Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	49,489	50,534	55,516	46,403	39,123	48,169
Market Cap Growth	-7.78%	-8.97%	19.64%	18.61%	-18.78%	32.02%
Enterprise Value	48,662	50,659	53,636	44,251	38,757	47,966
PE Ratio	17.45	24.46	13.09	10.03	14.76	5.03
PS Ratio	1.35	1.43	1.49	1.33	1.32	1.53
PB Ratio	2.14	2.10	2.21	1.99	1.83	1.98
P/FCF Ratio	27.56	14.19	108.25	9.12	6.75	7.23
P/OCF Ratio	27.03	14.02	90.39	9.02	6.61	7.17
EV/Sales Ratio	1.33	1.43	1.44	1.27	1.31	1.52
EV/EBITDA Ratio	11.34	15.74	11.02	8.21	12.15	4.60
EV/EBIT Ratio	12.03	16.15	11.19	8.30	12.39	4.63
EV/FCF Ratio	27.10	14.22	104.59	8.69	6.69	7.20
Debt / Equity Ratio	0.05	0.05	0.05	0.06	0.06	0.05
Debt / EBITDA Ratio	0.29	0.37	0.26	0.24	0.40	0.13
Debt / FCF Ratio	0.68	0.35	2.56	0.26	0.23	0.20
Net Debt / Equity Ratio	-0.04	-0.02	-0.01	-0.10	0.01	0.01
Net Debt / EBITDA Ratio	-0.20	-0.16	-0.05	-0.42	0.05	0.02
Net Debt / FCF Ratio	-0.46	-0.14	-0.50	-0.44	0.03	0.03
Quick Ratio	1.23	0.44	0.47	0.20	0.08	0.26
Current Ratio	1.96	0.83	0.74	0.27	0.13	0.30
Asset Turnover	0.49	0.46	0.51	0.53	0.46	0.50
Return on Equity (ROE)	12.82%	8.41%	17.51%	20.72%	11.61%	41.88%
Return on Assets (ROA)	3.37%	2.57%	4.13%	5.09%	3.02%	10.19%
Return on Invested Capital (ROIC)	11.73%	8.18%	16.69%	19.49%	11.17%	40.50%
Earnings Yield	5.75%	4.09%	7.64%	9.97%	6.77%	19.87%
FCF Yield	3.63%	7.05%	0.92%	10.97%	14.81%	13.83%
Dividend Yield	2.23%	2.24%	6.68%	6.07%	5.83%	10.88%
Payout Ratio	38.81%	164.58%	57.82%	40.92%	143.47%	27.72%
Buyback Yield / Dilution	-0.58%	-0.07%	0.56%	2.14%	8.56%	2.53%
Total Shareholder Return	1.65%	2.17%	7.24%	8.21%	14.39%	13.41%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.