IDX:BEKS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	544,877	491,804	452,759	460,464	310,272	372,209
Interest Paid on Deposits	336,636	302,443	246,945	304,161	251,404	338,465
Net Interest Income	208,241	189,361	205,814	156,303	58,868	33,744
Net Interest Income Growth (YoY)	9.58%	-7.99%	31.68%	165.51%	74.45%	-53.68%
Gain (Loss) on Sale of Assets	-	-	-	-	66	327
Gain (Loss) on Sale of Investments	1,903	-	858	18,148	735	-
Other Non-Interest Income	22,753	56,077	74,680	67,563	39,350	25,737
Total Non-Interest Income	24,656	56,077	75,538	85,711	40,151	26,064
Non-Interest Income Growth (YoY)	-66.02%	-25.76%	-11.87%	113.47%	54.05%	-53.91%
Revenues Before Loan Losses	232,897	245,438	281,352	242,014	99,019	59,808
Provision for Loan Losses	-122,113	-122,113	-17,494	8,435	-79,761	23,199
Revenue	355,010	367,551	298,846	233,579	178,780	36,609
Revenue Growth (YoY)	12.51%	22.99%	27.94%	30.65%	388.35%	-71.54%
Salaries and Employee Benefits	133,221	127,961	122,623	139,704	132,485	119,005
Selling, General & Administrative	146,215	143,437	147,123	398,968	250,640	175,635
Total Non-Interest Expense	276,777	292,554	248,311	517,744	383,048	297,329
EBT Excluding Unusual Items	78,233	74,997	50,535	-284,165	-204,268	-260,720
Asset Writedown	-	-	-	-475	-	-
Pretax Income	78,233	74,997	50,535	-284,640	-204,268	-260,720
Income Tax Expense	35,667	35,667	23,944	-45,353	60,908	47,438
Net Income	42,566	39,330	26,591	-239,287	-265,176	-308,158
Net Income to Common	42,566	39,330	26,591	-239,287	-265,176	-308,158
Net Income Growth	-25.72%	47.91%	-	-	-	-
Basic Shares Outstanding	-	51,870	51,870	51,870	51,870	9,160
Diluted Shares Outstanding	-	51,870	51,870	51,870	51,870	9,160
Shares Change (YoY)	-	-	-	-	466.25%	42.89%
EPS (Basic)	-	0.76	0.51	-4.61	-5.11	-33.64
EPS (Diluted)	-	0.76	0.51	-4.61	-5.11	-33.64
EPS Growth	-	48.67%	-	-	-	-
Effective Tax Rate	45.59%	47.56%	47.38%	-	-	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.