IST:ALBRK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	50,690	31,462	15,665	8,390	4,214
Interest Income on Investments	15,987	10,487	4,405	2,631	821.69
Total Interest Income	66,677	41,950	20,070	11,021	5,036
Interest Paid on Deposits	39,172	25,836	9,438	4,511	1,882
Interest Paid on Borrowings	16,887	8,638	1,990	1,099	1,279
Total Interest Expense	56,059	34,475	11,428	5,610	3,160
Net Interest Income	10,618	7,475	8,642	5,411	1,876
Net Interest Income Growth (YoY)	42.05%	-13.51%	59.72%	188.46%	7.98%
Income From Trading Activities	6,618	2,297	2,340	1,959	-158.9
Gain (Loss) on Sale of Assets	1,027	260.95	260.81	262.18	305.48
Gain (Loss) on Sale of Investments	-49.48	-21.7	-	-	-
Other Non-Interest Income	16,785	9,220	7,179	3,127	1,851
Total Non-Interest Income	24,381	11,756	9,780	5,348	1,998
Non-Interest Income Growth (YoY)	107.39%	20.21%	82.86%	167.70%	74.70%
Revenues Before Loan Losses	35,000	19,231	18,422	10,759	3,874
Provision for Loan Losses	3,779	2,447	3,600	3,950	1,711
Revenue	31,221	16,784	14,822	6,809	2,162
Revenue Growth (YoY)	86.02%	13.24%	117.69%	214.90%	25.84%
Salaries and Employee Benefits	6,975	4,555	2,550	1,191	820.56
Selling, General & Administrative	503.85	399.4	233.91	75.73	52.88
Other Non-Interest Expense	8,771	6,735	6,288	3,138	787.6
Total Non-Interest Expense	15,840	11,343	8,899	4,347	1,630
EBT Excluding Unusual Items	15,381	5,441	5,923	2,462	532.23
Asset Writedown	-	-	-	369.47	415.22
Legal Settlements	-148.47	-16.05	-84.61	-15.85	-17.66
Pretax Income	15,232	5,425	5,838	2,816	929.8
Income Tax Expense	214.87	264.33	1,715	960.09	-12.66
Earnings From Continuing Operations	15,017	5,161	4,123	1,856	942.46
Earnings From Discontinued Operations	0.01	-1.45	-	-	-
Minority Interest in Earnings	-	-	-154.17	-156.4	-609.63
Net Income	15,017	5,159	3,969	1,699	332.84
Net Income to Common	15,017	5,159	3,969	1,699	332.84
Net Income Growth	191.07%	29.98%	133.60%	410.51%	10.10%
Basic Shares Outstanding	2,500	2,500	2,500	2,024	1,350
Diluted Shares Outstanding	2,500	2,500	2,500	2,024	1,350
Shares Change (YoY)	-	-	23.50%	49.95%	0.03%
EPS (Basic)	6.01	2.06	1.59	0.84	0.25
EPS (Diluted)	6.01	2.06	1.59	0.84	0.25
EPS Growth	191.07%	29.98%	89.15%	240.46%	10.07%
Dividend Per Share	-	0.172	-	-	-
Effective Tax Rate	1.41%	4.87%	29.37%	34.10%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.