QNB Finansal Kiralama A.S. (IST:QNBFK)
56.90
-2.10 (-3.56%)
At close: Nov 7, 2025
IST:QNBFK Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest and Dividend Income | 6,450 | 5,437 | 3,204 | 1,460 | 863.85 | 603.33 | Upgrade |
Total Interest Expense | 3,104 | 3,207 | 2,140 | 1,038 | 600.26 | 295.46 | Upgrade |
Net Interest Income | 3,346 | 2,229 | 1,064 | 422.84 | 263.59 | 307.87 | Upgrade |
Revenue Before Loan Losses | 3,346 | 2,229 | 1,064 | 422.84 | 263.59 | 307.87 | Upgrade |
Provision for Loan Losses | 656.42 | 356.41 | 282.76 | 251.99 | 266.08 | 193.8 | Upgrade |
| 2,689 | 1,873 | 781.61 | 170.86 | -2.49 | 114.06 | Upgrade | |
Revenue Growth (YoY) | 100.38% | 139.63% | 357.47% | - | - | 904.16% | Upgrade |
Salaries & Employee Benefits | 478.02 | 339.95 | 187.14 | 80.27 | 42.94 | 36.19 | Upgrade |
Cost of Services Provided | 133.84 | 105.81 | 68.43 | 34.43 | 19.61 | 15.59 | Upgrade |
Other Operating Expenses | -183.89 | -103.52 | -229.89 | -310.06 | -185.64 | -101.57 | Upgrade |
Total Operating Expenses | 427.97 | 342.23 | 25.67 | -195.36 | -123.09 | -49.79 | Upgrade |
Operating Income | 2,261 | 1,531 | 755.94 | 366.22 | 120.6 | 163.85 | Upgrade |
Currency Exchange Gain (Loss) | 257.9 | 113.17 | 375.65 | 141.85 | 157.42 | 27.53 | Upgrade |
EBT Excluding Unusual Items | 2,519 | 1,644 | 1,132 | 508.07 | 278.02 | 191.38 | Upgrade |
Pretax Income | 2,519 | 1,644 | 1,132 | 508.07 | 278.02 | 191.28 | Upgrade |
Income Tax Expense | 731.06 | 438.76 | 307.21 | 106.52 | 76.49 | 50.61 | Upgrade |
Net Income | 1,788 | 1,205 | 824.38 | 401.55 | 201.54 | 140.67 | Upgrade |
Net Income to Common | 1,788 | 1,205 | 824.38 | 401.55 | 201.54 | 140.67 | Upgrade |
Net Income Growth | 94.37% | 46.19% | 105.30% | 99.25% | 43.27% | 54.64% | Upgrade |
Shares Outstanding (Basic) | 1,821 | 1,071 | 1,000 | 1,000 | 1,000 | 1,000 | Upgrade |
Shares Outstanding (Diluted) | 1,821 | 1,071 | 1,000 | 1,000 | 1,000 | 1,000 | Upgrade |
Shares Change (YoY) | 82.10% | 7.10% | - | - | - | - | Upgrade |
EPS (Basic) | 0.98 | 1.13 | 0.82 | 0.40 | 0.20 | 0.14 | Upgrade |
EPS (Diluted) | 0.98 | 1.13 | 0.82 | 0.40 | 0.20 | 0.14 | Upgrade |
EPS Growth | 6.73% | 36.50% | 105.30% | 99.25% | 43.27% | 54.64% | Upgrade |
Free Cash Flow | -9,056 | -2,711 | -787.5 | -2,007 | -455.19 | -730.21 | Upgrade |
Free Cash Flow Per Share | -4.97 | -2.53 | -0.79 | -2.01 | -0.46 | -0.73 | Upgrade |
Operating Margin | 84.08% | 81.73% | 96.72% | 214.34% | - | 143.65% | Upgrade |
Profit Margin | 66.49% | 64.34% | 105.47% | 235.03% | - | 123.32% | Upgrade |
Free Cash Flow Margin | -336.74% | -144.75% | -100.75% | -1174.78% | - | -640.18% | Upgrade |
Effective Tax Rate | 29.02% | 26.69% | 27.15% | 20.96% | 27.51% | 26.46% | Upgrade |
Revenue as Reported | 6,313 | 5,323 | 3,168 | 1,452 | 855.63 | 600.39 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.