AgeSA Hayat ve Emeklilik Anonim Sirketi (IST:AGESA)
Turkey flag Turkey · Delayed Price · Currency is TRY
214.00
+3.00 (1.42%)
Last updated: Nov 9, 2026, 5:59 PM GMT+3

IST:AGESA Financials Overview

Millions TRY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57,08045,20423,90115,1107,4655,003
Revenue Growth
44.47%89.13%58.17%102.42%49.20%70.82%
Operating Income
10,3057,1103,3641,0811,044719.33
Net Income
8,0275,5552,8711,390874.58451.81
Earnings Per Share
44.6030.8615.957.724.862.51
EPS Growth
61.33%93.47%106.57%58.94%93.57%53.18%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Life Insurance - Pension
9,0995,9473,1101,582940.06
Life Insurance - Life Protection
17,3716,4523,1361,7821,065
Life Insurance - Cumulative Life
641.17691.16280.71136.0980.56
Life Insurance - Personal Accident
7,1711,033105.163.4759.28
Unallocated
4,6611,2251,336822.8327.29
Total
38,94315,3477,9674,3872,472

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
13,6078,9485,7522,1151,079844.56
Total Debt
285.23323.96224.6360.7539.5132.89
Net Cash (Debt)
13,3218,6245,5272,0551,039811.67
Net Cash Growth
67.03%56.03%169.02%97.72%28.03%-0.58%
Net Cash Per Share
74.0147.9130.7111.415.774.51

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
11,99210,4507,5563,9972,3491,140
Capital Expenditures
-1,930-1,820-860.33-471.77-231.78-165.26
Free Cash Flow
10,0618,6306,6963,5252,117975.2
Free Cash Flow Growth
2.06%28.89%89.95%66.51%117.08%104.39%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
18.05%15.73%14.08%7.16%13.99%14.38%
Pretax Margin
19.88%17.23%16.24%12.20%13.98%12.15%
Profit Margin
14.06%12.29%12.01%9.20%11.72%9.03%
FCF Margin
17.63%19.09%28.01%23.33%28.36%19.49%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
5.556-5.5561.6670.833
Dividend Per Share Growth
25.00%-233.34%100.00%-
Dividend Yield
2.60%-3.42%2.73%2.07%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.807.1710.207.918.308.18
Forward PE
3.124.717.156.075.857.67
P/FCF Ratio
3.824.614.373.123.433.79
PS Ratio
0.670.881.230.730.970.74