PT Bank Syariah Indonesia Tbk (IDX:BRIS)

IDX:BRIS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	11,112,694	8,001,204	5,940,486	4,864,264	4,455,685	4,653,087
Interest Income on Investments	192,124	192,124	155,446	122,221	75,219	204,443
Total Interest Income	11,304,818	8,193,328	6,095,932	4,986,485	4,530,904	4,857,530
Interest Paid on Deposits	8,947,304	7,889,029	5,993,168	4,032,169	4,378,807	5,004,254
Net Interest Income	2,357,514	304,299	102,764	954,316	152,097	-146,724
Net Interest Income Growth (YoY)	-	196.11%	-89.23%	527.44%	-	-
Gain (Loss) on Sale of Assets	15,349	-	-	-	-	-
Gain (Loss) on Sale of Investments	755,210	587,199	242,110	-	-	-
Other Non-Interest Income	22,170,166	22,074,155	20,118,167	18,337,491	16,289,774	14,848,763
Total Non-Interest Income	22,940,725	22,661,354	20,360,277	18,337,491	16,289,774	14,848,763
Non-Interest Income Growth (YoY)	5.11%	11.30%	11.03%	12.57%	9.71%	502.96%
Revenues Before Loan Losses	25,298,239	22,965,653	20,463,041	19,291,807	16,441,871	14,702,039
Provision for Loan Losses	2,084,160	1,893,867	2,622,479	3,748,797	3,551,249	3,620,446
Revenue	23,214,079	21,071,786	17,840,562	15,543,010	12,890,622	11,081,593
Revenue Growth (YoY)	17.45%	18.11%	14.78%	20.58%	16.32%	663.48%
Salaries and Employee Benefits	5,498,467	5,284,136	5,035,215	4,948,942	4,491,775	4,091,033
Selling, General & Administrative	6,571,259	6,342,626	5,169,938	4,856,436	3,970,211	3,463,591
Other Non-Interest Expense	1,337,986	166,880	44,051	89,958	320,787	400,603
Total Non-Interest Expense	13,403,400	11,789,330	10,251,360	9,886,802	8,828,414	8,002,194
EBT Excluding Unusual Items	9,810,679	9,282,456	7,589,202	5,656,208	4,062,208	3,079,399
Pretax Income	9,874,206	9,282,456	7,589,202	5,656,208	4,062,208	3,079,399
Income Tax Expense	2,406,628	2,276,568	1,885,459	1,396,026	1,034,003	891,750
Net Income	7,467,578	7,005,888	5,703,743	4,260,182	3,028,205	2,187,649
Net Income to Common	7,467,578	7,005,888	5,703,743	4,260,182	3,028,205	2,187,649
Net Income Growth	12.96%	22.83%	33.88%	40.68%	38.42%	2855.64%
Basic Shares Outstanding	46,132	46,129	46,129	41,546	41,096	40,878
Diluted Shares Outstanding	46,132	46,129	46,129	41,546	41,109	40,883
Shares Change (YoY)	0.01%	-	11.03%	1.06%	0.55%	320.78%
EPS (Basic)	161.87	151.88	123.65	102.54	73.69	53.52
EPS (Diluted)	161.87	151.88	123.65	102.54	73.66	53.51
EPS Growth	12.95%	22.83%	20.58%	39.21%	37.66%	602.43%
Dividend Per Share	-	22.781	18.547	9.235	18.407	-
Dividend Growth	-	22.83%	100.83%	-49.83%	-	-
Effective Tax Rate	24.37%	24.52%	24.84%	24.68%	25.45%	28.96%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.