Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Statistics

Total Valuation

ICE:SJOVA has a market cap or net worth of ISK 49.95 billion. The enterprise value is 49.13 billion.

Market Cap	49.95B
Enterprise Value	49.13B

Important Dates

The next estimated earnings date is Friday, May 22, 2026.

Earnings Date	May 22, 2026
Ex-Dividend Date	Mar 13, 2026

Share Statistics

ICE:SJOVA has 1.16 billion shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class	1.16B
Shares Outstanding	1.16B
Shares Change (YoY)	+0.58%
Shares Change (QoQ)	+0.42%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	47.51%
Float	825.97M

Valuation Ratios

The trailing PE ratio is 17.62.

PE Ratio	17.62
Forward PE	n/a
PS Ratio	1.37
PB Ratio	2.16
P/TBV Ratio	2.18
P/FCF Ratio	27.82
P/OCF Ratio	27.29
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.45, with an EV/FCF ratio of 27.36.

EV / Earnings	17.27
EV / Sales	1.34
EV / EBITDA	11.45
EV / EBIT	12.15
EV / FCF	27.36

Financial Position

The company has a current ratio of 1.96, with a Debt / Equity ratio of 0.05.

Current Ratio	1.96
Quick Ratio	1.23
Debt / Equity	0.05
Debt / EBITDA	0.29
Debt / FCF	0.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.82% and return on invested capital (ROIC) is 11.73%.

Return on Equity (ROE)	12.82%
Return on Assets (ROA)	3.37%
Return on Invested Capital (ROIC)	11.73%
Return on Capital Employed (ROCE)	5.59%
Weighted Average Cost of Capital (WACC)	5.97%
Revenue Per Employee	197.81M
Profits Per Employee	15.37M
Employee Count	185
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, ICE:SJOVA has paid 1.11 billion in taxes.

Income Tax	1.11B
Effective Tax Rate	27.98%

Stock Price Statistics

The stock price has decreased by -6.93% in the last 52 weeks. The beta is 0.34, so ICE:SJOVA's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	-6.93%
50-Day Moving Average	39.29
200-Day Moving Average	42.50
Relative Strength Index (RSI)	77.95
Average Volume (20 Days)	2,049,286

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ICE:SJOVA had revenue of ISK 36.60 billion and earned 2.84 billion in profits. Earnings per share was 2.44.

Revenue	36.60B
Gross Profit	10.93B
Operating Income	4.05B
Pretax Income	3.95B
Net Income	2.84B
EBITDA	4.13B
EBIT	4.05B
Earnings Per Share (EPS)	2.44

Balance Sheet

The company has 2.05 billion in cash and 1.23 billion in debt, with a net cash position of 826.03 million or 0.71 per share.

Cash & Cash Equivalents	2.05B
Total Debt	1.23B
Net Cash	826.03M
Net Cash Per Share	0.71
Equity (Book Value)	23.17B
Book Value Per Share	20.43
Working Capital	4.26B

Cash Flow

In the last 12 months, operating cash flow was 1.83 billion and capital expenditures -35.19 million, giving a free cash flow of 1.80 billion.

Operating Cash Flow	1.83B
Capital Expenditures	-35.19M
Depreciation & Amortization	n/a
Net Borrowing	-152.00M
Free Cash Flow	1.80B
FCF Per Share	1.55

Margins

Gross margin is 29.87%, with operating and profit margins of 11.05% and 7.77%.

Gross Margin	29.87%
Operating Margin	11.05%
Pretax Margin	10.79%
Profit Margin	7.77%
EBITDA Margin	11.28%
EBIT Margin	11.05%
FCF Margin	4.91%

Dividends & Yields

This stock pays an annual dividend of 0.95, which amounts to a dividend yield of 2.21%.

Dividend Per Share	0.95
Dividend Yield	2.21%
Dividend Growth (YoY)	-67.69%
Years of Dividend Growth	2
Payout Ratio	38.81%
Buyback Yield	-0.58%
Shareholder Yield	1.63%
Earnings Yield	5.69%
FCF Yield	3.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4