PT Asuransi Bina Dana Arta Tbk (IDX: ABDA)

IDX: ABDA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	700,996	650,143	652,776	657,848	760,560	909,229
Total Interest & Dividend Income	137,405	132,726	118,933	129,309	138,713	155,152
Gain (Loss) on Sale of Investments	18,562	26,554	2,172	-8,278	14,574	23,139
Other Revenue	808.94	5,372	4,751	-6,018	5,254	6,247
Total Revenue	857,772	814,795	778,632	772,861	919,102	1,093,767
Revenue Growth (YoY)	3.95%	4.64%	0.75%	-15.91%	-15.97%	-11.75%
Policy Benefits	344,518	328,571	257,025	232,988	327,340	544,729
Policy Acquisition & Underwriting Costs	124,992	111,394	92,141	67,595	67,926	111,890
Selling, General & Administrative	348,386	324,379	326,706	284,746	323,700	329,116
Other Operating Expenses	-23,478	-23,478	-10,062	249	72	86
Total Operating Expenses	794,417	740,866	665,810	585,578	719,037	985,820
Operating Income	63,355	73,930	112,822	187,282	200,065	107,947
Currency Exchange Gain (Loss)	-140.32	-209.89	1,908	245.26	226.12	-461
EBT Excluding Unusual Items	63,214	73,720	114,730	187,528	200,291	107,486
Gain (Loss) on Sale of Assets	7,958	8,119	5,663	77.89	753.65	696.1
Asset Writedown	2,730	2,730	-1,600	4,211	-16,663	419.8
Pretax Income	73,902	84,569	118,793	191,816	184,381	108,601
Income Tax Expense	-3,585	-6.94	27,654	34,465	46,191	21,077
Earnings From Continuing Ops.	77,487	84,576	91,138	157,351	138,190	87,524
Minority Interest in Earnings	8.95	5.58	6.16	12.16	13.47	-0.42
Net Income	77,496	84,581	91,144	157,363	138,204	87,524
Net Income to Common	77,496	84,581	91,144	157,363	138,204	87,524
Net Income Growth	41.73%	-7.20%	-42.08%	13.86%	57.90%	26.65%
Shares Outstanding (Basic)	621	621	621	621	621	621
Shares Outstanding (Diluted)	621	621	621	621	621	621
EPS (Basic)	124.83	136.24	146.82	253.48	222.62	140.98
EPS (Diluted)	124.83	136.24	146.82	253.48	222.62	140.98
EPS Growth	41.73%	-7.20%	-42.08%	13.86%	57.90%	26.65%
Free Cash Flow	-31,299	-34,189	-42,990	-133,535	-227,024	-208,958
Free Cash Flow Per Share	-50.42	-55.07	-69.25	-215.10	-365.69	-336.59
Dividend Per Share	-	-	-	-	-	60.000
Operating Margin	7.39%	9.07%	14.49%	24.23%	21.77%	9.87%
Profit Margin	9.03%	10.38%	11.71%	20.36%	15.04%	8.00%
Free Cash Flow Margin	-3.65%	-4.20%	-5.52%	-17.28%	-24.70%	-19.10%
EBITDA	72,926	83,497	122,848	195,609	208,074	116,667
EBITDA Margin	8.50%	10.25%	15.78%	25.31%	22.64%	10.67%
D&A For EBITDA	9,572	9,568	10,025	8,326	8,010	8,721
EBIT	63,355	73,930	112,822	187,282	200,065	107,947
EBIT Margin	7.39%	9.07%	14.49%	24.23%	21.77%	9.87%
Effective Tax Rate	-	-	23.28%	17.97%	25.05%	19.41%
Revenue as Reported	855,194	855,194	738,132	777,395	903,418	1,094,421

Source: S&P Capital IQ. Insurance template. Financial Sources.