Dolla Financial Services Limited (JMSE: DOLLA)

Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	1,378	1,172	739.74	379.05	163.46
Total Interest Expense	210.56	170.33	78.83	53.58	29
Net Interest Income	1,167	1,002	660.91	325.47	134.46
Commissions and Fees	-32.6	5.33	6.74	16.23	13.32
Revenue Before Loan Losses	1,135	1,007	667.65	341.69	147.78
Provision for Loan Losses	31.99	14.51	29.63	20.42	5.78
Revenue	1,103	992.42	638.02	321.27	142
Revenue Growth (YoY)	12.53%	55.55%	98.59%	126.25%	-
Cost of Services Provided	614.83	535.45	339.72	153.44	122.47
Total Operating Expenses	614.83	535.45	339.72	153.44	122.47
Operating Income	487.72	456.96	298.3	167.83	19.53
Currency Exchange Gain (Loss)	-9.76	-12.08	-2.66	-0.03	-7.83
Pretax Income	477.93	444.88	295.64	167.8	11.69
Income Tax Expense	47.27	25.76	15.17	38.25	1.62
Net Income	430.66	419.13	280.47	129.55	10.08
Net Income to Common	430.66	419.13	280.47	129.55	10.08
Net Income Growth	2.41%	49.44%	116.50%	1185.80%	-
Shares Outstanding (Basic)	2,500	2,500	1,551	15	15
Shares Outstanding (Diluted)	2,500	2,500	1,551	15	15
Shares Change (YoY)	10.49%	61.20%	10286.74%	0.22%	-
EPS (Basic)	0.17	0.17	0.18	8.68	0.68
EPS (Diluted)	0.17	0.17	0.18	8.68	0.68
EPS Growth	-7.31%	-7.30%	-97.92%	1183.04%	-
Free Cash Flow	452.05	173.05	238.69	68.76	29.33
Free Cash Flow Per Share	0.18	0.07	0.15	4.61	1.97
Dividend Per Share	0.040	0.086	0.058	-	-
Dividend Growth	-39.39%	49.31%	-	-	-
Operating Margin	44.24%	46.05%	46.75%	52.24%	13.75%
Profit Margin	39.06%	42.23%	43.96%	40.32%	7.10%
Free Cash Flow Margin	41.00%	17.44%	37.41%	21.40%	20.65%
Effective Tax Rate	9.89%	5.79%	5.13%	22.79%	13.84%

Source: S&P Capital IQ. Financial Services template. Financial Sources.