PT Bank Amar Indonesia Tbk (IDX:AMAR)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
220.00
-2.00 (-0.90%)
Aug 12, 2026, 4:00 PM WIB

IDX:AMAR Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
990,764911,213838,845665,611290,365388,547
Revenue Growth
10.10%8.63%26.03%129.23%-25.27%33.22%
Net Income
275,191249,635214,992177,972-155,3814,115
Earnings Per Share
15.2813.5811.8710.00-11.550.51
EPS Growth
17.00%14.45%18.67%---52.07%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Online
1,823,8491,446,385463,933132,560348,580
Brick and Mortar
262,479285,99296,756145,51163,235
Head Office
139,521126,646104,92412,294-28,314
Elimination
-147,327-121,859-2--
Total
2,078,5221,737,164665,611290,365383,502

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
920,2052,026,9471,061,7271,354,4391,704,0432,208,888
Total Debt
10,3372,2107,80310,0077,0508,169
Net Cash (Debt)
909,8682,024,7371,053,9241,344,4321,696,9932,200,719
Net Cash Growth
-19.05%92.11%-21.61%-20.78%-22.89%12.10%
Net Cash Per Share
50.51110.1558.1773.27126.10273.89

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-744,615-1,512,786194,88145,58546,318-605,918
Capital Expenditures
-11,884-10,695-4,202-3,036-2,280-1,982
Free Cash Flow
-756,499-1,523,481190,67942,54944,038-607,900
Free Cash Flow Growth
--348.14%-3.38%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.78%27.40%25.63%26.74%-53.51%1.06%
FCF Margin
-76.35%-167.19%22.73%6.39%15.17%-156.46%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
10.85010.8509.3503.030
Dividend Per Share Growth
16.67%16.04%208.58%-
Dividend Yield
4.89%5.18%5.44%1.09%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.4015.8816.0032.72-757.62
Forward PE
-31.2631.2641.03--
P/FCF Ratio
--18.04136.8672.81-
PS Ratio
4.004.354.108.7511.048.02