Türkiye Kalkinma ve Yatirim Bankasi A.S. (IST:KLNMA)

Turkey · Delayed Price · Currency is TRY

7.14

+0.44 (6.57%)

Nov 4, 2026, 6:09 PM GMT+3

IST:KLNMA Financials Overview

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	18,531	15,502	10,461	6,813	2,856	1,219
Revenue Growth	32.83%	48.19%	53.55%	138.51%	134.32%	55.69%
Net Income	10,739	9,007	6,176	4,043	1,700	816.47
Earnings Per Share	-	1.14	1.37	1.62	0.85	0.40
EPS Growth	-	-16.94%	-15.29%	90.72%	111.97%	-20.84%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Other	75.66	152.85	66.17	72.11	13.21
Corporate Banking	751.74	206.86	121.56	154.2	885.67
Investment Banking (Treasury)	18,019	13,079	9,871	3,467	809.32
Total	18,846	13,438	10,059	3,693	1,708

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	38,280	39,199	26,916	25,394	18,615	5,143
Total Debt	187,076	164,444	128,071	119,526	78,441	42,744
Net Cash (Debt)	-148,796	-125,245	-101,155	-94,133	-59,826	-37,601
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-	-15.82	-22.44	-37.65	-29.83	-18.42

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	13,677	7,426	5,846	8,009	11,723	362.44
Capital Expenditures	-469.34	-72.83	-45.64	-	-	-
Free Cash Flow	13,208	7,353	5,801	8,009	11,723	362.44
Free Cash Flow Growth	19.64%	26.76%	-27.57%	-31.69%	3134.59%	-80.46%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	57.95%	58.10%	59.03%	59.34%	59.53%	66.98%
FCF Margin	71.28%	47.43%	55.45%	117.56%	410.42%	29.73%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	6.65	10.99	12.45	17.90	22.79	41.62
P/FCF Ratio	5.41	13.46	13.26	9.03	3.31	93.75
PS Ratio	3.85	6.39	7.35	10.62	13.57	27.88