PT Bank Nationalnobu Tbk (IDX:NOBU)

PT Bank Nationalnobu Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	2,483,669	2,121,170	1,499,179	1,161,531	956,776
Interest Paid on Deposits	1,349,432	1,128,314	763,389	502,440	431,099
Net Interest Income	1,134,237	992,856	735,790	659,091	525,677
Net Interest Income Growth (YoY)	14.24%	34.94%	11.64%	25.38%	21.86%
Gain (Loss) on Sale of Assets	-18	25	14	2	8
Gain (Loss) on Sale of Investments	5,014	603	3,209	12,029	1,156
Other Non-Interest Income	487,673	289,807	152,035	60,147	64,129
Total Non-Interest Income	492,669	290,435	155,258	72,178	65,293
Non-Interest Income Growth (YoY)	69.63%	87.07%	115.10%	10.54%	-32.20%
Revenues Before Loan Losses	1,626,906	1,283,291	891,048	731,269	590,970
Provision for Loan Losses	129,011	117,262	42,984	25,497	35,576
Revenue	1,497,895	1,166,029	848,064	705,772	555,394
Revenue Growth (YoY)	28.46%	37.49%	20.16%	27.08%	3.97%
Salaries and Employee Benefits	445,109	364,749	333,147	295,748	256,658
Selling, General & Administrative	432,669	379,533	332,495	274,499	208,474
Other Non-Interest Expense	1,465	1,561	1,990	1,160	1,096
Total Non-Interest Expense	880,418	743,812	662,534	571,639	469,400
EBT Excluding Unusual Items	617,477	422,217	185,530	134,133	85,994
Pretax Income	617,477	422,217	185,530	134,133	85,994
Income Tax Expense	136,157	93,217	43,994	30,288	21,808
Net Income	481,320	329,000	141,536	103,845	64,186
Net Income to Common	481,320	329,000	141,536	103,845	64,186
Net Income Growth	46.30%	132.45%	36.30%	61.79%	19.73%
Basic Shares Outstanding	7,478	7,478	6,141	4,602	4,438
Diluted Shares Outstanding	7,478	7,478	6,141	4,602	4,438
Shares Change (YoY)	-	21.77%	33.44%	3.70%	-
EPS (Basic)	64.36	43.99	23.05	22.56	14.46
EPS (Diluted)	64.36	43.99	23.05	22.56	14.46
EPS Growth	46.30%	90.88%	2.14%	56.01%	19.73%
Effective Tax Rate	22.05%	22.08%	23.71%	22.58%	25.36%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.