PT Bank Bumi Arta Tbk (IDX:BNBA)

PT Bank Bumi Arta Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	526,964	534,865	549,958	532,228	527,608	518,732
Interest Paid on Deposits	207,430	213,131	212,188	177,135	179,018	229,227
Net Interest Income	319,533	321,733	337,770	355,092	348,589	289,505
Net Interest Income Growth (YoY)	-5.71%	-4.75%	-4.88%	1.87%	20.41%	0.62%
Gain (Loss) on Sale of Assets	1,106	1,022	350.82	823.87	1,515	-119.29
Other Non-Interest Income	14,269	14,775	14,294	15,529	16,789	16,226
Total Non-Interest Income	15,375	15,796	14,645	16,353	18,304	16,107
Non-Interest Income Growth (YoY)	-2.92%	7.86%	-10.44%	-10.66%	13.64%	-10.89%
Revenues Before Loan Losses	334,909	337,530	352,415	371,445	366,893	305,612
Provision for Loan Losses	45,246	37,740	-7,515	42,397	54,321	14,766
Revenue	289,662	299,789	359,930	329,048	312,572	290,846
Revenue Growth (YoY)	-17.49%	-16.71%	9.38%	5.27%	7.47%	-3.33%
Salaries and Employee Benefits	159,590	159,248	162,518	158,692	147,651	122,398
Federal Deposit Insurance	8,140	10,783	9,933	9,225	12,208	11,707
Selling, General & Administrative	87,080	112,915	112,666	101,577	101,293	94,785
Other Non-Interest Expense	30,690	3,418	4,434	2,238	2,475	2,110
Total Non-Interest Expense	286,170	287,059	280,085	271,802	262,206	234,048
EBT Excluding Unusual Items	3,492	12,731	79,845	57,247	50,366	56,798
Pretax Income	3,492	12,731	79,845	57,247	50,366	56,798
Income Tax Expense	1,229	3,262	18,445	12,881	11,427	14,123
Net Income	2,263	9,469	61,400	44,366	38,939	42,675
Net Income to Common	2,263	9,469	61,400	44,366	38,939	42,675
Net Income Growth	-95.67%	-84.58%	38.40%	13.94%	-8.76%	21.74%
Basic Shares Outstanding	3,388	3,388	3,388	3,388	2,823	2,349
Diluted Shares Outstanding	3,388	3,388	3,388	3,388	2,823	2,349
Shares Change (YoY)	-	-	-	20.00%	20.22%	1.67%
EPS (Basic)	0.67	2.79	18.12	13.10	13.79	18.17
EPS (Diluted)	0.67	2.79	18.12	13.10	13.79	18.17
EPS Growth	-95.67%	-84.58%	38.40%	-5.05%	-24.10%	19.75%
Dividend Per Share	-	-	-	-	-	4.250
Dividend Growth	-	-	-	-	-	6.25%
Effective Tax Rate	35.19%	25.62%	23.10%	22.50%	22.69%	24.87%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.