Türkiye Is Bankasi A.S. (IST:ISCTR)
Turkey flag Turkey · Delayed Price · Currency is TRY
12.02
-0.09 (-0.74%)
Aug 11, 2026, 6:09 PM GMT+3

Türkiye Is Bankasi A.S. Financials Overview

Millions TRY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
420,662354,461246,689206,560133,83047,696
Revenue Growth
49.33%43.69%19.43%54.34%180.59%44.66%
Net Income
67,92367,87345,53772,25461,59913,541
Earnings Per Share
2.722.711.822.892.460.54
EPS Growth
46.89%49.05%-36.98%17.30%354.90%103.46%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate / Commercial Banking
209,085187,258155,70089,69460,56137,571
Treasury Transactions and Investment Activities
173,927157,386100,736112,89660,6448,857
Others / Undistributed
-67,097-48,340-15,715-24,991-12,789518.87
Retail/Private Banking
3,572-27,346-44,907-3,4048,0674,728
Insurance and Reinsurance Activities
106,10290,83059,31035,87517,7039,592
Total
425,589359,788255,125210,070134,18761,266

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
742,538972,503742,169587,847201,077202,996
Total Debt
1,364,9961,148,719906,033540,113311,597288,228
Net Cash (Debt)
-622,458-176,216-163,86347,735-110,520-85,232
Net Cash Growth
------
Net Cash Per Share
-24.90-7.05-6.551.91-4.42-3.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-443,702-508,837-170,096-193,267-147,324-21,962
Capital Expenditures
-9,090-11,370-7,945-3,739-2,397-830.15
Free Cash Flow
-452,792-520,207-178,040-197,006-149,721-22,792
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.15%19.15%18.46%34.98%46.03%28.39%
FCF Margin
-107.64%-146.76%-72.17%-95.38%-111.87%-47.79%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.182-0.1820.2890.3690.054
Dividend Per Share Growth
196.33%--37.01%-21.70%584.97%-
Dividend Yield
1.50%-1.42%3.36%8.45%5.04%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.425.858.553.842.152.72
Forward PE
2.842.602.602.602.602.60
PS Ratio
0.831.121.581.340.990.77