | 0.52 | 0.35 | 2.56 | 0.26 | 0.23 | 0.20 |
Net Debt / Equity Ratio | -0.03 | -0.02 | -0.01 | -0.10 | 0.01 | 0.01 |
Net Debt / EBITDA Ratio | -0.18 | -0.16 | -0.05 | -0.42 | 0.05 | 0.02 |
Net Debt / FCF Ratio | -0.37 | -0.14 | -0.50 | -0.44 | 0.03 | 0.03 |
Quick Ratio | 1.44 | 0.44 | 0.47 | 0.20 | 0.08 | 0.26 |
Current Ratio | 2.37 | 0.83 | 0.74 | 0.27 | 0.13 | 0.30 |
Asset Turnover | 0.49 | 0.46 | 0.51 | 0.53 | 0.46 | 0.50 |
Return on Equity (ROE) | 14.08% | 8.41% | 17.51% | 20.72% | 11.61% | 41.88% |
Return on Assets (ROA) | 3.69% | 2.57% | 4.13% | 5.09% | 3.02% | 10.19% |
Return on Invested Capital (ROIC) | 13.17% | 8.18% | 16.69% | 19.49% | 11.17% | 40.50% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 6.46% | 4.09% | 7.64% | 9.97% | 6.77% | 19.87% |
FCF Yield | 4.45% | 7.05% | 0.92% | 10.97% | 14.81% | 13.83% |
Dividend Yield | 2.15% | 2.18% | 6.13% | 5.28% | 4.85% | 8.00% |
Payout Ratio | 33.39% | 164.58% | 57.82% | 40.92% | 143.47% | 27.72% |
Buyback Yield / Dilution | 0.71% | -0.07% | 0.56% | 2.14% | 8.56% | 2.53% |
Total Shareholder Return | 2.86% | 2.11% | 6.69% | 7.42% | 13.41% | 10.53% |