Is Finansal Kiralama Anonim Sirketi (IST:ISFIN)

IST:ISFIN Statistics

Total Valuation

IST:ISFIN has a market cap or net worth of TRY 13.60 billion.

Market Cap	13.60B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

IST:ISFIN has 695.30 million shares outstanding.

Current Share Class	689.30M
Shares Outstanding	695.30M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	23.02%
Float	272.87M

Valuation Ratios

The trailing PE ratio is 4.44.

PE Ratio	4.44
Forward PE	n/a
PS Ratio	2.92
PB Ratio	1.09
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.34, with a Debt / Equity ratio of 6.58.

Current Ratio	1.34
Quick Ratio	1.24
Debt / Equity	6.58
Debt / EBITDA	n/a
Debt / FCF	-12.84
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 32.62%.

Return on Equity (ROE)	32.62%
Return on Assets (ROA)	4.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	17.13M
Profits Per Employee	11.26M
Employee Count	260
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

In the past 12 months, IST:ISFIN has paid 1.31 billion in taxes.

Income Tax	1.31B
Effective Tax Rate	27.57%

Stock Price Statistics

The stock price has increased by +84.35% in the last 52 weeks. The beta is 0.29, so IST:ISFIN's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+84.35%
50-Day Moving Average	17.51
200-Day Moving Average	14.65
Relative Strength Index (RSI)	66.50
Average Volume (20 Days)	3,889,105

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IST:ISFIN had revenue of TRY 4.66 billion and earned 3.06 billion in profits. Earnings per share was 4.41.

Revenue	4.66B
Gross Profit	4.41B
Operating Income	2.52B
Pretax Income	4.75B
Net Income	3.06B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.41

Balance Sheet

The company has 4.38 billion in cash and 82.01 billion in debt, giving a net cash position of -77.63 billion or -111.65 per share.

Cash & Cash Equivalents	4.38B
Total Debt	82.01B
Net Cash	-77.63B
Net Cash Per Share	-111.65
Equity (Book Value)	12.47B
Book Value Per Share	16.10
Working Capital	23.77B

Cash Flow

In the last 12 months, operating cash flow was -6.31 billion and capital expenditures -78.46 million, giving a free cash flow of -6.39 billion.

Operating Cash Flow	-6.31B
Capital Expenditures	-78.46M
Free Cash Flow	-6.39B
FCF Per Share	-9.19

Margins

Gross margin is 94.59%, with operating and profit margins of 54.06% and 65.72%.

Gross Margin	94.59%
Operating Margin	54.06%
Pretax Margin	101.92%
Profit Margin	65.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

IST:ISFIN does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	22.52%
FCF Yield	-46.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 28, 2018. It was a forward split with a ratio of 1.0691985.

Last Split Date	May 28, 2018
Split Type	Forward
Split Ratio	1.0691985

Scores

Altman Z-Score	n/a
Piotroski F-Score	2