Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Statistics

Total Valuation

ICE:SJOVA has a market cap or net worth of ISK 47.98 billion. The enterprise value is 48.10 billion.

Market Cap	47.98B
Enterprise Value	48.10B

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Mar 14, 2025

Share Statistics

ICE:SJOVA has 1.16 billion shares outstanding. The number of shares has decreased by -0.42% in one year.

Current Share Class	1.16B
Shares Outstanding	1.16B
Shares Change (YoY)	-0.42%
Shares Change (QoQ)	-4.49%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	45.21%
Float	826.29M

Valuation Ratios

The trailing PE ratio is 13.81.

PE Ratio	13.81
Forward PE	n/a
PS Ratio	1.32
PB Ratio	2.14
P/TBV Ratio	2.16
P/FCF Ratio	32.36
P/OCF Ratio	31.62
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.11, with an EV/FCF ratio of 32.45.

EV / Earnings	13.83
EV / Sales	1.32
EV / EBITDA	10.11
EV / EBIT	10.65
EV / FCF	32.45

Financial Position

The company has a current ratio of 0.13, with a Debt / Equity ratio of 0.06.

Current Ratio	0.13
Quick Ratio	0.08
Debt / Equity	0.06
Debt / EBITDA	0.27
Debt / FCF	0.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.55% and return on invested capital (ROIC) is 11.93%.

Return on Equity (ROE)	15.55%
Return on Assets (ROA)	3.85%
Return on Invested Capital (ROIC)	11.93%
Return on Capital Employed (ROCE)	15.20%
Revenue Per Employee	198.79M
Profits Per Employee	19.00M
Employee Count	183
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, ICE:SJOVA has paid 1.00 billion in taxes.

Income Tax	1.00B
Effective Tax Rate	22.41%

Stock Price Statistics

The stock price has decreased by -9.03% in the last 52 weeks. The beta is 0.25, so ICE:SJOVA's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	-9.03%
50-Day Moving Average	42.69
200-Day Moving Average	46.08
Relative Strength Index (RSI)	39.65
Average Volume (20 Days)	1,794,393

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ICE:SJOVA had revenue of ISK 36.38 billion and earned 3.48 billion in profits. Earnings per share was 2.99.

Revenue	36.38B
Gross Profit	11.42B
Operating Income	4.52B
Pretax Income	4.48B
Net Income	3.48B
EBITDA	4.61B
EBIT	4.52B
Earnings Per Share (EPS)	2.99

Balance Sheet

The company has 1.15 billion in cash and 1.27 billion in debt, giving a net cash position of -125.34 million or -0.11 per share.

Cash & Cash Equivalents	1.15B
Total Debt	1.27B
Net Cash	-125.34M
Net Cash Per Share	-0.11
Equity (Book Value)	22.44B
Book Value Per Share	19.40
Working Capital	-38.52B

Cash Flow

In the last 12 months, operating cash flow was 1.52 billion and capital expenditures -34.96 million, giving a free cash flow of 1.48 billion.

Operating Cash Flow	1.52B
Capital Expenditures	-34.96M
Free Cash Flow	1.48B
FCF Per Share	1.28

Margins

Gross margin is 31.38%, with operating and profit margins of 12.41% and 9.56%.

Gross Margin	31.38%
Operating Margin	12.41%
Pretax Margin	12.32%
Profit Margin	9.56%
EBITDA Margin	12.67%
EBIT Margin	12.41%
FCF Margin	4.08%

Dividends & Yields

This stock pays an annual dividend of 2.94, which amounts to a dividend yield of 7.12%.

Dividend Per Share	2.94
Dividend Yield	7.12%
Dividend Growth (YoY)	38.68%
Years of Dividend Growth	1
Payout Ratio	97.78%
Buyback Yield	0.42%
Shareholder Yield	7.55%
Earnings Yield	7.25%
FCF Yield	3.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3