PT Mandala Multifinance Tbk (IDX:MFIN)

IDX:MFIN Statistics

Total Valuation

IDX:MFIN has a market cap or net worth of IDR 6.13 trillion.

Market Cap	6.13T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Apr 29, 2025

Share Statistics

IDX:MFIN has 5.00 billion shares outstanding. The number of shares has increased by 0.36% in one year.

Current Share Class	5.00B
Shares Outstanding	5.00B
Shares Change (YoY)	+0.36%
Shares Change (QoQ)	+1.12%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	36.98M

Valuation Ratios

The trailing PE ratio is 11.72.

PE Ratio	11.72
Forward PE	n/a
PS Ratio	3.58
PB Ratio	1.61
P/TBV Ratio	1.63
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 2.78, with a Debt / Equity ratio of 0.74.

Current Ratio	2.78
Quick Ratio	2.76
Debt / Equity	0.74
Debt / EBITDA	n/a
Debt / FCF	-11.88
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.18%.

Return on Equity (ROE)	14.18%
Return on Assets (ROA)	7.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	288.73M
Profits Per Employee	88.81M
Employee Count	6,139
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:MFIN has paid 160.57 billion in taxes.

Income Tax	160.57B
Effective Tax Rate	23.40%

Stock Price Statistics

The stock price has decreased by -22.21% in the last 52 weeks. The beta is 0.54, so IDX:MFIN's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	-22.21%
50-Day Moving Average	1,593.20
200-Day Moving Average	1,913.57
Relative Strength Index (RSI)	49.07
Average Volume (20 Days)	2,257,305

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:MFIN had revenue of IDR 1.71 trillion and earned 525.74 billion in profits. Earnings per share was 104.54.

Revenue	1.71T
Gross Profit	1.69T
Operating Income	662.08B
Pretax Income	686.31B
Net Income	525.74B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	104.54

Balance Sheet

The company has 409.91 billion in cash and 2.81 trillion in debt, giving a net cash position of -2,399.50 billion or -479.90 per share.

Cash & Cash Equivalents	409.91B
Total Debt	2.81T
Net Cash	-2,399.50B
Net Cash Per Share	-479.90
Equity (Book Value)	3.81T
Book Value Per Share	761.47
Working Capital	4.22T

Cash Flow

In the last 12 months, operating cash flow was -206.76 billion and capital expenditures -29.77 billion, giving a free cash flow of -236.53 billion.

Operating Cash Flow	-206.76B
Capital Expenditures	-29.77B
Free Cash Flow	-236.53B
FCF Per Share	-47.31

Margins

Gross margin is 98.59%, with operating and profit margins of 38.73% and 30.76%.

Gross Margin	98.59%
Operating Margin	38.73%
Pretax Margin	40.15%
Profit Margin	30.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 62.10, which amounts to a dividend yield of 4.78%.

Dividend Per Share	62.10
Dividend Yield	4.78%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	59.06%
Buyback Yield	-0.36%
Shareholder Yield	4.42%
Earnings Yield	8.58%
FCF Yield	-3.86%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 29, 2025. It was a forward split with a ratio of 1.86784.

Last Split Date	Apr 29, 2025
Split Type	Forward
Split Ratio	1.86784

Scores

Altman Z-Score	n/a
Piotroski F-Score	4