PT Bank of India Indonesia Tbk (IDX:BSWD)

IDX:BSWD Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	426,073	418,151	354,993	213,233	177,943
Interest Paid on Deposits	144,823	138,328	94,959	69,887	81,660
Net Interest Income	281,250	279,823	260,034	143,346	96,284
Net Interest Income Growth (YoY)	0.51%	7.61%	81.40%	48.88%	3.57%
Gain (Loss) on Sale of Assets	134.75	51.25	477.48	257.55	2.4
Other Non-Interest Income	19,819	18,736	4,051	5,295	6,872
Total Non-Interest Income	19,954	18,788	4,528	5,553	6,874
Non-Interest Income Growth (YoY)	6.21%	314.92%	-18.45%	-19.23%	-23.90%
Revenues Before Loan Losses	301,204	298,611	264,562	148,899	103,158
Provision for Loan Losses	116,221	81,345	109,266	59,007	64,750
Revenue	184,983	217,267	155,296	89,892	38,408
Revenue Growth (YoY)	-14.86%	39.91%	72.76%	134.05%	-63.27%
Salaries and Employee Benefits	57,265	50,159	49,345	43,393	47,606
Federal Deposit Insurance	6,805	6,299	5,423	4,274	4,222
Selling, General & Administrative	57,461	57,866	39,937	40,367	27,108
Total Non-Interest Expense	121,295	115,951	96,494	83,031	80,856
EBT Excluding Unusual Items	63,688	101,315	58,802	6,861	-42,449
Pretax Income	63,688	101,315	58,802	6,861	-42,449
Income Tax Expense	15,406	22,560	9,971	-9,729	1,602
Net Income	48,282	78,755	48,831	16,590	-44,051
Net Income to Common	48,282	78,755	48,831	16,590	-44,051
Net Income Growth	-38.69%	61.28%	194.35%	-	-
Basic Shares Outstanding	3,689	3,689	3,689	2,389	1,389
Diluted Shares Outstanding	3,689	3,689	3,689	2,389	1,389
Shares Change (YoY)	-	-	54.42%	72.01%	-
EPS (Basic)	13.09	21.35	13.24	6.94	-31.72
EPS (Diluted)	13.09	21.35	13.24	6.94	-31.72
EPS Growth	-38.69%	61.28%	90.61%	-	-
Effective Tax Rate	24.19%	22.27%	16.96%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.