PT Bank OCBC NISP Tbk (IDX:NISP)

PT Bank OCBC NISP Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	18,841,771	18,935,274	18,776,199	16,425,704	12,715,230	11,570,472
Interest Paid on Deposits	7,688,637	7,986,103	7,731,392	6,514,168	3,974,529	3,926,987
Net Interest Income	11,153,134	10,949,171	11,044,807	9,911,536	8,740,701	7,643,485
Net Interest Income Growth (YoY)	-0.11%	-0.87%	11.43%	13.40%	14.36%	7.46%
Gain (Loss) on Sale of Assets	363	-997	1,401	3,493	329	948
Gain (Loss) on Sale of Investments	-150,318	-150,318	-228,635	-27,159	96,700	208,135
Other Non-Interest Income	2,297,875	2,292,057	1,119,847	1,428,777	1,766,769	1,851,111
Total Non-Interest Income	2,147,920	2,140,742	892,613	1,405,111	1,863,798	2,060,194
Non-Interest Income Growth (YoY)	88.15%	139.83%	-36.47%	-24.61%	-9.53%	-8.55%
Revenues Before Loan Losses	13,301,054	13,089,913	11,937,420	11,316,647	10,604,499	9,703,679
Provision for Loan Losses	580,132	250,822	-636,429	843,332	1,446,511	2,285,139
Revenue	12,720,922	12,839,091	12,573,849	10,473,315	9,157,988	7,418,540
Revenue Growth (YoY)	1.14%	2.11%	20.06%	14.36%	23.45%	6.07%
Salaries and Employee Benefits	3,428,275	3,493,794	3,275,122	2,805,970	2,609,577	2,331,065
Selling, General & Administrative	2,293,300	2,270,635	2,271,453	1,930,033	1,827,408	1,692,790
Other Non-Interest Expense	407,332	396,563	532,322	275,092	230,538	190,414
Total Non-Interest Expense	6,243,938	6,430,852	6,848,493	5,288,116	4,939,972	4,212,960
EBT Excluding Unusual Items	6,476,984	6,408,239	5,725,356	5,185,199	4,218,016	3,205,580
Asset Writedown	-	-	-	-736	-	-1,788
Other Unusual Items	-	-	852,946	-	-	-
Pretax Income	6,476,984	6,408,239	5,989,304	5,184,463	4,218,016	3,203,792
Income Tax Expense	1,350,718	1,350,892	1,122,554	1,093,420	891,086	684,173
Earnings From Continuing Operations	5,126,266	5,057,347	4,866,750	4,091,043	3,326,930	2,519,619
Minority Interest in Earnings	132	126	-	-15	-13	-45
Net Income	5,126,398	5,057,473	4,866,750	4,091,028	3,326,917	2,519,574
Net Income to Common	5,126,398	5,057,473	4,866,750	4,091,028	3,326,917	2,519,574
Net Income Growth	2.72%	3.92%	18.96%	22.97%	32.04%	19.88%
Basic Shares Outstanding	22,945	22,945	22,945	22,945	22,945	22,945
Diluted Shares Outstanding	22,945	22,945	22,945	22,945	22,945	22,945
EPS (Basic)	223.42	220.41	212.10	178.29	144.99	109.81
EPS (Diluted)	223.42	220.41	212.10	178.29	144.99	109.81
EPS Growth	2.72%	3.92%	18.96%	22.97%	32.04%	19.88%
Dividend Per Share	45.000	45.000	106.000	72.000	58.000	22.000
Dividend Growth	-57.55%	-57.55%	47.22%	24.14%	163.64%	-
Effective Tax Rate	20.85%	21.08%	18.74%	21.09%	21.13%	21.36%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.