PT. Bank Pembangunan Daerah Banten, Tbk (IDX:BEKS)

IDX:BEKS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	491,804	452,759	460,464	310,272	372,209
Interest Paid on Deposits	302,443	256,489	304,161	251,404	338,465
Net Interest Income	189,361	196,270	156,303	58,868	33,744
Net Interest Income Growth (YoY)	-3.52%	25.57%	165.51%	74.45%	-53.68%
Gain (Loss) on Sale of Assets	-	-	-	66	327
Gain (Loss) on Sale of Investments	-	858	18,148	735	-
Other Non-Interest Income	56,077	74,680	67,563	39,350	25,737
Total Non-Interest Income	56,077	75,538	85,711	40,151	26,064
Non-Interest Income Growth (YoY)	-25.76%	-11.87%	113.47%	54.05%	-53.91%
Revenues Before Loan Losses	245,438	271,808	242,014	99,019	59,808
Provision for Loan Losses	-122,113	-17,494	8,435	-79,761	23,199
Revenue	367,551	289,302	233,579	178,780	36,609
Revenue Growth (YoY)	27.05%	23.86%	30.65%	388.35%	-71.54%
Salaries and Employee Benefits	127,961	122,623	139,704	132,485	119,005
Selling, General & Administrative	143,437	137,579	398,968	250,640	175,635
Total Non-Interest Expense	292,554	238,767	517,744	383,048	297,329
EBT Excluding Unusual Items	74,997	50,535	-284,165	-204,268	-260,720
Asset Writedown	-	-	-475	-	-
Pretax Income	74,997	50,535	-284,640	-204,268	-260,720
Income Tax Expense	35,667	23,944	-45,353	60,908	47,438
Net Income	39,330	26,591	-239,287	-265,176	-308,158
Net Income to Common	39,330	26,591	-239,287	-265,176	-308,158
Net Income Growth	47.91%	-	-	-	-
Basic Shares Outstanding	52,440	51,870	51,870	51,870	9,160
Diluted Shares Outstanding	52,440	51,870	51,870	51,870	9,160
Shares Change (YoY)	1.10%	-	-	466.25%	42.89%
EPS (Basic)	0.75	0.51	-4.61	-5.11	-33.64
EPS (Diluted)	0.75	0.51	-4.61	-5.11	-33.64
EPS Growth	46.30%	-	-	-	-
Effective Tax Rate	47.56%	47.38%	-	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.