PT Bank JTrust Indonesia Tbk (IDX:BCIC)

IDX:BCIC Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,065,648	3,086,843	4,120,206	3,984,391	3,128,563	1,956,925
Investment Securities	4,384,090	6,372,789	5,350,886	5,712,577	3,480,492	1,935,295
Trading Asset Securities	2,646	4,987	18,906	12,322	1,360	1,131
Total Investments	4,386,736	6,377,776	5,369,792	5,724,899	3,481,852	1,936,426
Gross Loans	27,063,154	26,528,066	23,879,838	19,531,947	10,015,617	7,350,650
Allowance for Loan Losses	-304,984	-197,542	-147,255	-163,590	-211,697	-222,606
Net Loans	26,758,170	26,330,524	23,732,583	19,368,357	9,803,920	7,128,044
Property, Plant & Equipment	478,560	493,124	313,871	342,047	349,532	395,261
Other Intangible Assets	102,501	90,336	73,660	81,620	89,177	99,332
Accrued Interest Receivable	176,292	187,725	207,121	185,357	137,385	129,170
Other Receivables	12,959	4,016	7,176	7,256	4,851	6,689
Restricted Cash	665,282	474,261	2,013,146	339,539	246,182	80,538
Other Current Assets	2,832,811	125,339	143,261	140,074	236,332	263,263
Long-Term Deferred Tax Assets	226,668	226,668	324,591	320,039	272,950	172,118
Other Real Estate Owned & Foreclosed	92,972	93,124	83,238	99,709	68,361	115,866
Other Long-Term Assets	112,999	112,114	26,828	38,365	33,601	37,562
Total Assets	39,911,598	40,258,696	39,234,312	33,617,390	21,317,575	16,204,908
Accrued Expenses	6,012	151	153	306	217	9,998
Interest Bearing Deposits	35,681,870	36,223,644	35,221,190	29,616,460	18,470,923	14,279,605
Total Deposits	35,681,870	36,223,644	35,221,190	29,616,460	18,470,923	14,279,605
Short-Term Borrowings	8,537	7,745	343	381	-	227
Current Portion of Leases	-	528	1,707	1,046	933	4,682
Current Income Taxes Payable	43,624	39,324	33,696	23,464	15,906	18,870
Accrued Interest Payable	103,437	107,921	87,123	60,658	39,727	45,332
Other Current Liabilities	72,195	61,393	108,257	169,443	111,530	127,316
Long-Term Debt	-	-	-	-	-	252,825
Pension & Post-Retirement Benefits	34,452	23,834	22,112	19,257	18,552	22,823
Other Long-Term Liabilities	14,070	-	-	-	-	-
Total Liabilities	35,964,197	36,464,540	35,474,581	29,891,015	18,657,788	14,761,678
Common Stock	13,032,929	13,032,929	13,032,929	13,032,929	12,636,175	12,223,149
Additional Paid-In Capital	1,915,423	1,915,423	1,915,423	1,915,423	1,125,357	178,765
Retained Earnings	-12,253,766	-12,317,501	-12,320,333	-12,348,235	-12,434,856	-11,989,433
Comprehensive Income & Other	1,252,815	1,163,305	1,131,712	1,126,258	1,333,111	1,030,749
Shareholders' Equity	3,947,401	3,794,156	3,759,731	3,726,375	2,659,787	1,443,230
Total Liabilities & Equity	39,911,598	40,258,696	39,234,312	33,617,390	21,317,575	16,204,908
Total Debt	8,537	8,273	2,050	1,427	933	257,734
Net Cash (Debt)	6,416,269	4,415,779	5,603,603	6,383,018	3,128,990	1,720,101
Net Cash Growth	193.25%	-21.20%	-12.21%	104.00%	81.91%	117.04%
Net Cash Per Share	354.30	243.83	309.42	403.29	296.12	171.80
Filing Date Shares Outstanding	18,110	18,110	18,110	18,110	14,142	10,012
Total Common Shares Outstanding	18,110	18,110	18,110	18,110	14,142	10,012
Book Value Per Share	217.97	209.51	207.61	205.76	188.07	144.15
Tangible Book Value	3,844,900	3,703,820	3,686,071	3,644,755	2,570,610	1,343,898
Tangible Book Value Per Share	212.31	204.52	203.54	201.26	181.77	134.23

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.