IDX:POLA Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	16,680	14,361	14,792	13,201	11,480	20,469
Total Interest Expense	8.01	158.27	8.31	13.74	160.41	1,383
Net Interest Income	16,672	14,203	14,784	13,187	11,320	19,087
Gain (Loss) on Sale of Investments	375.09	-463.17	-552.24	-3,610	-5,523	7,917
Other Revenue	5,901	2,962	4,146	2,799	2,474	4,290
Revenue Before Loan Losses	23,424	17,004	19,085	13,743	8,940	32,433
Provision for Loan Losses	10,843	22,412	7,527	-15,304	42,675	51,160
Revenue	12,581	-5,408	11,558	29,047	-33,734	-18,727
Revenue Growth (YoY)	5.19%	-	-60.21%	-	-	-
Cost of Services Provided	18,494	19,753	22,405	20,818	22,157	25,722
Other Operating Expenses	3,666	4,690	988.72	1,546	581.94	2,687
Total Operating Expenses	22,161	24,443	23,393	22,365	22,739	28,409
Operating Income	-9,580	-29,851	-11,835	6,683	-56,473	-47,136
EBT Excluding Unusual Items	-9,580	-29,851	-11,835	6,683	-56,473	-47,136
Pretax Income	-9,580	-29,853	-12,092	7,034	-56,308	-47,136
Income Tax Expense	2,352	-1,107	4,562	6,521	-8,936	-9,216
Net Income	-11,931	-28,746	-16,654	512.45	-47,373	-37,919
Net Income to Common	-11,931	-28,746	-16,654	512.45	-47,373	-37,919
Shares Outstanding (Basic)	3,351	3,351	3,351	3,351	3,351	3,350
Shares Outstanding (Diluted)	3,351	3,351	3,351	4,151	3,351	3,350
Shares Change (YoY)	-	-	-19.27%	23.87%	0.04%	0.06%
EPS (Basic)	-3.56	-8.58	-4.97	0.15	-14.14	-11.32
EPS (Diluted)	-3.56	-8.58	-4.97	0.12	-14.14	-11.32
Free Cash Flow	47,148	22,139	-22,811	-44,732	68,112	16,480
Free Cash Flow Per Share	14.07	6.61	-6.81	-10.78	20.32	4.92
Operating Margin	-76.14%	-	-102.40%	23.01%	-	-
Profit Margin	-94.84%	-	-144.09%	1.76%	-	-
Free Cash Flow Margin	374.76%	-	-197.36%	-154.00%	-	-
Effective Tax Rate	-	-	-	92.71%	-	-
Revenue as Reported	41,564	17,568	19,315	14,336	9,614	35,051

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.