AgeSA Hayat ve Emeklilik Anonim Sirketi (IST:AGESA)

IST:AGESA Financials Overview

Financials in millions TRY. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	52,476	45,204	23,901	15,110	7,465	5,003
Revenue Growth	54.06%	89.13%	58.17%	102.42%	49.20%	70.82%
Operating Income Operating Income Growth	8,885	7,110	3,364	1,081	1,044	719.33
Net Income Net Income Growth	6,947	5,555	2,871	1,390	874.58	451.81
Earnings Per Share EPS Growth	38.60	30.86	15.95	7.72	4.86	2.51
EPS Growth	65.25%	93.47%	106.57%	58.94%	93.57%	53.18%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Life Insurance - Pension Life Insurance - Pension Growth	10,624	9,099	5,947	3,110	1,582	940.06
Life Insurance - Life Protection Life Insurance - Life Protection Growth	20,269	17,371	6,452	3,136	1,782	1,065
Life Insurance - Cumulative Life Life Insurance - Cumulative Life Growth	994.84	641.17	691.16	280.71	136.09	80.56
Life Insurance - Personal Accident Life Insurance - Personal Accident Growth	8,965	7,171	1,033	105.1	63.47	59.28
Unallocated Unallocated Growth	5,697	4,661	1,225	1,336	822.8	327.29
Total Total Growth	46,548	38,943	15,347	7,967	4,387	2,472

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	14,588	8,948	5,752	2,115	1,079	844.56
Total Debt Total Debt Growth	318.3	323.96	224.63	60.75	39.51	32.89
Net Cash (Debt) Net Cash Growth	14,269	8,624	5,527	2,055	1,039	811.67
Net Cash Growth	106.36%	56.03%	169.02%	97.72%	28.03%	-0.58%
Net Cash Per Share Net Cash Per Share Growth	79.27	47.91	30.71	11.41	5.77	4.51

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	12,154	10,450	7,556	3,997	2,349	1,140
Capital Expenditures CapEx Growth	-1,896	-1,820	-860.33	-471.77	-231.78	-165.26
Free Cash Flow Free Cash Flow Growth	10,258	8,630	6,696	3,525	2,117	975.2
Free Cash Flow Growth	22.53%	28.89%	89.95%	66.51%	117.08%	104.39%

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	16.93%	15.73%	14.08%	7.16%	13.99%	14.38%
Pretax Margin	18.61%	17.23%	16.24%	12.20%	13.98%	12.15%
Profit Margin	13.24%	12.29%	12.01%	9.20%	11.72%	9.03%
FCF Margin	19.55%	19.09%	28.01%	23.33%	28.36%	19.49%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 4, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Dividend Per Share Dividend Per Share Growth	5.556	-	5.556	1.667	0.833
Dividend Per Share Growth	25.00%	-	233.34%	100.00%	-
Dividend Yield	2.18%	-	3.68%	3.00%	2.34%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 4, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	6.61	7.17	10.20	7.91	8.30	8.18
Forward PE	3.97	4.71	7.15	6.07	5.85	7.67
P/FCF Ratio	4.47	4.61	4.37	3.12	3.43	3.79
PS Ratio	0.87	0.88	1.23	0.73	0.97	0.74

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

Data Sources Report a data error