Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,773	1,523	1,172	739.74	379.05	163.46
Total Interest Expense	374.19	295.65	170.33	78.83	53.58	29
Net Interest Income	1,399	1,227	1,002	660.91	325.47	134.46
Commissions and Fees	38.06	20.2	5.33	6.74	16.23	13.32
Revenue Before Loan Losses	1,437	1,247	1,007	667.65	341.69	147.78
Provision for Loan Losses	166.78	61.25	14.51	29.63	20.42	5.78
Revenue	1,270	1,186	992.42	638.02	321.27	142
Revenue Growth (YoY)	15.46%	19.50%	55.55%	98.59%	126.25%	-
Cost of Services Provided	835.88	698.94	535.45	339.72	153.44	122.47
Total Operating Expenses	835.88	698.94	535.45	339.72	153.44	122.47
Operating Income	433.96	487.04	456.96	298.3	167.83	19.53
Currency Exchange Gain (Loss)	-7.5	-8.89	-12.08	-2.66	-0.03	-7.83
Pretax Income	426.46	478.15	444.88	295.64	167.8	11.69
Income Tax Expense	52.09	67.59	25.76	15.17	38.25	1.62
Net Income	374.38	410.57	419.13	280.47	129.55	10.08
Net Income to Common	374.38	410.57	419.13	280.47	129.55	10.08
Net Income Growth	-21.60%	-2.04%	49.44%	116.50%	1185.80%	-
Shares Outstanding (Basic)	2,500	2,500	2,500	1,551	15	15
Shares Outstanding (Diluted)	2,500	2,500	2,500	1,551	15	15
Shares Change (YoY)	-0.61%	-	61.20%	10286.74%	0.21%	-
EPS (Basic)	0.15	0.16	0.17	0.18	8.68	0.68
EPS (Diluted)	0.15	0.16	0.17	0.18	8.68	0.68
EPS Growth	-21.12%	-2.04%	-7.30%	-97.92%	1183.04%	-
Free Cash Flow	243.71	339.63	173.05	238.69	68.76	29.33
Free Cash Flow Per Share	0.10	0.14	0.07	0.15	4.61	1.97
Dividend Per Share	0.020	0.079	0.086	0.058	-	-
Dividend Growth	-83.33%	-8.14%	49.31%	-	-	-
Operating Margin	34.17%	41.07%	46.05%	46.75%	52.24%	13.75%
Profit Margin	29.48%	34.62%	42.23%	43.96%	40.32%	7.09%
Free Cash Flow Margin	19.19%	28.64%	17.44%	37.41%	21.40%	20.65%
Effective Tax Rate	12.21%	14.13%	5.79%	5.13%	22.79%	13.84%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.