PT Capital Financial Indonesia Tbk (IDX:CASA)

IDX:CASA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	4,078,754	4,421,795	5,628,569	8,906,728	12,500,614	9,436,607
Total Interest & Dividend Income	1,373,721	1,283,757	887,020	1,131,371	2,050,629	1,924,818
Gain (Loss) on Sale of Investments	38,725	47,078	69,533	162,564	68,554	88,764
Other Revenue	886,444	985,648	994,410	885,776	924,348	390,299
Total Revenue	6,410,835	6,769,371	7,596,468	11,103,680	15,564,505	11,862,658
Revenue Growth (YoY)	-15.47%	-10.89%	-31.59%	-28.66%	31.21%	-2.97%
Policy Benefits	3,926,875	4,295,483	5,340,349	8,800,397	13,045,534	9,651,329
Policy Acquisition & Underwriting Costs	77,344	81,474	76,427	113,938	83,041	45,854
Selling, General & Administrative	1,136,772	1,096,205	794,229	1,018,470	1,010,935	906,721
Other Operating Expenses	92,176	89,156	70,653	-	-50,213	-
Total Operating Expenses	5,233,167	5,562,318	6,281,658	9,932,805	14,089,297	10,603,904
Operating Income	1,177,668	1,207,053	1,314,810	1,170,875	1,475,208	1,258,754
Interest Expense	-992,727	-1,032,545	-1,186,008	-1,020,133	-1,372,118	-1,103,154
Currency Exchange Gain (Loss)	6,560	-	-	-	-14,987	-8,775
Other Non Operating Income (Expenses)	-2,067	-	-	-101,154	-27,460	-19,721
Pretax Income	189,434	174,508	128,802	49,588	60,643	127,104
Income Tax Expense	42,671	40,618	31,977	14,700	17,661	21,703
Earnings From Continuing Ops.	146,763	133,890	96,825	34,888	42,982	105,401
Minority Interest in Earnings	-25,103	-23,218	-14,234	-6,878	-23,577	-42,527
Net Income	121,660	110,672	82,591	28,010	19,405	62,874
Preferred Dividends & Other Adjustments	-	-	1	4	-	-
Net Income to Common	121,660	110,672	82,590	28,006	19,405	62,874
Net Income Growth	47.92%	34.00%	194.86%	44.34%	-69.14%	2.78%
Shares Outstanding (Basic)	-	54,476	54,476	54,476	54,476	54,476
Shares Outstanding (Diluted)	-	54,476	54,476	54,476	56,236	56,236
Shares Change (YoY)	-	-	-	-3.13%	-	-
EPS (Basic)	-	2.03	1.52	0.51	0.36	1.15
EPS (Diluted)	-	2.03	1.52	0.51	0.35	1.12
EPS Growth	-	34.00%	194.90%	46.88%	-68.75%	2.96%
Free Cash Flow	-6,025,005	-3,283,592	-2,617,132	-8,124,334	2,413,744	606,794
Free Cash Flow Per Share	-	-60.28	-48.04	-149.14	42.92	10.79
Operating Margin	18.37%	17.83%	17.31%	10.54%	9.48%	10.61%
Profit Margin	1.90%	1.64%	1.09%	0.25%	0.13%	0.53%
Free Cash Flow Margin	-93.98%	-48.51%	-34.45%	-73.17%	15.51%	5.12%
EBITDA	1,168,723	1,247,706	1,340,818	1,209,569	1,551,639	1,317,704
EBITDA Margin	18.23%	18.43%	17.65%	10.89%	9.97%	11.11%
D&A For EBITDA	-8,945	40,653	26,008	38,694	76,431	58,950
EBIT	1,177,668	1,207,053	1,314,810	1,170,875	1,475,208	1,258,754
EBIT Margin	18.37%	17.83%	17.31%	10.54%	9.48%	10.61%
Effective Tax Rate	22.53%	23.28%	24.83%	29.64%	29.12%	17.08%
Revenue as Reported	-	-	-	11,103,680	15,562,573	11,756,822

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.