IST:SEKFK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	46.87	-	387.56	215.73	166.26	68.42
Total Interest Expense	936.33	884.62	672.6	319.25	176.5	108.47
Net Interest Income	-889.47	-884.62	-285.04	-103.52	-10.24	-40.05
Other Revenue	1,547	1,549	706.65	324.05	200.21	45.65
Revenue Before Loan Losses	657.59	664.38	421.61	220.52	189.97	5.6
Provision for Loan Losses	33.79	15.8	2.58	0.04	79.25	19.44
Revenue	623.8	648.58	419.03	220.48	110.72	-13.85
Revenue Growth (YoY)	26.73%	54.78%	90.05%	99.14%	-	-
Salaries & Employee Benefits	8.53	-	76.19	42.08	17.87	12.63
Cost of Services Provided	629.85	603.09	186.97	113.42	52.2	48.34
Other Operating Expenses	-251.73	-170.77	100.96	110.41	16.25	-15.45
Total Operating Expenses	386.65	432.32	364.12	265.91	86.33	45.53
Operating Income	237.16	216.26	54.91	-45.43	24.39	-59.37
Currency Exchange Gain (Loss)	-3.96	-	32.34	119.17	62.87	72.01
EBT Excluding Unusual Items	230.91	216.26	121.07	82.99	89.6	14.99
Pretax Income	230.91	216.26	194.91	107.44	100.18	55.19
Income Tax Expense	12.87	19.42	34	-83.99	-2.47	7.17
Earnings From Continuing Ops.	218.05	196.85	160.91	191.43	102.65	48.03
Minority Interest in Earnings	-	-	-	-	-0.3	-0.14
Net Income	218.05	196.85	160.91	191.43	102.35	47.89
Net Income to Common	218.05	196.85	160.91	191.43	102.35	47.89
Net Income Growth	47.21%	22.34%	-15.94%	87.03%	113.71%	255.79%
Shares Outstanding (Basic)	-	100	100	100	100	100
Shares Outstanding (Diluted)	-	100	100	100	100	100
EPS (Basic)	-	1.97	1.61	1.91	1.02	0.48
EPS (Diluted)	-	1.97	1.61	1.91	1.02	0.48
EPS Growth	-	22.34%	-15.95%	87.03%	113.71%	256.08%
Free Cash Flow	-	-	72.98	150.39	99.47	60.02
Free Cash Flow Per Share	-	-	0.73	1.50	0.99	0.60
Dividend Per Share	-	-	-	0.150	0.099	-
Dividend Growth	-	-	-	52.28%	-	-
Operating Margin	38.02%	33.34%	13.10%	-20.60%	22.03%	-
Profit Margin	34.95%	30.35%	38.40%	86.82%	92.44%	-
Free Cash Flow Margin	-	-	17.42%	68.21%	89.84%	-
Effective Tax Rate	5.57%	8.98%	17.45%	-	-	12.98%
Revenue as Reported	44.93	-	1,094	539.78	366.47	114.07

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.