AgeSA Hayat ve Emeklilik Anonim Sirketi (IST:AGESA)

IST:AGESA Ratios and Metrics

Market cap in millions TRY. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	40,622	39,812	29,283	10,989	7,261	3,694
Market Cap Growth	63.43%	35.96%	166.47%	51.34%	96.59%	11.83%
Enterprise Value	31,728	31,837	25,582	9,402	6,507	2,973
PE Ratio	7.31	7.17	10.20	7.91	8.30	8.18
PS Ratio	0.90	0.88	1.23	0.73	0.97	0.74
PB Ratio	4.03	3.95	5.37	3.55	4.21	4.14
P/FCF Ratio	4.71	4.61	4.37	3.12	3.43	3.79
P/OCF Ratio	3.89	3.81	3.87	2.75	3.09	3.24
EV/Sales Ratio	0.70	0.70	1.07	0.62	0.87	0.59
EV/EBITDA Ratio	4.20	4.21	7.53	8.49	6.11	4.05
EV/EBIT Ratio	4.48	4.50	7.60	8.69	6.23	4.13
EV/FCF Ratio	3.68	3.69	3.82	2.67	3.07	3.05
Debt / Equity Ratio	0.03	0.03	0.04	0.02	0.02	0.04
Debt / EBITDA Ratio	0.04	0.04	0.06	0.05	0.04	0.04
Debt / FCF Ratio	0.04	0.04	0.03	0.02	0.02	0.03
Net Debt / Equity Ratio	-0.88	-0.88	-1.01	-0.66	-0.60	-0.91
Net Debt / EBITDA Ratio	-1.18	-1.18	-1.63	-1.85	-0.98	-1.11
Net Debt / FCF Ratio	-1.03	-1.03	-0.82	-0.58	-0.49	-0.83
Quick Ratio	25.27	25.27	23.30	35.33	44.53	49.19
Current Ratio	25.51	25.51	23.82	35.75	45.08	49.64
Asset Turnover	0.12	0.12	0.11	0.12	0.11	0.12
Return on Equity (ROE)	71.50%	71.50%	67.15%	57.60%	66.78%	57.12%
Return on Assets (ROA)	1.20%	1.20%	0.97%	0.53%	0.95%	1.06%
Return on Invested Capital (ROIC)	52.23%	62.79%	56.33%	33.12%	65.01%	65.00%
Earnings Yield	13.68%	13.95%	9.81%	12.65%	12.04%	12.23%
FCF Yield	21.25%	21.68%	22.87%	32.08%	29.15%	26.40%
Dividend Yield	2.46%	-	3.56%	2.91%	2.27%	-
Payout Ratio	16.96%	16.96%	9.81%	10.15%	-	44.31%
Buyback Yield / Dilution	0.01%	0.01%	-	-	-	-
Total Shareholder Return	2.47%	0.01%	3.56%	2.91%	2.27%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.