Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)
Iceland flag Iceland · Delayed Price · Currency is ISK
42.80
0.00 (0.00%)
Aug 4, 2026, 2:58 PM GMT

Sjóvá-Almennar tryggingar Ratios and Metrics

Millions ISK. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
49,56650,53455,51646,40339,12348,169
Market Cap Growth
-5.60%-8.97%19.64%18.61%-18.78%32.02%
Enterprise Value
49,16650,65953,63644,25138,75747,966

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.4424.4613.0910.0314.765.03
PS Ratio
1.321.431.491.331.321.53
PB Ratio
2.072.102.211.991.831.98
P/FCF Ratio
85.3114.19108.259.126.757.23
P/OCF Ratio
80.0514.0290.399.026.617.17

EV Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
EV/Sales Ratio
1.311.431.441.271.311.52
EV/EBITDA Ratio
9.5515.7411.028.2112.154.60
EV/EBIT Ratio
10.0316.1511.198.3012.394.63
EV/FCF Ratio
84.6214.22104.598.696.697.20

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.050.050.050.060.060.05
Debt / EBITDA Ratio
0.230.370.260.240.400.13
Debt / FCF Ratio
2.070.352.560.260.230.20
Net Debt / Equity Ratio
-0.02-0.02-0.01-0.100.010.01
Net Debt / EBITDA Ratio
-0.08-0.16-0.05-0.420.050.02
Net Debt / FCF Ratio
-0.69-0.14-0.50-0.440.030.03
Quick Ratio
0.540.440.470.200.080.26
Current Ratio
0.890.830.740.270.130.30
Asset Turnover
0.500.460.510.530.460.50
Return on Equity (ROE)
16.29%8.41%17.51%20.72%11.61%41.88%
Return on Assets (ROA)
4.05%2.57%4.13%5.09%3.02%10.19%
Return on Invested Capital (ROIC)
15.05%8.18%16.69%19.49%11.17%40.50%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.43%4.09%7.64%9.97%6.77%19.87%
FCF Yield
1.17%7.05%0.92%10.97%14.81%13.83%
Dividend Yield
2.22%2.24%6.68%6.07%5.83%10.88%
Payout Ratio
29.96%164.58%57.82%40.92%143.47%27.72%
Buyback Yield / Dilution
0.77%-0.07%0.56%2.14%8.56%2.53%
Total Shareholder Return
2.98%2.17%7.24%8.21%14.39%13.41%