PT Bank KB Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5,437,720	5,419,839	4,861,636	4,128,670	4,217,615
Interest Paid on Deposits	4,245,774	4,300,244	4,052,754	3,079,167	3,388,098
Net Interest Income	1,191,946	1,119,595	808,882	1,049,503	829,517
Net Interest Income Growth (YoY)	6.46%	38.41%	-22.93%	26.52%	39.76%
Gain (Loss) on Sale of Assets	4,477	-8,380	-5,700	1,654	-32,642
Gain (Loss) on Sale of Investments	-63,693	-21,660	146,485	-134,460	6,815
Other Non-Interest Income	174,443	329,073	465,426	486,427	131,667
Total Non-Interest Income	115,227	299,033	606,211	353,621	105,840
Non-Interest Income Growth (YoY)	-61.47%	-50.67%	71.43%	234.11%	-89.74%
Revenues Before Loan Losses	1,307,173	1,418,628	1,415,093	1,403,124	935,357
Provision for Loan Losses	450,212	3,451,668	5,537,792	3,948,482	1,051,148
Revenue	856,961	-2,033,040	-4,122,699	-2,545,358	-115,791
Salaries and Employee Benefits	790,297	799,877	809,976	734,432	1,105,054
Federal Deposit Insurance	111,886	82,152	98,812	118,790	79,537
Selling, General & Administrative	1,232,578	1,107,161	1,371,594	1,571,018	1,858,758
Other Non-Interest Expense	-177,962	-11,565	-7,234	4,191	-132,083
Total Non-Interest Expense	655,334	2,755,303	2,593,144	2,528,764	2,931,910
EBT Excluding Unusual Items	201,627	-4,788,343	-6,715,843	-5,074,122	-3,047,701
Asset Writedown	-59,068	-128,475	-71,544	-71,534	-96,324
Pretax Income	142,559	-4,916,818	-6,787,387	-5,145,656	-3,144,025
Income Tax Expense	17,150	1,424,400	-731,684	-113,152	-841,746
Earnings From Continuing Operations	125,409	-6,341,218	-6,055,703	-5,032,504	-2,302,279
Earnings From Discontinued Operations	-58,821	12,598	-	-	-
Minority Interest in Earnings	-667	-518	21,626	5,044	20,034
Net Income	65,921	-6,329,138	-6,034,077	-5,027,460	-2,282,245
Net Income to Common	65,921	-6,329,138	-6,034,077	-5,027,460	-2,282,245
Basic Shares Outstanding	187,888	187,888	98,278	67,888	67,888
Diluted Shares Outstanding	187,888	187,888	98,278	67,888	67,888
Shares Change (YoY)	-	91.18%	44.77%	-	107.78%
EPS (Basic)	0.35	-33.69	-61.40	-74.06	-33.62
EPS (Diluted)	0.35	-33.69	-61.40	-74.06	-33.62
Effective Tax Rate	12.03%	-	-	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.