ICBC Turkey Bank A.S. Balance Sheet

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	8,232	10,403	12,220	5,724	3,175	3,746
Investment Securities	28,999	41,239	41,862	19,859	12,083	9,161
Trading Asset Securities	146.34	462.43	131.32	136.55	257.65	37.7
Total Investments	29,145	41,702	41,993	19,995	12,341	9,199
Gross Loans	45,863	36,280	34,901	27,205	18,729	10,055
Allowance for Loan Losses	-285.9	-329.39	-1,366	-880.9	-787.77	-324.03
Net Loans	45,577	35,951	33,535	26,324	17,942	9,731
Property, Plant & Equipment	772.33	750.52	377.13	188.04	123.24	113.42
Other Intangible Assets	77.53	78.5	67.91	24.4	11.44	7.84
Other Receivables	94.38	138.14	124.42	1.26	0.5	0.02
Restricted Cash	7,269	10,315	11,137	7,826	4,905	1,520
Long-Term Deferred Tax Assets	779.03	313.07	11.31	667.69	300.61	116.27
Other Long-Term Assets	884.37	1,331	1,125	1,213	575.08	747.08
Total Assets	92,831	100,982	100,590	61,965	39,373	25,181
Accrued Expenses	84.3	192.7	284.25	242.12	257.5	97.41
Interest Bearing Deposits	13,800	27,637	38,687	19,294	13,512	10,757
Non-Interest Bearing Deposits	12,163	6,087	5,493	4,905	2,794	881.42
Total Deposits	25,963	33,724	44,179	24,198	16,307	11,639
Short-Term Borrowings	43,779	49,372	10,744	16,400	5,893	3,796
Current Portion of Leases	18.15	18.47	62.59	62.93	8.22	3.74
Current Income Taxes Payable	167.77	144.9	111.27	435.65	199.19	69.25
Long-Term Debt	16,559	10,588	38,692	16,857	14,122	7,286
Long-Term Leases	484.04	470.2	104	43.9	66.31	68.96
Pension & Post-Retirement Benefits	379.18	352.52	235.82	118.06	43.77	27.02
Long-Term Deferred Tax Liabilities	-	-	71.03	-	-	-
Other Long-Term Liabilities	1,490	1,274	934.01	469.31	851.05	776.16
Total Liabilities	88,924	96,137	95,418	58,827	37,748	23,763
Common Stock	860	860	860	860	860	860
Retained Earnings	2,826	3,631	3,610	2,136	735.42	544.7
Comprehensive Income & Other	220.89	353.7	702.26	141.05	29.79	13.12
Shareholders' Equity	3,907	4,845	5,172	3,137	1,625	1,418
Total Liabilities & Equity	92,831	100,982	100,590	61,965	39,373	25,181
Total Debt	60,840	60,449	49,602	33,364	20,090	11,155
Net Cash (Debt)	-52,462	-49,583	-37,251	-27,503	-16,657	-7,194
Net Cash Per Share	-61.00	-57.65	-43.32	-31.98	-19.37	-8.37
Filing Date Shares Outstanding	860	860	860	860	860	860
Total Common Shares Outstanding	860	860	860	860	860	860
Book Value Per Share	4.54	5.63	6.01	3.65	1.89	1.65
Tangible Book Value	3,829	4,766	5,104	3,113	1,614	1,410
Tangible Book Value Per Share	4.45	5.54	5.93	3.62	1.88	1.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.