Albaraka Türk Katilim Bankasi A.S. (IST:ALBRK)

IST:ALBRK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	42,196	31,462	15,665	8,390	4,214	3,094
Interest Income on Investments	14,694	10,487	4,405	2,631	821.69	500.14
Total Interest Income	56,890	41,950	20,070	11,021	5,036	3,594
Interest Paid on Deposits	37,260	25,836	9,438	4,511	1,882	1,114
Interest Paid on Borrowings	14,605	8,638	1,990	1,099	1,279	742.81
Total Interest Expense	51,865	34,475	11,428	5,610	3,160	1,857
Net Interest Income	5,024	7,475	8,642	5,411	1,876	1,737
Net Interest Income Growth (YoY)	-45.77%	-13.51%	59.72%	188.46%	7.98%	105.31%
Income From Trading Activities	6,433	2,297	2,340	1,959	-158.9	-88.28
Gain (Loss) on Sale of Assets	202.81	260.95	260.81	262.18	305.48	153.57
Other Non-Interest Income	17,654	9,220	7,179	3,127	1,851	1,078
Total Non-Interest Income	24,290	11,778	9,780	5,348	1,998	1,144
Non-Interest Income Growth (YoY)	133.76%	20.43%	82.86%	167.70%	74.70%	2.76%
Revenues Before Loan Losses	29,314	19,253	18,422	10,759	3,874	2,881
Provision for Loan Losses	3,218	2,447	3,600	3,950	1,711	1,162
Revenue	26,096	16,806	14,822	6,809	2,162	1,718
Revenue Growth (YoY)	44.31%	13.38%	117.69%	214.90%	25.84%	45.00%
Salaries and Employee Benefits	6,366	4,555	2,550	1,191	820.56	731.51
Selling, General & Administrative	268.87	399.4	233.91	75.73	52.88	40.9
Other Non-Interest Expense	9,053	6,725	6,288	3,138	787.6	579.64
Total Non-Interest Expense	15,325	11,332	8,899	4,347	1,630	1,331
EBT Excluding Unusual Items	10,771	5,473	5,923	2,462	532.23	387.61
Asset Writedown	-	-	-	369.47	415.22	-
Legal Settlements	-32.29	-48.21	-84.61	-15.85	-17.66	-2.71
Pretax Income	10,739	5,425	5,838	2,816	929.8	384.89
Income Tax Expense	-1,032	264.33	1,715	960.09	-12.66	73.79
Earnings From Continuing Operations	11,771	5,161	4,123	1,856	942.46	311.11
Earnings From Discontinued Operations	-2.08	-1.45	-	-	-	-
Minority Interest in Earnings	26.07	-	-154.17	-156.4	-609.63	-8.8
Net Income	11,795	5,159	3,969	1,699	332.84	302.3
Net Income to Common	11,795	5,159	3,969	1,699	332.84	302.3
Net Income Growth	122.73%	29.98%	133.60%	410.51%	10.10%	235.72%
Basic Shares Outstanding	-	2,500	2,500	2,024	1,350	1,350
Diluted Shares Outstanding	-	2,500	2,500	2,024	1,350	1,350
Shares Change (YoY)	-	-	23.50%	49.95%	0.03%	49.88%
EPS (Basic)	-	2.06	1.59	0.84	0.25	0.22
EPS (Diluted)	-	2.06	1.59	0.84	0.25	0.22
EPS Growth	-	29.98%	89.15%	240.46%	10.07%	124.00%
Dividend Per Share	0.172	0.172	-	-	-	-
Effective Tax Rate	-	4.87%	29.37%	34.10%	-	19.17%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.