FBD Holdings plc (ISE:EG7)
Ireland flag Ireland · Delayed Price · Currency is EUR
19.50
+0.10 (0.52%)
Oct 30, 2026, 4:30 PM GMT

FBD Holdings Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
529.23507.63465.13422.78364.78358.23
Revenue Growth
4.26%9.14%10.02%15.90%1.83%6.43%
Operating Income
125.2697.85117.93122.79101.73113.04
Net Income
70.146.8866.9269.2657.2796.13
Earnings Per Share
1.901.271.831.901.572.68
EPS Growth
49.59%-30.60%-3.68%21.02%-41.42%2133.35%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
General Insurance
525504.18460.33416.82361.6395.04
Other Group Activities
2.872.954.22.86--
Total
527.87507.13464.53419.68364.78402.34

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
112.51170.04152.32142.4165.24164.48
Total Debt
52.7753.2952.8453.5554.2654.95
Net Cash (Debt)
59.74116.7699.4888.85110.98109.53
Net Cash Growth
-48.83%17.36%11.97%-19.94%1.32%47.71%
Net Cash Per Share
1.623.172.722.423.053.05

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
107.2965.7284.1365.09102.7554.2
Capital Expenditures
-4.93-5.52-4.61-3.59-5.85-5.96
Free Cash Flow
102.3660.279.5261.596.8948.25
Free Cash Flow Growth
70.05%-24.30%29.31%-36.53%100.83%-33.43%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.67%19.28%25.35%29.04%27.89%31.55%
Pretax Margin
15.21%10.67%16.57%19.26%18.05%30.83%
Profit Margin
13.25%9.23%14.39%16.38%15.70%26.83%
FCF Margin
19.34%11.86%17.10%14.55%26.56%13.47%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.7501.0001.0001.0001.0001.000
Dividend Per Share Growth
0%0%0%0%0%-
Dividend Yield
8.97%6.30%7.90%8.81%9.05%13.62%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2612.176.795.886.872.70
Forward PE
11.2611.7110.188.2410.937.22
P/FCF Ratio
6.859.485.716.624.065.37
PS Ratio
1.321.120.980.961.080.72