IDX:BSWD Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	441,512	430,182	354,993	213,233	177,943	230,258
Interest Paid on Deposits	142,499	138,328	94,959	69,887	81,660	137,296
Net Interest Income	299,013	291,854	260,034	143,346	96,284	92,962
Net Interest Income Growth (YoY)	7.55%	12.24%	81.40%	48.88%	3.57%	-36.62%
Gain (Loss) on Sale of Assets	131.92	51.25	477.48	257.55	2.4	305
Other Non-Interest Income	4,342	3,913	4,051	5,295	6,872	8,728
Total Non-Interest Income	4,474	3,964	4,528	5,553	6,874	9,033
Non-Interest Income Growth (YoY)	-40.67%	-12.45%	-18.45%	-19.23%	-23.90%	-16.00%
Revenues Before Loan Losses	303,487	295,818	264,562	148,899	103,158	101,995
Provision for Loan Losses	132,991	81,345	109,266	59,007	64,750	-2,562
Revenue	170,496	214,474	155,296	89,892	38,408	104,557
Revenue Growth (YoY)	-16.69%	38.11%	72.76%	134.05%	-63.27%	-10.08%
Salaries and Employee Benefits	53,470	52,072	49,345	43,393	47,606	50,713
Federal Deposit Insurance	6,942	6,299	5,423	4,274	4,222	5,169
Selling, General & Administrative	53,857	52,932	39,937	40,367	27,108	31,134
Total Non-Interest Expense	114,407	113,158	96,494	83,031	80,856	85,676
EBT Excluding Unusual Items	56,089	101,315	58,802	6,861	-42,449	18,881
Pretax Income	56,089	101,315	58,802	6,861	-42,449	18,881
Income Tax Expense	19,288	22,560	9,971	-9,729	1,602	89,463
Net Income	36,800	78,755	48,831	16,590	-44,051	-70,582
Net Income to Common	36,800	78,755	48,831	16,590	-44,051	-70,582
Net Income Growth	-47.18%	61.28%	194.35%	-	-	-
Basic Shares Outstanding	3,689	3,689	3,689	2,389	1,389	1,389
Diluted Shares Outstanding	3,689	3,689	3,689	2,389	1,389	1,389
Shares Change (YoY)	-	-	54.42%	72.01%	-	-
EPS (Basic)	9.98	21.35	13.24	6.94	-31.72	-50.82
EPS (Diluted)	9.98	21.35	13.24	6.94	-31.72	-50.82
EPS Growth	-47.18%	61.28%	90.61%	-	-	-
Effective Tax Rate	34.39%	22.27%	16.96%	-	-	473.82%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.