IST:ALBRK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	55,848	50,690	31,462	15,665	8,390	4,214
Interest Income on Investments	17,681	15,987	10,487	4,405	2,631	821.69
Total Interest Income	73,528	66,677	41,950	20,070	11,021	5,036
Interest Paid on Deposits	41,398	39,172	25,836	9,438	4,511	1,882
Interest Paid on Borrowings	19,414	16,887	8,638	1,990	1,099	1,279
Total Interest Expense	60,812	56,059	34,475	11,428	5,610	3,160
Net Interest Income	12,717	10,618	7,475	8,642	5,411	1,876
Net Interest Income Growth (YoY)	101.37%	42.05%	-13.51%	59.72%	188.46%	7.98%
Income From Trading Activities	1,694	6,618	2,297	2,340	1,959	-158.9
Gain (Loss) on Sale of Assets	1,038	1,027	260.95	260.81	262.18	305.48
Gain (Loss) on Sale of Investments	-49.48	-49.48	-21.7	-	-	-
Other Non-Interest Income	15,203	16,785	9,220	7,179	3,127	1,851
Total Non-Interest Income	17,885	24,381	11,756	9,780	5,348	1,998
Non-Interest Income Growth (YoY)	-16.37%	107.39%	20.21%	82.86%	167.70%	74.70%
Revenues Before Loan Losses	30,602	35,000	19,231	18,422	10,759	3,874
Provision for Loan Losses	4,589	3,779	2,447	3,600	3,950	1,711
Revenue	26,013	31,221	16,784	14,822	6,809	2,162
Revenue Growth (YoY)	2.77%	86.02%	13.24%	117.69%	214.90%	25.84%
Salaries and Employee Benefits	8,138	6,975	4,555	2,550	1,191	820.56
Selling, General & Administrative	581.24	503.85	399.4	233.91	75.73	52.88
Other Non-Interest Expense	9,042	8,771	6,735	6,288	3,138	787.6
Total Non-Interest Expense	17,335	15,840	11,343	8,899	4,347	1,630
EBT Excluding Unusual Items	8,678	15,381	5,441	5,923	2,462	532.23
Asset Writedown	-	-	-	-	369.47	415.22
Legal Settlements	-159.3	-148.47	-16.05	-84.61	-15.85	-17.66
Pretax Income	8,519	15,232	5,425	5,838	2,816	929.8
Income Tax Expense	278.69	214.87	264.33	1,715	960.09	-12.66
Earnings From Continuing Operations	8,240	15,017	5,161	4,123	1,856	942.46
Earnings From Discontinued Operations	-1.53	0.01	-1.45	-	-	-
Minority Interest in Earnings	-	-	-	-154.17	-156.4	-609.63
Net Income	8,239	15,017	5,159	3,969	1,699	332.84
Net Income to Common	8,239	15,017	5,159	3,969	1,699	332.84
Net Income Growth	-32.41%	191.07%	29.98%	133.60%	410.51%	10.10%
Basic Shares Outstanding	2,500	2,500	2,500	2,500	2,024	1,350
Diluted Shares Outstanding	2,500	2,500	2,500	2,500	2,024	1,350
Shares Change (YoY)	-	-	-	23.50%	49.95%	0.03%
EPS (Basic)	3.30	6.01	2.06	1.59	0.84	0.25
EPS (Diluted)	3.30	6.01	2.06	1.59	0.84	0.25
EPS Growth	-32.41%	191.07%	29.98%	89.15%	240.46%	10.07%
Dividend Per Share	-	-	0.172	-	-	-
Effective Tax Rate	3.27%	1.41%	4.87%	29.37%	34.10%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.