Ray Sigorta Anonim Sirketi (IST:RAYSG)
Turkey · Delayed Price · Currency is TRY 111.90
-0.30 (-0.27%)
At close: Nov 13, 2026
IST:RAYSG Income Statement
Financials in millions TRY. Fiscal year is January - December.
Millions TRY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 26,152 | 23,215 | 10,374 | 3,820 | 1,487 | 800.38 |
Total Interest & Dividend Income | 7,461 | 6,283 | 2,278 | 632.62 | 176.98 | 128.34 |
Gain (Loss) on Sale of Investments | 596.29 | 406.03 | 357.97 | 236.36 | 1.46 | -0.32 |
Other Revenue | -71.22 | -114.91 | -197.78 | 36.93 | -11.94 | -14.44 |
| 34,138 | 29,789 | 12,812 | 4,726 | 1,653 | 913.95 | |
Revenue Growth | 32.34% | 132.51% | 171.09% | 185.87% | 80.89% | 41.60% |
Policy Benefits | 21,414 | 18,214 | 7,544 | 2,775 | 1,035 | 641.24 |
Depreciation & Amortization | 143.31 | 113.62 | 81.23 | 50.5 | 19.87 | 11.49 |
Selling, General & Administrative | 7,484 | 5,982 | 2,112 | 1,104 | 391.6 | 234.1 |
Other Operating Expenses | 955.32 | 754.75 | 313.31 | 189.15 | 74.06 | 47.76 |
Total Operating Expenses | 29,997 | 25,064 | 10,050 | 4,119 | 1,520 | 934.59 |
Operating Income | 4,140 | 4,725 | 2,762 | 607.48 | 133.04 | -20.64 |
Currency Exchange Gain (Loss) | 307.25 | 413.2 | 139.35 | 419.73 | 83.2 | 109.49 |
Other Non Operating Income (Expenses) | 8.7 | 13.87 | 9.37 | 10.35 | 3 | 1.73 |
EBT Excluding Unusual Items | 4,456 | 5,152 | 2,911 | 1,038 | 219.24 | 90.59 |
Legal Settlements | 15.72 | -6.65 | -1.73 | -1.48 | -0.26 | -0.13 |
Other Unusual Items | 8.24 | 1.34 | 7.47 | 1.08 | - | - |
Pretax Income | 4,480 | 5,147 | 2,916 | 1,037 | 218.98 | 90.46 |
Income Tax Expense | 1,267 | 1,409 | 704.33 | 135.22 | 39.26 | 22.14 |
Net Income | 3,213 | 3,737 | 2,212 | 901.94 | 179.72 | 68.32 |
Net Income to Common | 3,213 | 3,737 | 2,212 | 901.94 | 179.72 | 68.32 |
Net Income Growth | -15.35% | 68.95% | 145.25% | 401.86% | 163.07% | 15.94% |
Shares Outstanding (Basic) | 163 | 163 | 163 | 163 | 163 | 163 |
Shares Outstanding (Diluted) | 163 | 163 | 163 | 163 | 163 | 163 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 19.71 | 22.92 | 13.56 | 5.53 | 1.10 | 0.42 |
EPS (Diluted) | 19.71 | 22.92 | 13.56 | 5.53 | 1.10 | 0.42 |
EPS Growth | -15.35% | 68.95% | 145.25% | 401.86% | 163.07% | 15.94% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 459.34 | 7,201 | 7,389 | -482.54 | 1,093 | -65.82 |
Free Cash Flow Per Share | 2.82 | 44.16 | 45.31 | -2.96 | 6.70 | -0.40 |
Operating Margin | 12.13% | 15.86% | 21.56% | 12.85% | 8.05% | -2.26% |
Profit Margin | 9.41% | 12.55% | 17.27% | 19.08% | 10.87% | 7.47% |
Free Cash Flow Margin | 1.35% | 24.17% | 57.67% | -10.21% | 66.10% | -7.20% |
EBITDA | 4,285 | 4,837 | 2,842 | 637.74 | 149.98 | -10.33 |
EBITDA Margin | 12.55% | 16.24% | 22.18% | 13.49% | 9.07% | -1.13% |
D&A For EBITDA | 144.22 | 112.42 | 80.01 | 30.26 | 16.94 | 10.31 |
EBIT | 4,140 | 4,725 | 2,762 | 607.48 | 133.04 | -20.64 |
EBIT Margin | 12.13% | 15.86% | 21.56% | 12.85% | 8.05% | -2.26% |
Effective Tax Rate | 28.27% | 27.39% | 24.15% | 13.04% | 17.93% | 24.48% |