IST:KLNMA Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	10,945	9,667	7,109	3,127	1,374
Interest Income on Investments	19,177	14,122	9,093	3,415	952.14
Total Interest Income	30,122	23,790	16,202	6,541	2,326
Interest Paid on Borrowings	14,456	12,480	8,654	3,489	843.03
Total Interest Expense	14,456	12,480	8,654	3,489	843.03
Net Interest Income	15,666	11,310	7,548	3,052	1,483
Net Interest Income Growth (YoY)	38.51%	49.85%	147.29%	105.80%	99.64%
Income From Trading Activities	-179.8	-628.23	2,149	394.57	19.59
Gain (Loss) on Sale of Assets	141.87	2.16	70.58	28.04	60.61
Other Non-Interest Income	269.02	511.52	-2,462	-123.16	143.91
Total Non-Interest Income	231.09	-114.55	-243.12	299.44	224.12
Non-Interest Income Growth (YoY)	-	-	-	33.61%	8.76%
Revenues Before Loan Losses	15,897	11,196	7,305	3,352	1,707
Provision for Loan Losses	394.5	734.52	492.04	495.23	488.18
Revenue	15,502	10,461	6,813	2,856	1,219
Revenue Growth (YoY)	48.19%	53.55%	138.51%	134.32%	55.69%
Salaries and Employee Benefits	1,350	866.44	460.42	221.33	98.5
Selling, General & Administrative	2.2	1.25	1	0.38	0.54
Other Non-Interest Expense	1,200	885.34	710.31	302	104.94
Total Non-Interest Expense	2,552	1,753	1,172	523.71	203.98
EBT Excluding Unusual Items	12,950	8,708	5,641	2,333	1,015
Pretax Income	12,950	8,708	5,641	2,333	1,015
Income Tax Expense	3,943	2,533	1,598	632.31	198.56
Net Income	9,007	6,176	4,043	1,700	816.47
Net Income to Common	9,007	6,176	4,043	1,700	816.47
Net Income Growth	45.85%	52.76%	137.75%	108.26%	62.78%
Basic Shares Outstanding	7,916	4,508	2,500	2,005	2,041
Diluted Shares Outstanding	7,916	4,508	2,500	2,005	2,041
Shares Change (YoY)	75.60%	80.33%	24.66%	-1.75%	105.63%
EPS (Basic)	1.14	1.37	1.62	0.85	0.40
EPS (Diluted)	1.14	1.37	1.62	0.85	0.40
EPS Growth	-16.94%	-15.29%	90.72%	111.97%	-20.84%
Effective Tax Rate	30.45%	29.08%	28.33%	27.11%	19.56%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.