PT Bank IBK Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,374,292	1,368,514	1,263,572	784,055	544,257
Interest Paid on Deposits	804,679	787,275	776,291	376,298	237,244
Net Interest Income	569,613	581,239	487,281	407,757	307,013
Net Interest Income Growth (YoY)	-2.00%	19.28%	19.50%	32.81%	78.25%
Gain (Loss) on Sale of Assets	-372	73	49	2,234	-2
Gain (Loss) on Sale of Investments	9,602	-	-	-	11,362
Other Non-Interest Income	106,596	101,650	94,521	109,645	60,382
Total Non-Interest Income	115,826	101,723	94,570	111,879	71,742
Non-Interest Income Growth (YoY)	13.86%	7.56%	-15.47%	55.95%	82.64%
Revenues Before Loan Losses	685,439	682,962	581,851	519,636	378,755
Provision for Loan Losses	23,785	-22,315	29,251	94,414	54,737
Revenue	661,654	705,277	552,600	425,222	324,018
Revenue Growth (YoY)	-6.19%	27.63%	29.96%	31.23%	101.88%
Salaries and Employee Benefits	220,860	216,267	191,597	156,087	157,692
Selling, General & Administrative	176,965	200,564	177,276	168,204	152,416
Other Non-Interest Expense	9,020	8,437	7,082	5,779	3,720
Total Non-Interest Expense	406,845	425,268	375,955	330,070	313,953
EBT Excluding Unusual Items	254,809	280,009	176,645	95,152	10,065
Pretax Income	254,809	280,009	176,645	95,152	10,065
Income Tax Expense	57,384	64,158	-6,650	-8,302	-2,705
Net Income	197,425	215,851	183,295	103,454	12,770
Net Income to Common	197,425	215,851	183,295	103,454	12,770
Net Income Growth	-8.54%	17.76%	77.18%	710.13%	-
Basic Shares Outstanding	47,864	41,832	31,842	21,742	14,694
Diluted Shares Outstanding	47,864	41,832	31,842	21,742	14,694
Shares Change (YoY)	14.42%	31.37%	46.45%	47.96%	30.90%
EPS (Basic)	4.12	5.16	5.76	4.76	0.87
EPS (Diluted)	4.12	5.16	5.76	4.76	0.87
EPS Growth	-20.06%	-10.36%	20.98%	447.54%	-
Effective Tax Rate	22.52%	22.91%	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.