PT Bank Permata Tbk (IDX: BNLI)

PT Bank Permata Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Mar 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	16,311,591	16,039,144	12,818,030	11,895,321	11,923,778	11,742,063
Interest Paid on Deposits	6,708,889	6,419,754	4,057,755	4,245,668	5,381,988	6,021,095
Net Interest Income	9,602,702	9,619,390	8,760,275	7,649,653	6,541,790	5,720,968
Net Interest Income Growth (YoY)	4.50%	9.81%	14.52%	16.94%	14.35%	5.94%
Income From Trading Activities	275,915	300,032	67,035	326,115	778,531	575,766
Gain (Loss) on Sale of Assets	1,924	1,732	1,931	1,460	557	180
Gain (Loss) on Sale of Investments	-53,446	-52,155	3,867	351,351	208,064	185,060
Gain (Loss) on Sale of Equity Investments	-36,575	-27,310	-7,583	-	-	-
Other Non-Interest Income	1,709,015	1,731,929	1,738,635	1,519,821	1,321,477	1,352,499
Total Non-Interest Income	1,896,833	1,954,228	1,803,885	2,198,747	2,308,629	2,113,505
Non-Interest Income Growth (YoY)	0.59%	8.33%	-17.96%	-4.76%	9.23%	7.76%
Revenues Before Loan Losses	11,499,535	11,573,618	10,564,160	9,848,400	8,850,419	7,834,473
Provision for Loan Losses	2,455,530	2,521,090	2,316,801	3,298,709	2,013,763	1,086,106
Revenue	9,044,005	9,052,528	8,247,359	6,549,691	6,836,656	6,748,367
Revenue Growth (YoY)	7.63%	9.76%	25.92%	-4.20%	1.31%	18.70%
Salaries and Employee Benefits	3,294,705	3,336,218	3,034,179	2,823,888	2,819,539	2,501,423
Selling, General & Administrative	1,820,062	1,831,245	1,878,615	1,717,690	1,771,406	1,884,001
Other Non-Interest Expense	510,388	534,945	644,343	442,592	630,362	352,208
Total Non-Interest Expense	5,625,155	5,702,408	5,557,137	4,984,170	5,221,307	4,737,632
EBT Excluding Unusual Items	3,418,850	3,350,120	2,690,222	1,565,521	1,615,349	2,010,735
Legal Settlements	-	-	-76,209	-	-	-
Pretax Income	3,418,850	3,350,120	2,614,013	1,565,521	1,615,349	2,010,735
Income Tax Expense	782,263	764,902	600,600	334,394	893,762	510,315
Earnings From Continuing Operations	2,636,587	2,585,218	2,013,413	1,231,127	721,587	1,500,420
Net Income	2,636,587	2,585,218	2,013,413	1,231,127	721,587	1,500,420
Net Income to Common	2,636,587	2,585,218	2,013,413	1,231,127	721,587	1,500,420
Net Income Growth	30.59%	28.40%	63.54%	70.61%	-51.91%	66.48%
Basic Shares Outstanding	36,181	36,181	36,181	31,543	28,043	28,043
Diluted Shares Outstanding	36,181	36,181	36,181	31,543	28,043	28,043
Shares Change (YoY)	-	-	14.70%	12.48%	-	-
EPS (Basic)	72.87	71.45	55.65	39.03	25.73	53.50
EPS (Diluted)	72.87	71.45	55.65	39.00	25.73	53.50
EPS Growth	31.20%	28.40%	42.69%	51.57%	-51.91%	67.20%
Dividend Per Share	25.000	25.000	15.000	8.500	-	-
Dividend Growth	66.67%	66.67%	76.47%	-	-	-
Effective Tax Rate	22.88%	22.83%	22.98%	21.36%	55.33%	25.38%

Source: S&P Capital IQ. Banks template. Financial Sources.