Sjóvá-Almennar tryggingar Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 16, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	46,003	50,534	55,516	46,403	39,123	48,169
Market Cap Growth	-8.77%	-8.97%	19.64%	18.61%	-18.78%	32.02%
Enterprise Value	45,177	50,659	53,636	44,251	38,757	47,966
PE Ratio	16.22	24.46	13.09	10.03	14.76	5.03
PS Ratio	1.26	1.43	1.49	1.33	1.32	1.53
PB Ratio	1.99	2.10	2.21	1.99	1.83	1.98
P/FCF Ratio	25.62	14.19	108.25	9.12	6.75	7.23
P/OCF Ratio	25.13	14.02	90.39	9.02	6.61	7.17
EV/Sales Ratio	1.23	1.43	1.44	1.27	1.31	1.52
EV/EBITDA Ratio	10.53	15.74	11.02	8.21	12.15	4.60
EV/EBIT Ratio	11.17	16.15	11.19	8.30	12.39	4.63
EV/FCF Ratio	25.16	14.22	104.59	8.69	6.69	7.20
Debt / Equity Ratio	0.05	0.05	0.05	0.06	0.06	0.05
Debt / EBITDA Ratio	0.29	0.37	0.26	0.24	0.40	0.13
Debt / FCF Ratio	0.68	0.35	2.56	0.26	0.23	0.20
Net Debt / Equity Ratio	-0.04	-0.02	-0.01	-0.10	0.01	0.01
Net Debt / EBITDA Ratio	-0.20	-0.16	-0.05	-0.42	0.05	0.02
Net Debt / FCF Ratio	-0.46	-0.14	-0.50	-0.44	0.03	0.03
Quick Ratio	1.23	0.44	0.47	0.20	0.08	0.26
Current Ratio	1.96	0.83	0.74	0.27	0.13	0.30
Asset Turnover	0.49	0.46	0.51	0.53	0.46	0.50
Return on Equity (ROE)	12.82%	8.41%	17.51%	20.72%	11.61%	41.88%
Return on Assets (ROA)	3.37%	2.57%	4.13%	5.09%	3.02%	10.19%
Return on Invested Capital (ROIC)	11.73%	8.18%	16.69%	19.49%	11.17%	40.50%
Earnings Yield	6.18%	4.09%	7.64%	9.97%	6.77%	19.87%
FCF Yield	3.90%	7.05%	0.92%	10.97%	14.81%	13.83%
Dividend Yield	2.39%	2.24%	6.68%	6.07%	5.83%	10.88%
Payout Ratio	38.81%	164.58%	57.82%	40.92%	143.47%	27.72%
Buyback Yield / Dilution	-0.58%	-0.07%	0.56%	2.14%	8.56%	2.53%
Total Shareholder Return	1.81%	2.17%	7.24%	8.21%	14.39%	13.41%