FBD Holdings Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	605	454	407	393	259	263
Market Cap Growth	31.65%	11.58%	3.49%	51.78%	-1.45%	-13.32%
Enterprise Value	494	379	350	310	150	194
PE Ratio	11.45	6.79	5.88	6.87	2.70	59.89
PS Ratio	1.25	0.98	0.96	1.08	0.72	0.78
PB Ratio	1.27	0.93	0.85	0.86	0.55	0.68
P/FCF Ratio	10.21	5.71	6.62	4.06	5.37	3.63
P/OCF Ratio	9.63	5.40	6.25	3.83	4.78	3.32
EV/Sales Ratio	1.02	0.82	0.83	0.85	0.42	0.58
EV/EBITDA Ratio	4.32	2.97	2.65	2.75	1.16	9.66
EV/EBIT Ratio	4.77	3.21	2.85	3.05	1.33	20.02
EV/FCF Ratio	8.33	4.76	5.69	3.20	3.11	2.68
Debt / Equity Ratio	0.11	0.11	0.11	0.12	0.12	0.14
Debt / EBITDA Ratio	0.46	0.41	0.40	0.48	0.42	2.65
Debt / FCF Ratio	0.89	0.66	0.87	0.56	1.14	0.76
Quick Ratio	5.52	0.43	0.44	0.41	0.34	0.30
Current Ratio	7.81	0.56	0.59	0.59	0.53	0.43
Asset Turnover	0.35	0.34	0.31	0.25	0.23	0.24
Return on Equity (ROE)	11.44%	13.91%	14.85%	12.35%	22.36%	1.15%
Return on Assets (ROA)	4.72%	5.39%	5.57%	4.29%	4.61%	0.43%
Return on Invested Capital (ROIC)	17.04%	19.18%	20.08%	17.08%	20.29%	2.03%
Earnings Yield	8.87%	14.80%	17.09%	14.64%	37.21%	1.67%
FCF Yield	9.79%	17.51%	15.11%	24.64%	18.62%	27.57%
Dividend Yield	10.48%	9.01%	11.71%	14.04%	23.35%	-
Payout Ratio	67.64%	53.84%	52.01%	62.32%	-	-
Buyback Yield / Dilution	-1.45%	0.07%	-0.62%	-1.38%	-0.59%	-0.69%
Total Shareholder Return	9.15%	9.09%	11.09%	12.67%	22.76%	-0.69%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.