Türkiye Is Bankasi A.S. (IST:ISCTR)
Turkey flag Turkey · Delayed Price · Currency is TRY
12.87
+0.56 (4.55%)
Nov 4, 2026, 6:09 PM GMT+3

Türkiye Is Bankasi A.S. Financials Overview

Millions TRY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
420,662354,461246,689206,560133,83047,696
Revenue Growth
49.33%43.69%19.43%54.34%180.59%44.66%
Net Income
67,92367,87345,53772,25461,59913,541
Earnings Per Share
2.722.711.822.892.460.54
EPS Growth
46.89%49.05%-36.98%17.30%354.90%103.46%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate / Commercial Banking
209,085187,258155,70089,69460,56137,571
Treasury Transactions and Investment Activities
173,927157,386100,736112,89660,6448,857
Others / Undistributed
-67,097-48,340-15,715-24,991-12,789518.87
Retail/Private Banking
3,572-27,346-44,907-3,4048,0674,728
Insurance and Reinsurance Activities
106,10290,83059,31035,87517,7039,592
Total
425,589359,788255,125210,070134,18761,266

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
742,538972,503742,169587,847201,077202,996
Total Debt
1,364,9961,148,719906,033540,113311,597288,228
Net Cash (Debt)
-622,458-176,216-163,86347,735-110,520-85,232
Net Cash Growth
------
Net Cash Per Share
-24.90-7.05-6.551.91-4.42-3.41

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-443,702-508,837-170,096-193,267-147,324-21,962
Capital Expenditures
-9,090-11,370-7,945-3,739-2,397-830.15
Free Cash Flow
-452,792-520,207-178,040-197,006-149,721-22,792
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
16.15%19.15%18.46%34.98%46.03%28.39%
FCF Margin
-107.64%-146.76%-72.17%-95.38%-111.87%-47.79%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.182-0.1820.2890.3690.054
Dividend Per Share Growth
196.33%--37.01%-21.70%584.97%-
Dividend Yield
1.42%-1.17%2.61%6.98%3.66%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.745.858.553.842.152.72
Forward PE
3.202.602.602.602.602.60
PS Ratio
0.871.121.581.340.990.77