Sjóvá-Almennar tryggingar hf. (ICE:SJOVA)

Sjóvá-Almennar tryggingar Statistics

Total Valuation

ICE:SJOVA has a market cap or net worth of ISK 49.27 billion. The enterprise value is 48.31 billion.

Market Cap	49.27B
Enterprise Value	48.31B

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

ICE:SJOVA has 1.16 billion shares outstanding. The number of shares has increased by 1.32% in one year.

Current Share Class	1.16B
Shares Outstanding	1.16B
Shares Change (YoY)	+1.32%
Shares Change (QoQ)	+5.92%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	56.44%
Float	900.98M

Valuation Ratios

The trailing PE ratio is 13.24.

PE Ratio	13.24
Forward PE	n/a
PS Ratio	1.36
PB Ratio	2.32
P/TBV Ratio	2.34
P/FCF Ratio	25.61
P/OCF Ratio	24.47
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.80, with an EV/FCF ratio of 25.11.

EV / Earnings	12.80
EV / Sales	1.33
EV / EBITDA	9.80
EV / EBIT	10.29
EV / FCF	25.11

Financial Position

The company has a current ratio of 0.19, with a Debt / Equity ratio of 0.06.

Current Ratio	0.19
Quick Ratio	0.15
Debt / Equity	0.06
Debt / EBITDA	0.26
Debt / FCF	0.67
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.91% and return on invested capital (ROIC) is 13.11%.

Return on Equity (ROE)	17.91%
Return on Assets (ROA)	4.07%
Return on Invested Capital (ROIC)	13.11%
Return on Capital Employed (ROCE)	16.05%
Revenue Per Employee	198.28M
Profits Per Employee	20.62M
Employee Count	183
Asset Turnover	0.50
Inventory Turnover	n/a

Taxes

In the past 12 months, ICE:SJOVA has paid 824.73 million in taxes.

Income Tax	824.73M
Effective Tax Rate	17.93%

Stock Price Statistics

The stock price has increased by +12.23% in the last 52 weeks. The beta is 0.33, so ICE:SJOVA's price volatility has been lower than the market average.

Beta (5Y)	0.33
52-Week Price Change	+12.23%
50-Day Moving Average	44.96
200-Day Moving Average	46.99
Relative Strength Index (RSI)	27.18
Average Volume (20 Days)	1,057,621

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ICE:SJOVA had revenue of ISK 36.28 billion and earned 3.77 billion in profits. Earnings per share was 3.22.

Revenue	36.28B
Gross Profit	11.53B
Operating Income	4.69B
Pretax Income	4.60B
Net Income	3.77B
EBITDA	4.78B
EBIT	4.69B
Earnings Per Share (EPS)	3.22

Balance Sheet

The company has 2.25 billion in cash and 1.29 billion in debt, giving a net cash position of 958.15 million or 0.83 per share.

Cash & Cash Equivalents	2.25B
Total Debt	1.29B
Net Cash	958.15M
Net Cash Per Share	0.83
Equity (Book Value)	21.28B
Book Value Per Share	18.40
Working Capital	-36.10B

Cash Flow

In the last 12 months, operating cash flow was 2.01 billion and capital expenditures -89.93 million, giving a free cash flow of 1.92 billion.

Operating Cash Flow	2.01B
Capital Expenditures	-89.93M
Free Cash Flow	1.92B
FCF Per Share	1.66

Margins

Gross margin is 31.79%, with operating and profit margins of 12.93% and 10.40%.

Gross Margin	31.79%
Operating Margin	12.93%
Pretax Margin	12.67%
Profit Margin	10.40%
EBITDA Margin	13.18%
EBIT Margin	12.93%
FCF Margin	5.30%

Dividends & Yields

This stock pays an annual dividend of 2.94, which amounts to a dividend yield of 6.97%.

Dividend Per Share	2.94
Dividend Yield	6.97%
Dividend Growth (YoY)	38.68%
Years of Dividend Growth	1
Payout Ratio	90.10%
Buyback Yield	-1.32%
Shareholder Yield	5.64%
Earnings Yield	7.66%
FCF Yield	3.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4