PT Bank Nationalnobu Tbk (IDX: NOBU)

PT Bank Nationalnobu Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	1,760,837	1,499,179	1,161,531	956,776	792,351	821,937
Interest Paid on Deposits	932,719	763,389	502,440	431,099	360,971	385,728
Net Interest Income	828,118	735,790	659,091	525,677	431,380	436,209
Net Interest Income Growth (YoY)	14.64%	11.64%	25.38%	21.86%	-1.11%	1.04%
Gain (Loss) on Sale of Assets	-	14	2	8	3	-14
Gain (Loss) on Sale of Investments	-688	3,209	12,029	1,156	29,192	375
Other Non-Interest Income	227,358	152,035	60,147	64,129	67,114	94,116
Total Non-Interest Income	226,670	155,258	72,178	65,293	96,309	94,477
Non-Interest Income Growth (YoY)	126.06%	115.10%	10.54%	-32.20%	1.94%	7.36%
Revenues Before Loan Losses	1,054,788	891,048	731,269	590,970	527,689	530,686
Provision for Loan Losses	72,898	42,984	25,497	35,576	-6,484	1,948
Revenue	981,890	848,064	705,772	555,394	534,173	528,738
Revenue Growth (YoY)	27.71%	20.16%	27.08%	3.97%	1.03%	10.76%
Salaries and Employee Benefits	343,787	333,147	295,748	256,658	253,267	260,954
Selling, General & Administrative	374,079	332,495	274,499	208,474	208,312	204,347
Other Non-Interest Expense	1,990	1,990	1,160	1,096	837	860
Total Non-Interest Expense	713,602	662,534	571,639	469,400	462,894	464,733
EBT Excluding Unusual Items	268,288	185,530	134,133	85,994	71,279	64,005
Pretax Income	268,288	185,530	134,133	85,994	71,279	64,005
Income Tax Expense	61,632	43,994	30,288	21,808	17,672	18,211
Net Income	206,656	141,536	103,845	64,186	53,607	45,794
Net Income to Common	206,656	141,536	103,845	64,186	53,607	45,794
Net Income Growth	73.47%	36.30%	61.79%	19.73%	17.06%	2.34%
Basic Shares Outstanding	7,296	6,141	4,602	4,438	4,438	4,438
Diluted Shares Outstanding	7,296	6,141	4,602	4,438	4,438	4,438
Shares Change (YoY)	49.31%	33.44%	3.70%	-	-	-
EPS (Basic)	28.33	23.05	22.56	14.46	12.08	10.32
EPS (Diluted)	28.33	23.05	22.56	14.46	12.08	10.32
EPS Growth	16.18%	2.14%	56.01%	19.73%	17.06%	2.34%
Effective Tax Rate	22.97%	23.71%	22.58%	25.36%	24.79%	28.45%

Source: S&P Capital IQ. Banks template. Financial Sources.