PT Bank of India Indonesia Tbk (IDX:BSWD)

IDX:BSWD Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	447,376	430,182	354,993	213,233	177,943	230,258
Interest Paid on Deposits	145,947	138,328	94,959	69,887	81,660	137,296
Net Interest Income	301,429	291,854	260,034	143,346	96,284	92,962
Net Interest Income Growth (YoY)	13.70%	12.24%	81.40%	48.88%	3.57%	-36.62%
Gain (Loss) on Sale of Assets	133.2	51.25	477.48	257.55	2.4	305
Other Non-Interest Income	2,162	3,913	4,051	5,295	6,872	8,728
Total Non-Interest Income	2,296	3,964	4,528	5,553	6,874	9,033
Non-Interest Income Growth (YoY)	-80.67%	-12.45%	-18.45%	-19.23%	-23.90%	-16.00%
Revenues Before Loan Losses	303,725	295,818	264,562	148,899	103,158	101,995
Provision for Loan Losses	91,976	81,345	109,266	59,007	64,750	-2,562
Revenue	211,749	214,474	155,296	89,892	38,408	104,557
Revenue Growth (YoY)	12.15%	38.11%	72.76%	134.05%	-63.27%	-10.08%
Salaries and Employee Benefits	52,089	52,072	49,345	43,393	47,606	50,713
Federal Deposit Insurance	7,149	6,299	5,423	4,274	4,222	5,169
Selling, General & Administrative	51,487	52,932	39,937	40,367	27,108	31,134
Total Non-Interest Expense	112,572	113,158	96,494	83,031	80,856	85,676
EBT Excluding Unusual Items	99,177	101,315	58,802	6,861	-42,449	18,881
Pretax Income	99,177	101,315	58,802	6,861	-42,449	18,881
Income Tax Expense	22,090	22,560	9,971	-9,729	1,602	89,463
Net Income	77,087	78,755	48,831	16,590	-44,051	-70,582
Net Income to Common	77,087	78,755	48,831	16,590	-44,051	-70,582
Net Income Growth	23.21%	61.28%	194.35%	-	-	-
Basic Shares Outstanding	3,689	3,689	3,689	2,389	1,389	1,389
Diluted Shares Outstanding	3,689	3,689	3,689	2,389	1,389	1,389
Shares Change (YoY)	-	-	54.42%	72.01%	-	-
EPS (Basic)	20.90	21.35	13.24	6.94	-31.72	-50.82
EPS (Diluted)	20.90	21.35	13.24	6.94	-31.72	-50.82
EPS Growth	23.21%	61.28%	90.61%	-	-	-
Effective Tax Rate	22.27%	22.27%	16.96%	-	-	473.82%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.