PT Bank Permata Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	17,307,801	17,213,039	16,039,144	12,818,030	11,895,321	11,923,778	Upgrade
Interest Paid on Deposits	7,498,600	7,362,285	6,419,754	4,057,755	4,245,668	5,381,988	Upgrade
Net Interest Income	9,809,201	9,850,754	9,619,390	8,760,275	7,649,653	6,541,790	Upgrade
Net Interest Income Growth (YoY)	0.18%	2.40%	9.81%	14.52%	16.93%	14.35%	Upgrade
Income From Trading Activities	295,817	227,758	300,032	67,035	326,115	778,531	Upgrade
Gain (Loss) on Sale of Assets	1,596	1,596	1,732	1,931	1,460	557	Upgrade
Gain (Loss) on Sale of Investments	379,076	-57,297	-52,155	3,867	351,351	208,064	Upgrade
Gain (Loss) on Sale of Equity Investments	-	-23,516	-27,310	-7,583	-	-	Upgrade
Other Non-Interest Income	1,555,319	1,711,691	1,731,929	1,738,635	1,519,821	1,321,477	Upgrade
Total Non-Interest Income	2,231,808	1,860,232	1,954,228	1,803,885	2,198,747	2,308,629	Upgrade
Non-Interest Income Growth (YoY)	13.43%	-4.81%	8.33%	-17.96%	-4.76%	9.23%	Upgrade
Revenues Before Loan Losses	12,041,009	11,710,986	11,573,618	10,564,160	9,848,400	8,850,419	Upgrade
Provision for Loan Losses	1,255,553	1,160,229	2,521,090	2,316,801	3,298,709	2,013,763	Upgrade
Revenue	10,785,456	10,550,757	9,052,528	8,247,359	6,549,691	6,836,656	Upgrade
Revenue Growth (YoY)	8.56%	16.55%	9.76%	25.92%	-4.20%	1.31%	Upgrade
Salaries and Employee Benefits	3,330,871	3,168,469	3,336,218	3,034,179	2,823,888	2,819,539	Upgrade
Selling, General & Administrative	1,791,887	1,858,139	1,831,245	1,878,615	1,717,690	1,771,406	Upgrade
Other Non-Interest Expense	935,452	915,920	534,945	644,343	442,592	630,362	Upgrade
Total Non-Interest Expense	6,058,210	5,942,528	5,702,408	5,557,137	4,984,170	5,221,307	Upgrade
EBT Excluding Unusual Items	4,727,246	4,608,229	3,350,120	2,690,222	1,565,521	1,615,349	Upgrade
Legal Settlements	-	-	-	-76,209	-	-	Upgrade
Pretax Income	4,727,246	4,608,229	3,350,120	2,614,013	1,565,521	1,615,349	Upgrade
Income Tax Expense	1,063,388	1,041,710	764,902	600,600	334,394	893,762	Upgrade
Earnings From Continuing Operations	3,663,858	3,566,519	2,585,218	2,013,413	1,231,127	721,587	Upgrade
Net Income	3,663,858	3,566,519	2,585,218	2,013,413	1,231,127	721,587	Upgrade
Net Income to Common	3,663,858	3,566,519	2,585,218	2,013,413	1,231,127	721,587	Upgrade
Net Income Growth	13.42%	37.96%	28.40%	63.54%	70.61%	-51.91%	Upgrade
Basic Shares Outstanding	-	36,181	36,181	36,181	31,543	28,043	Upgrade
Diluted Shares Outstanding	-	36,181	36,181	36,181	31,543	28,043	Upgrade
Shares Change (YoY)	-	-	-	14.70%	12.48%	-	Upgrade
EPS (Basic)	-	98.57	71.45	55.65	39.03	25.73	Upgrade
EPS (Diluted)	-	98.57	71.45	55.65	39.00	25.73	Upgrade
EPS Growth	-	37.95%	28.40%	42.69%	51.57%	-51.91%	Upgrade
Dividend Per Share	-	-	25.000	15.000	8.500	-	Upgrade
Dividend Growth	-	-	66.67%	76.47%	-	-	Upgrade
Effective Tax Rate	22.50%	22.61%	22.83%	22.98%	21.36%	55.33%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.