Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 3, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	58,408	55,516	46,403	39,123	48,169	36,488
Market Cap Growth	19.64%	19.64%	18.61%	-18.78%	32.02%	42.48%
Enterprise Value	58,153	53,636	44,251	38,757	47,966	35,350
PE Ratio	13.80	13.09	10.03	14.76	5.03	6.86
PS Ratio	1.57	1.49	1.33	1.32	1.53	1.44
PB Ratio	2.32	2.21	1.99	1.83	1.98	1.71
P/FCF Ratio	113.89	108.25	9.12	6.75	7.23	62.34
P/OCF Ratio	90.39	90.39	9.02	6.61	7.17	47.70
EV/Sales Ratio	1.56	1.44	1.27	1.31	1.52	1.40
EV/EBITDA Ratio	11.59	11.02	8.21	12.15	4.60	5.88
EV/EBIT Ratio	12.13	11.19	8.30	12.39	4.63	5.96
EV/FCF Ratio	113.40	104.59	8.69	6.69	7.20	60.39
Debt / Equity Ratio	0.05	0.05	0.06	0.06	0.05	0.01
Debt / EBITDA Ratio	0.26	0.26	0.24	0.40	0.13	0.05
Debt / FCF Ratio	2.56	2.56	0.26	0.23	0.20	0.49
Quick Ratio	0.12	0.12	0.20	0.08	0.26	0.28
Current Ratio	0.19	0.19	0.27	0.13	0.30	0.35
Asset Turnover	0.51	0.51	0.53	0.46	0.50	0.46
Return on Equity (ROE)	17.51%	17.51%	20.72%	11.61%	41.88%	28.25%
Return on Assets (ROA)	4.13%	4.13%	5.09%	3.02%	10.19%	6.72%
Return on Capital (ROIC)	11.73%	11.73%	14.07%	8.09%	27.37%	19.32%
Return on Capital Employed (ROCE)	6.33%	6.33%	7.69%	5.07%	15.27%	10.00%
Earnings Yield	7.26%	7.64%	9.97%	6.77%	19.87%	14.58%
Earnings Yield	7.26%	7.64%	9.97%	6.77%	19.87%	14.58%
FCF Yield	0.88%	0.92%	10.97%	14.81%	13.83%	1.60%
Dividend Yield	5.74%	6.13%	5.57%	5.35%	9.98%	9.86%
Payout Ratio	57.82%	57.82%	40.92%	143.47%	27.72%	-
Buyback Yield / Dilution	0.56%	0.56%	2.14%	8.56%	2.53%	2.24%
Total Shareholder Return	6.30%	6.69%	7.71%	13.91%	12.50%	12.10%

Source: S&P Capital IQ. Insurance template. Financial Sources.