PT Bank JTrust Indonesia Tbk (IDX: BCIC)

BCIC Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,397,836	4,120,206	3,984,391	3,128,563	1,956,925	1,095,828
Investment Securities	4,797,606	5,350,886	5,712,577	3,480,492	1,935,295	3,700,222
Trading Asset Securities	34,296	18,906	12,322	1,360	1,131	522,285
Total Investments	4,831,902	5,369,792	5,724,899	3,481,852	1,936,426	4,222,507
Gross Loans	28,134,609	23,879,838	19,531,947	10,015,617	7,350,650	6,245,991
Allowance for Loan Losses	-143,766	-147,255	-163,590	-211,697	-222,606	-113,108
Net Loans	27,990,843	23,732,583	19,368,357	9,803,920	7,128,044	6,132,883
Property, Plant & Equipment	292,521	313,871	342,047	349,532	395,261	199,165
Other Intangible Assets	93,854	73,660	81,620	89,177	99,332	88,859
Accrued Interest Receivable	203,566	207,121	185,357	137,385	129,170	137,322
Other Receivables	4,683	13,464	7,256	4,851	6,689	5,726
Restricted Cash	1,858,685	2,013,146	339,539	246,182	80,538	496,757
Other Current Assets	199,771	83,821	140,074	236,332	263,263	538,229
Long-Term Deferred Tax Assets	324,591	324,591	320,039	272,950	172,118	74,209
Other Real Estate Owned & Foreclosed	93,124	83,238	99,709	68,361	115,866	131,230
Other Long-Term Assets	116,173	79,980	38,365	33,601	37,562	35,325
Total Assets	41,389,860	39,234,312	33,617,390	21,317,575	16,204,908	17,311,597
Accrued Expenses	6,904	153	306	217	9,998	19,566
Interest Bearing Deposits	36,705,666	35,221,190	29,616,460	18,470,923	14,279,605	14,513,395
Total Deposits	36,705,666	35,221,190	29,616,460	18,470,923	14,279,605	14,513,395
Short-Term Borrowings	490,749	343	381	-	227	425,572
Current Portion of Leases	798	1,707	1,046	933	4,682	-
Current Income Taxes Payable	39,632	33,696	23,464	15,906	18,870	17,857
Accrued Interest Payable	107,963	87,123	60,658	39,727	45,332	65,086
Other Current Liabilities	68,073	108,257	169,443	111,530	127,316	171,543
Long-Term Debt	-	-	-	-	252,825	400,000
Pension & Post-Retirement Benefits	20,241	22,112	19,257	18,552	22,823	24,752
Total Liabilities	37,440,026	35,474,581	29,891,015	18,657,788	14,761,678	15,637,771
Common Stock	13,032,929	13,032,929	13,032,929	12,636,175	12,223,149	12,223,149
Additional Paid-In Capital	1,915,423	1,915,423	1,915,423	1,125,357	178,765	178,765
Retained Earnings	-12,159,113	-12,320,333	-12,348,235	-12,434,856	-11,989,433	-11,359,219
Comprehensive Income & Other	1,160,595	1,131,712	1,126,258	1,333,111	1,030,749	631,131
Shareholders' Equity	3,949,834	3,759,731	3,726,375	2,659,787	1,443,230	1,673,826
Total Liabilities & Equity	41,389,860	39,234,312	33,617,390	21,317,575	16,204,908	17,311,597
Total Debt	491,547	2,050	1,427	933	257,734	825,572
Net Cash (Debt)	2,187,988	5,603,603	6,383,018	3,128,990	1,720,101	792,541
Net Cash Growth	-51.45%	-12.21%	104.00%	81.91%	117.04%	173.60%
Net Cash Per Share	120.82	309.42	403.29	296.12	171.80	79.16
Filing Date Shares Outstanding	18,110	18,110	18,110	14,142	10,012	10,012
Total Common Shares Outstanding	18,110	18,110	18,110	14,142	10,012	10,012
Book Value Per Share	218.10	207.61	205.76	188.07	144.15	167.18
Tangible Book Value	3,855,980	3,686,071	3,644,755	2,570,610	1,343,898	1,584,967
Tangible Book Value Per Share	212.92	203.54	201.26	181.77	134.23	158.30

Source: S&P Capital IQ. Banks template. Financial Sources.