IST:SEKFK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	-	387.56	215.73	166.26	68.42
Total Interest Expense	884.62	672.6	319.25	176.5	108.47
Net Interest Income	-884.62	-285.04	-103.52	-10.24	-40.05
Other Revenue	1,549	706.65	324.05	200.21	45.65
Revenue Before Loan Losses	664.38	421.61	220.52	189.97	5.6
Provision for Loan Losses	15.8	2.58	0.04	79.25	19.44
Revenue	648.58	419.03	220.48	110.72	-13.85
Revenue Growth (YoY)	54.78%	90.05%	99.14%	-	-
Salaries & Employee Benefits	-	76.19	42.08	17.87	12.63
Cost of Services Provided	603.09	186.97	113.42	52.2	48.34
Other Operating Expenses	-170.77	100.96	110.41	16.25	-15.45
Total Operating Expenses	432.32	364.12	265.91	86.33	45.53
Operating Income	216.26	54.91	-45.43	24.39	-59.37
Currency Exchange Gain (Loss)	-	32.34	119.17	62.87	72.01
EBT Excluding Unusual Items	216.26	121.07	82.99	89.6	14.99
Pretax Income	216.26	194.91	107.44	100.18	55.19
Income Tax Expense	19.42	34	-83.99	-2.47	7.17
Earnings From Continuing Ops.	196.85	160.91	191.43	102.65	48.03
Minority Interest in Earnings	-	-	-	-0.3	-0.14
Net Income	196.85	160.91	191.43	102.35	47.89
Net Income to Common	196.85	160.91	191.43	102.35	47.89
Net Income Growth	22.34%	-15.94%	87.03%	113.71%	255.79%
Shares Outstanding (Basic)	100	100	100	100	100
Shares Outstanding (Diluted)	100	100	100	100	100
EPS (Basic)	1.97	1.61	1.91	1.02	0.48
EPS (Diluted)	1.97	1.61	1.91	1.02	0.48
EPS Growth	22.34%	-15.95%	87.03%	113.71%	256.08%
Free Cash Flow	-	72.98	150.39	99.47	60.02
Free Cash Flow Per Share	-	0.73	1.50	0.99	0.60
Dividend Per Share	-	-	0.150	0.099	-
Dividend Growth	-	-	52.28%	-	-
Operating Margin	33.34%	13.10%	-20.60%	22.03%	-
Profit Margin	30.35%	38.40%	86.82%	92.44%	-
Free Cash Flow Margin	-	17.42%	68.21%	89.84%	-
Effective Tax Rate	8.98%	17.45%	-	-	12.98%
Revenue as Reported	-	1,094	539.78	366.47	114.07

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.