PT Bank Permata Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	16,899,644	16,039,144	12,818,030	11,895,321	11,923,778	11,742,063	Upgrade
Interest Paid on Deposits	7,107,813	6,419,754	4,057,755	4,245,668	5,381,988	6,021,095	Upgrade
Net Interest Income	9,791,831	9,619,390	8,760,275	7,649,653	6,541,790	5,720,968	Upgrade
Net Interest Income Growth (YoY)	4.36%	9.81%	14.52%	16.94%	14.35%	5.94%	Upgrade
Income From Trading Activities	279,960	300,032	67,035	326,115	778,531	575,766	Upgrade
Gain (Loss) on Sale of Assets	1,501	1,732	1,931	1,460	557	180	Upgrade
Gain (Loss) on Sale of Investments	-40,194	-52,155	3,867	351,351	208,064	185,060	Upgrade
Gain (Loss) on Sale of Equity Investments	-37,497	-27,310	-7,583	-	-	-	Upgrade
Other Non-Interest Income	1,763,846	1,731,929	1,738,635	1,519,821	1,321,477	1,352,499	Upgrade
Total Non-Interest Income	1,967,616	1,954,228	1,803,885	2,198,747	2,308,629	2,113,505	Upgrade
Non-Interest Income Growth (YoY)	-1.88%	8.33%	-17.96%	-4.76%	9.23%	7.76%	Upgrade
Revenues Before Loan Losses	11,759,447	11,573,618	10,564,160	9,848,400	8,850,419	7,834,473	Upgrade
Provision for Loan Losses	1,849,267	2,521,090	2,316,801	3,298,709	2,013,763	1,086,106	Upgrade
Revenue	9,910,180	9,052,528	8,247,359	6,549,691	6,836,656	6,748,367	Upgrade
Revenue Growth (YoY)	17.84%	9.76%	25.92%	-4.20%	1.31%	18.70%	Upgrade
Salaries and Employee Benefits	3,250,811	3,336,218	3,034,179	2,823,888	2,819,539	2,501,423	Upgrade
Selling, General & Administrative	1,876,527	1,831,245	1,878,615	1,717,690	1,771,406	1,884,001	Upgrade
Other Non-Interest Expense	601,793	534,945	644,343	442,592	630,362	352,208	Upgrade
Total Non-Interest Expense	5,729,131	5,702,408	5,557,137	4,984,170	5,221,307	4,737,632	Upgrade
EBT Excluding Unusual Items	4,181,049	3,350,120	2,690,222	1,565,521	1,615,349	2,010,735	Upgrade
Legal Settlements	-	-	-76,209	-	-	-	Upgrade
Pretax Income	4,181,049	3,350,120	2,614,013	1,565,521	1,615,349	2,010,735	Upgrade
Income Tax Expense	950,728	764,902	600,600	334,394	893,762	510,315	Upgrade
Earnings From Continuing Operations	3,230,321	2,585,218	2,013,413	1,231,127	721,587	1,500,420	Upgrade
Net Income	3,230,321	2,585,218	2,013,413	1,231,127	721,587	1,500,420	Upgrade
Net Income to Common	3,230,321	2,585,218	2,013,413	1,231,127	721,587	1,500,420	Upgrade
Net Income Growth	62.26%	28.40%	63.54%	70.61%	-51.91%	66.48%	Upgrade
Basic Shares Outstanding	36,181	36,181	36,181	31,543	28,043	28,043	Upgrade
Diluted Shares Outstanding	36,181	36,181	36,181	31,543	28,043	28,043	Upgrade
Shares Change (YoY)	-	-	14.70%	12.48%	-	-	Upgrade
EPS (Basic)	89.28	71.45	55.65	39.03	25.73	53.50	Upgrade
EPS (Diluted)	89.28	71.45	55.65	39.00	25.73	53.50	Upgrade
EPS Growth	62.26%	28.40%	42.69%	51.57%	-51.91%	67.20%	Upgrade
Dividend Per Share	25.000	25.000	15.000	8.500	-	-	Upgrade
Dividend Growth	66.67%	66.67%	76.47%	-	-	-	Upgrade
Effective Tax Rate	22.74%	22.83%	22.98%	21.36%	55.33%	25.38%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.