Is Finansal Kiralama Anonim Sirketi (IST:ISFIN)
20.12
-0.04 (-0.20%)
Jun 17, 2026, 6:09 PM GMT+3
IST:ISFIN Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 19,137 | 17,267 | 11,760 | 7,334 | 3,353 | 1,529 |
Total Interest Expense | 15,771 | 13,667 | 8,656 | 5,117 | 2,129 | 969.23 |
Net Interest Income | 3,366 | 3,600 | 3,104 | 2,216 | 1,223 | 559.44 |
Commissions and Fees | 373.15 | 349.43 | 294.79 | 902.85 | 104.89 | 21.07 |
Other Revenue | 2,229 | 1,614 | 981.95 | 243.46 | 156.38 | 14.11 |
Revenue Before Loan Losses | 5,968 | 5,563 | 4,380 | 3,362 | 1,485 | 594.62 |
Provision for Loan Losses | 800.57 | 968.52 | 506.28 | 446.26 | 445.41 | 322.86 |
| 5,168 | 4,595 | 3,874 | 2,916 | 1,039 | 271.76 | |
Revenue Growth (YoY) | 4.84% | 18.60% | 32.85% | 180.62% | 282.39% | 6.84% |
Salaries & Employee Benefits | 1,077 | 911.14 | 591.95 | 285 | 141.68 | 69.79 |
Cost of Services Provided | 270.97 | 264.02 | 180.51 | 131.77 | 55.5 | 32.51 |
Other Operating Expenses | 139.8 | 575.94 | -110.15 | 423.51 | 220.24 | -15.08 |
Total Operating Expenses | 1,488 | 1,751 | 662.31 | 840.28 | 418.6 | 87.93 |
Operating Income | 3,680 | 2,844 | 3,212 | 2,076 | 620.6 | 183.84 |
Currency Exchange Gain (Loss) | 1,974 | 2,798 | -119.7 | 781.06 | 597.79 | 300.88 |
EBT Excluding Unusual Items | 5,654 | 5,641 | 3,092 | 2,857 | 1,218 | 484.72 |
Pretax Income | 5,654 | 5,641 | 3,092 | 2,857 | 1,218 | 484.72 |
Income Tax Expense | 1,436 | 1,578 | 949.19 | 837.52 | 295.21 | 146.06 |
Earnings From Continuing Ops. | 4,218 | 4,063 | 2,143 | 2,019 | 923.18 | 338.66 |
Minority Interest in Earnings | -413.33 | -433.34 | -217.79 | -252.39 | -96.41 | -28.6 |
Net Income | 3,804 | 3,630 | 1,925 | 1,767 | 826.77 | 310.06 |
Net Income to Common | 3,804 | 3,630 | 1,925 | 1,767 | 826.77 | 310.06 |
Net Income Growth | 86.62% | 88.56% | 8.95% | 113.73% | 166.65% | 56.93% |
Shares Outstanding (Basic) | 695 | 695 | 695 | 695 | 695 | 695 |
Shares Outstanding (Diluted) | 695 | 695 | 695 | 695 | 695 | 695 |
EPS (Basic) | 5.47 | 5.22 | 2.77 | 2.54 | 1.19 | 0.45 |
EPS (Diluted) | 5.47 | 5.22 | 2.77 | 2.54 | 1.19 | 0.45 |
EPS Growth | 86.57% | 88.53% | 9.01% | 113.61% | 166.65% | 59.26% |
Free Cash Flow | -5,659 | -9,778 | -2,253 | 1,946 | -1,782 | -414.71 |
Free Cash Flow Per Share | -8.14 | -14.06 | -3.24 | 2.80 | -2.56 | -0.60 |
Operating Margin | 71.21% | 61.89% | 82.91% | 71.19% | 59.72% | 67.65% |
Profit Margin | 73.62% | 79.01% | 49.69% | 60.59% | 79.56% | 114.09% |
Free Cash Flow Margin | -109.50% | -212.82% | -58.15% | 66.72% | -171.46% | -152.60% |
Effective Tax Rate | 25.40% | 27.97% | 30.70% | 29.32% | 24.23% | 30.13% |