PT Asuransi Bina Dana Arta Tbk (IDX:ABDA)

IDX:ABDA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	887,676	764,106	650,143	652,776	657,848	760,560
Total Interest & Dividend Income	122,189	132,843	132,726	118,933	129,309	138,713
Gain (Loss) on Sale of Investments	32,439	27,473	26,554	2,172	-8,278	14,574
Other Revenue	-1,357	-1,105	5,372	4,751	-6,018	5,254
Total Revenue	1,040,947	923,317	814,795	778,632	772,861	919,102
Revenue Growth (YoY)	21.36%	13.32%	4.64%	0.75%	-15.91%	-15.97%
Policy Benefits	400,762	339,929	328,571	257,025	232,988	327,340
Policy Acquisition & Underwriting Costs	127,079	130,073	111,394	92,141	67,595	67,926
Selling, General & Administrative	407,220	392,598	324,379	326,706	284,746	323,700
Other Operating Expenses	-17,587	-21,645	-23,478	-10,062	249	72
Total Operating Expenses	917,475	840,956	740,866	665,810	585,578	719,037
Operating Income	123,472	82,361	73,930	112,822	187,282	200,065
Currency Exchange Gain (Loss)	1,127	370.73	-209.89	1,908	245.26	226.12
EBT Excluding Unusual Items	124,599	82,732	73,720	114,730	187,528	200,291
Gain (Loss) on Sale of Assets	483.71	100.75	8,119	5,663	77.89	753.65
Asset Writedown	1,507	1,507	2,730	-1,600	4,211	-16,663
Pretax Income	126,589	84,339	84,569	118,793	191,816	184,381
Income Tax Expense	21,231	4,289	-6.94	27,654	34,465	46,191
Earnings From Continuing Ops.	105,358	80,050	84,576	91,138	157,351	138,190
Minority Interest in Earnings	-1.45	6.95	5.58	6.16	12.16	13.47
Net Income	105,357	80,057	84,581	91,144	157,363	138,204
Net Income to Common	105,357	80,057	84,581	91,144	157,363	138,204
Net Income Growth	35.95%	-5.35%	-7.20%	-42.08%	13.86%	57.90%
Shares Outstanding (Basic)	621	621	621	621	621	621
Shares Outstanding (Diluted)	621	621	621	621	621	621
EPS (Basic)	169.71	128.96	136.24	146.82	253.48	222.62
EPS (Diluted)	169.71	128.96	136.24	146.82	253.48	222.62
EPS Growth	35.95%	-5.35%	-7.20%	-42.08%	13.86%	57.90%
Free Cash Flow	-39,939	-62,388	-34,189	-42,990	-133,535	-227,024
Free Cash Flow Per Share	-64.33	-100.50	-55.07	-69.25	-215.10	-365.69
Operating Margin	11.86%	8.92%	9.07%	14.49%	24.23%	21.77%
Profit Margin	10.12%	8.67%	10.38%	11.71%	20.36%	15.04%
Free Cash Flow Margin	-3.84%	-6.76%	-4.20%	-5.52%	-17.28%	-24.70%
EBITDA	133,618	91,916	83,497	122,848	195,609	208,074
EBITDA Margin	12.84%	9.96%	10.25%	15.78%	25.31%	22.64%
D&A For EBITDA	10,146	9,555	9,568	10,025	8,326	8,010
EBIT	123,472	82,361	73,930	112,822	187,282	200,065
EBIT Margin	11.86%	8.92%	9.07%	14.49%	24.23%	21.77%
Effective Tax Rate	16.77%	5.09%	-	23.28%	17.97%	25.05%
Revenue as Reported	1,034,827	916,058	855,194	738,132	777,395	903,418

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.