Türkiye Kalkinma ve Yatirim Bankasi A.S. (IST: KLNMA)

KLNMA Income Statement

Financials in millions TRY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	9,469	7,109	3,127	1,374	811.13	750.67
Interest Income on Investments	13,883	9,093	3,415	952.14	410.8	387.32
Total Interest Income	23,353	16,202	6,541	2,326	1,222	1,138
Interest Paid on Borrowings	12,348	8,654	3,489	843.03	479.06	425.43
Total Interest Expense	12,348	8,654	3,489	843.03	479.06	425.43
Net Interest Income	11,005	7,548	3,052	1,483	742.88	712.56
Net Interest Income Growth (YoY)	86.97%	147.29%	105.80%	99.64%	4.25%	55.41%
Income From Trading Activities	-367.4	2,149	394.57	19.59	-57.54	20.9
Gain (Loss) on Sale of Assets	0.37	70.58	28.04	60.61	123.13	0.28
Gain (Loss) on Sale of Investments	-11.61	-	-	-	-	-
Other Non-Interest Income	-476.55	-2,462	-123.16	143.91	140.48	51.09
Total Non-Interest Income	-855.19	-243.12	299.44	224.12	206.06	72.27
Non-Interest Income Growth (YoY)	-	-	33.61%	8.76%	185.12%	94.37%
Revenues Before Loan Losses	10,150	7,305	3,352	1,707	948.94	784.83
Provision for Loan Losses	742.48	492.04	495.23	488.18	165.99	52.87
Revenue	9,407	6,813	2,856	1,219	782.95	731.96
Revenue Growth (YoY)	62.43%	138.51%	134.32%	55.69%	6.97%	114.70%
Salaries and Employee Benefits	753.68	460.42	221.33	98.5	81.35	88.9
Selling, General & Administrative	1.26	1	0.38	0.54	0.92	1.65
Other Non-Interest Expense	908.78	710.31	302	104.94	80.23	55.11
Total Non-Interest Expense	1,664	1,172	523.71	203.98	162.5	145.66
EBT Excluding Unusual Items	7,744	5,641	2,333	1,015	620.45	586.3
Pretax Income	7,744	5,641	2,333	1,015	620.45	586.3
Income Tax Expense	2,254	1,598	632.31	198.56	118.87	139.2
Net Income	5,489	4,043	1,700	816.47	501.58	447.11
Net Income to Common	5,489	4,043	1,700	816.47	501.58	447.11
Net Income Growth	59.54%	137.75%	108.26%	62.78%	12.18%	178.93%
Basic Shares Outstanding	4,742	2,500	2,005	2,041	993	1,065
Diluted Shares Outstanding	4,742	2,500	2,005	2,041	993	1,065
Shares Change (YoY)	100.76%	24.66%	-1.75%	105.63%	-6.75%	79.31%
EPS (Basic)	1.16	1.62	0.85	0.40	0.51	0.42
EPS (Diluted)	1.16	1.62	0.85	0.40	0.51	0.42
EPS Growth	-20.53%	90.72%	111.97%	-20.84%	20.31%	55.56%
Effective Tax Rate	29.11%	28.33%	27.11%	19.56%	19.16%	23.74%

Source: S&P Capital IQ. Banks template. Financial Sources.