IDX:BEKS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	672,674	570,495	491,804	452,759	460,464	310,272
Interest Paid on Deposits	445,553	371,804	302,443	246,945	304,161	251,404
Net Interest Income	227,121	198,691	189,361	205,814	156,303	58,868
Net Interest Income Growth	19.94%	4.93%	-7.99%	31.68%	165.51%	74.45%
Gain (Loss) on Sale of Assets	-	-	-	-	-	66
Gain (Loss) on Sale of Investments	55	20	-	858	18,148	735
Other Non-Interest Income	93,869	86,233	56,077	74,680	67,563	39,350
Total Non-Interest Income	93,924	86,253	56,077	75,538	85,711	40,151
Non-Interest Income Growth	67.49%	53.81%	-25.76%	-11.87%	113.47%	54.05%
Revenues Before Loan Losses	321,045	284,944	245,438	281,352	242,014	99,019
Provision for Loan Losses	-91,083	-63,020	-122,113	-17,494	8,435	-79,761
Revenue	412,128	347,964	367,551	298,846	233,579	178,780
Revenue Growth	12.13%	-5.33%	22.99%	27.94%	30.65%	388.35%
Salaries and Employee Benefits	129,669	129,669	127,961	122,623	139,704	132,485
Selling, General & Administrative	166,055	158,769	143,437	147,123	398,968	250,640
Total Non-Interest Expense	340,594	291,492	292,554	248,311	517,744	383,048
EBT Excluding Unusual Items	71,534	56,472	74,997	50,535	-284,165	-204,268
Asset Writedown	-	-	-	-	-475	-
Pretax Income	71,534	56,472	74,997	50,535	-284,640	-204,268
Income Tax Expense	3,950	3,950	35,667	23,944	-45,353	60,908
Net Income	67,584	52,522	39,330	26,591	-239,287	-265,176
Net Income to Common	67,584	52,522	39,330	26,591	-239,287	-265,176
Net Income Growth	71.84%	33.54%	47.91%	-	-	-
Basic Shares Outstanding	51,678	51,870	51,870	51,870	51,870	51,870
Diluted Shares Outstanding	51,678	51,870	51,870	51,870	51,870	51,870
Shares Change	-0.37%	-	-	-	-	466.25%
EPS (Basic)	1.31	1.01	0.76	0.51	-4.61	-5.11
EPS (Diluted)	1.31	1.01	0.76	0.51	-4.61	-5.11
EPS Growth	72.14%	33.20%	48.67%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	5.52%	7.00%	47.56%	47.38%	-	-