IDX:JMAS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	71,412	74,040	66,293	39,019	44,847	36,427
Total Interest & Dividend Income	5,760	5,363	6,352	9,750	8,177	7,991
Gain (Loss) on Sale of Investments	-	-	-2,049	-560.07	-	-
Total Revenue	77,239	79,470	70,595	48,271	53,024	44,418
Revenue Growth (YoY)	-1.75%	12.57%	46.25%	-8.96%	19.38%	43.55%
Policy Benefits	5,672	5,796	8,627	4,376	4,839	5,767
Policy Acquisition & Underwriting Costs	34,671	30,349	29,744	25,967	20,130	22,697
Selling, General & Administrative	31,878	33,468	26,452	23,033	20,981	17,773
Other Operating Expenses	-1,950	5,218	1,241	-7,380	5,238	-2,011
Total Operating Expenses	70,271	74,832	66,065	45,996	51,187	44,227
Operating Income	6,968	4,638	4,531	2,274	1,836	190.82
Other Non Operating Income (Expenses)	-449.44	-788.93	-1,172	-111.64	100.46	78.64
EBT Excluding Unusual Items	6,519	3,849	3,359	2,163	1,937	269.47
Gain (Loss) on Sale of Assets	-6.66	-6.66	244.63	-15.84	-	-
Pretax Income	6,512	3,842	3,604	2,147	1,937	269.47
Income Tax Expense	1,080	1,013	1,077	646.07	653.15	216.14
Net Income	5,432	2,829	2,527	1,501	1,284	53.33
Net Income to Common	5,432	2,829	2,527	1,501	1,284	53.33
Net Income Growth	85.25%	11.95%	68.36%	16.91%	2307.42%	-95.74%
Shares Outstanding (Basic)	1,000	1,000	1,000	1,000	1,000	1,000
Shares Outstanding (Diluted)	1,000	1,000	1,000	1,000	1,000	1,000
Shares Change (YoY)	-1.09%	-	-	-	-	-
EPS (Basic)	5.43	2.83	2.53	1.50	1.28	0.05
EPS (Diluted)	5.43	2.83	2.53	1.50	1.28	0.05
EPS Growth	87.29%	11.95%	68.36%	16.91%	2307.45%	-95.74%
Free Cash Flow	48,023	-9,660	-38,646	-12,683	3,981	14,863
Free Cash Flow Per Share	48.02	-9.66	-38.65	-12.68	3.98	14.86
Operating Margin	9.02%	5.84%	6.42%	4.71%	3.46%	0.43%
Profit Margin	7.03%	3.56%	3.58%	3.11%	2.42%	0.12%
Free Cash Flow Margin	62.18%	-12.16%	-54.74%	-26.28%	7.51%	33.46%
EBITDA	8,234	5,962	5,877	3,735	2,847	1,013
EBITDA Margin	10.66%	7.50%	8.33%	7.74%	5.37%	2.28%
D&A For EBITDA	1,266	1,324	1,346	1,460	1,010	822.37
EBIT	6,968	4,638	4,531	2,274	1,836	190.82
EBIT Margin	9.02%	5.84%	6.42%	4.71%	3.46%	0.43%
Effective Tax Rate	16.59%	26.38%	29.88%	30.09%	33.72%	80.21%
Revenue as Reported	77,239	79,470	72,645	48,831	53,024	44,418

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.