PT Bank Permata Tbk (IDX:BNLI)

PT Bank Permata Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,078,376	15,138,158	26,677,214	37,215,464	33,233,263	20,978,268
Investment Securities	83,911,930	69,274,589	72,799,806	56,887,984	60,544,315	47,570,136
Trading Asset Securities	4,721,454	6,786,864	3,943,326	671,329	1,581,799	2,348,378
Total Investments	88,633,384	76,061,453	76,743,132	57,559,313	62,126,114	49,918,514
Gross Loans	147,893,878	156,142,842	143,454,267	137,558,961	126,300,183	119,538,689
Allowance for Loan Losses	-	-11,937,139	-11,805,565	-10,324,571	-9,096,664	-8,013,341
Net Loans	147,893,878	144,205,703	131,648,702	127,234,390	117,203,519	111,525,348
Property, Plant & Equipment	3,706,667	3,556,898	3,491,943	3,290,186	3,290,547	3,073,596
Goodwill	-	-	-	-	-	113,015
Other Intangible Assets	1,376,723	1,282,172	939,389	734,740	543,984	447,902
Accrued Interest Receivable	-	367,413	355,908	394,425	410,898	318,725
Other Receivables	-	937,592	890,067	614,108	-	-
Restricted Cash	7,593,830	8,205,594	7,315,742	20,172,530	10,627,001	5,013,391
Other Current Assets	4,845,182	6,755,429	6,544,161	5,421,907	4,704,525	3,433,556
Long-Term Deferred Tax Assets	1,735,000	1,989,274	2,348,039	2,057,940	1,825,368	2,195,260
Other Real Estate Owned & Foreclosed	-	63,086	86,078	95,513	104,961	404,870
Other Long-Term Assets	5,418,089	321,985	208,024	123,652	108,133	117,470
Total Assets	269,281,129	259,067,503	257,444,147	255,112,471	234,379,042	197,726,097
Accrued Expenses	2,182,705	2,076,161	2,079,959	1,968,906	1,673,728	1,476,141
Interest Bearing Deposits	199,530,214	190,273,024	193,055,737	199,322,966	183,233,033	148,001,373
Total Deposits	199,530,214	190,273,024	193,055,737	199,322,966	183,233,033	148,001,373
Short-Term Borrowings	2,614,035	4,656,755	3,682,823	404,510	164,345	249,953
Current Portion of Long-Term Debt	-	-	350	9	1,350	714,943
Current Income Taxes Payable	-	311,449	597,306	176,907	139,758	158,546
Other Current Liabilities	5,296,516	5,999,765	4,882,051	4,133,844	2,209,843	1,599,114
Long-Term Debt	11,314,589	10,849,329	10,278,952	10,291,758	9,329,879	9,106,068
Long-Term Leases	-	106,018	124,154	43,764	110,895	184,235
Pension & Post-Retirement Benefits	641,317	549,118	394,299	240,278	189,737	139,727
Other Long-Term Liabilities	2,422,774	1,642,702	2,356,194	912,240	712,759	1,024,544
Total Liabilities	224,002,150	216,464,321	217,451,825	217,495,182	197,765,327	162,654,644
Common Stock	4,855,313	4,855,313	4,855,313	4,855,313	4,855,313	3,837,985
Additional Paid-In Capital	26,810,312	26,810,312	26,810,312	26,810,312	26,810,147	16,870,764
Retained Earnings	10,415,109	8,654,686	6,022,446	4,017,268	2,311,899	1,050,966
Treasury Stock	-6	-6	-6	-6	-6	-
Comprehensive Income & Other	3,198,251	2,282,877	2,304,257	1,934,402	2,636,362	13,311,728
Total Common Equity	45,278,979	42,603,182	39,992,322	37,617,289	36,613,715	35,071,443
Minority Interest	-	-	-	-	-	10
Shareholders' Equity	45,278,979	42,603,182	39,992,322	37,617,289	36,613,715	35,071,453
Total Liabilities & Equity	269,281,129	259,067,503	257,444,147	255,112,471	234,379,042	197,726,097
Total Debt	13,928,624	15,612,102	14,086,279	10,740,041	9,606,469	10,255,199
Net Cash (Debt)	6,932,212	11,291,322	47,664,719	38,926,488	44,650,296	37,384,603
Net Cash Growth	-37.20%	-76.31%	22.45%	-12.82%	19.43%	184.61%
Net Cash Per Share	-	312.08	1317.38	1075.87	1415.52	1333.13
Filing Date Shares Outstanding	-	36,181	36,181	36,181	36,181	28,043
Total Common Shares Outstanding	-	36,181	36,181	36,181	36,181	28,043
Book Value Per Share	-	1177.49	1105.33	1039.69	1011.95	1250.64
Tangible Book Value	43,902,256	41,321,010	39,052,933	36,882,549	36,069,731	34,510,526
Tangible Book Value Per Share	-	1142.05	1079.37	1019.38	996.92	1230.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.