Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	52,972	55,516	46,403	39,123	48,169	36,488
Market Cap Growth	16.24%	19.64%	18.61%	-18.78%	32.02%	42.48%
Enterprise Value	52,927	53,636	44,251	38,757	47,966	35,350
PE Ratio	16.10	13.09	10.03	14.76	5.03	6.86
PS Ratio	1.47	1.49	1.33	1.32	1.53	1.44
PB Ratio	2.50	2.21	1.99	1.83	1.98	1.71
P/FCF Ratio	46.85	108.25	9.12	6.75	7.23	62.34
P/OCF Ratio	43.11	90.39	9.02	6.61	7.17	47.70
EV/Sales Ratio	1.47	1.44	1.27	1.31	1.52	1.40
EV/EBITDA Ratio	12.71	11.02	8.21	12.15	4.60	5.88
EV/EBIT Ratio	13.45	11.19	8.30	12.39	4.63	5.96
EV/FCF Ratio	46.81	104.59	8.69	6.69	7.20	60.40
Debt / Equity Ratio	0.06	0.05	0.06	0.06	0.05	0.01
Debt / EBITDA Ratio	0.31	0.26	0.24	0.40	0.13	0.05
Debt / FCF Ratio	1.14	2.56	0.26	0.23	0.20	0.49
Quick Ratio	0.51	0.12	0.20	0.08	0.26	0.28
Current Ratio	0.78	0.19	0.27	0.13	0.30	0.35
Asset Turnover	0.50	0.51	0.53	0.46	0.50	0.46
Return on Equity (ROE)	15.44%	17.51%	20.72%	11.61%	41.88%	28.26%
Return on Assets (ROA)	3.43%	4.13%	5.09%	3.02%	10.19%	6.72%
Return on Capital (ROIC)	10.90%	11.73%	14.07%	8.09%	27.37%	19.32%
Earnings Yield	6.19%	7.64%	9.97%	6.77%	19.87%	14.58%
Earnings Yield	6.19%	7.64%	9.97%	6.77%	19.87%	14.58%
FCF Yield	2.13%	0.92%	10.97%	14.81%	13.83%	1.60%
Dividend Yield	6.42%	6.52%	5.93%	5.70%	10.62%	10.50%
Payout Ratio	103.67%	57.82%	40.92%	143.47%	27.72%	-
Buyback Yield / Dilution	1.26%	0.56%	2.14%	8.56%	2.53%	2.24%
Total Shareholder Return	7.60%	7.08%	8.07%	14.25%	13.15%	12.74%

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.