Türkiye Is Bankasi A.S. (IST:ISCTR)

Türkiye Is Bankasi A.S. Income Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	579,388	542,422	384,741	167,260	90,471	49,302
Interest Income on Investments	307,361	300,133	214,596	90,415	50,384	20,216
Total Interest Income	886,748	842,555	599,337	257,675	140,855	69,518
Interest Paid on Deposits	533,932	511,017	363,044	121,340	32,510	18,048
Interest Paid on Borrowings	170,088	175,613	156,509	46,889	21,650	14,482
Total Interest Expense	704,020	686,631	519,552	168,230	54,161	32,530
Net Interest Income	182,728	155,924	79,785	89,445	86,695	36,987
Net Interest Income Growth (YoY)	114.69%	95.43%	-10.80%	3.17%	134.39%	27.13%
Income From Trading Activities	-30,939	-16,693	-21,321	16,993	343.95	1,703
Gain (Loss) on Sale of Assets	-321.15	-606.37	-5.63	-9.08	-4.36	-2.06
Other Non-Interest Income	317,750	278,577	213,094	119,890	59,851	21,675
Total Non-Interest Income	286,490	261,277	191,768	136,874	60,191	23,376
Non-Interest Income Growth (YoY)	38.88%	36.25%	40.11%	127.40%	157.49%	53.21%
Revenues Before Loan Losses	469,218	417,201	271,553	226,319	146,886	60,363
Provision for Loan Losses	69,597	62,740	24,863	19,759	13,056	12,668
Revenue	399,622	354,461	246,689	206,560	133,830	47,696
Revenue Growth (YoY)	54.92%	43.69%	19.43%	54.34%	180.59%	44.66%
Salaries and Employee Benefits	86,966	76,353	58,042	30,645	17,710	7,716
Selling, General & Administrative	8,426	8,395	7,797	3,286	1,577	847.72
Other Non-Interest Expense	200,411	178,995	128,176	94,196	46,727	25,917
Total Non-Interest Expense	280,336	247,665	183,847	114,692	55,808	29,605
EBT Excluding Unusual Items	119,286	106,796	62,842	91,867	78,021	18,090
Asset Writedown	6,626	6,626	9,255	7,981	6,489	895.01
Pretax Income	125,912	113,422	72,097	99,848	84,511	18,949
Income Tax Expense	27,588	23,358	8,330	13,479	15,453	3,389
Earnings From Continuing Operations	98,324	90,064	63,767	86,370	69,058	15,560
Minority Interest in Earnings	-22,162	-22,191	-18,230	-14,116	-7,459	-2,019
Net Income	76,162	67,873	45,537	72,254	61,599	13,541
Net Income to Common	76,162	67,873	45,537	72,254	61,599	13,541
Net Income Growth	74.39%	49.05%	-36.98%	17.30%	354.90%	103.46%
Basic Shares Outstanding	25,000	25,000	25,000	25,000	25,000	25,000
Diluted Shares Outstanding	25,000	25,000	25,000	25,000	25,000	25,000
Shares Change (YoY)	0.00%	-	-	-0.00%	-	0.00%
EPS (Basic)	3.05	2.71	1.82	2.89	2.46	0.54
EPS (Diluted)	3.05	2.71	1.82	2.89	2.46	0.54
EPS Growth	74.39%	49.05%	-36.98%	17.30%	354.90%	103.46%
Dividend Per Share	-	-	0.182	0.289	0.369	0.054
Dividend Growth	-	-	-37.01%	-21.70%	584.97%	-
Effective Tax Rate	21.91%	20.59%	11.55%	13.50%	18.29%	17.89%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.