Dolla Financial Services Limited (JMSE:DOLLA)

Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest and Dividend Income	1,969	1,523	1,172	739.74	379.05
Total Interest Expense	414.14	295.65	170.33	78.83	53.58
Net Interest Income	1,555	1,227	1,002	660.91	325.47
Commissions and Fees	45.56	20.2	5.33	6.74	16.23
Revenue Before Loan Losses	1,601	1,247	1,007	667.65	341.69
Provision for Loan Losses	87.01	61.25	14.51	29.63	20.42
Revenue	1,514	1,186	992.42	638.02	321.27
Revenue Growth (YoY)	27.63%	19.50%	55.55%	98.59%	126.25%
Cost of Services Provided	931.14	698.94	535.45	339.72	153.44
Total Operating Expenses	931.14	698.94	535.45	339.72	153.44
Operating Income	582.49	487.04	456.96	298.3	167.83
Currency Exchange Gain (Loss)	-0.36	-8.89	-12.08	-2.66	-0.03
Pretax Income	582.13	478.15	444.88	295.64	167.8
Income Tax Expense	8.03	67.59	25.76	15.17	38.25
Net Income	574.09	410.57	419.13	280.47	129.55
Net Income to Common	574.09	410.57	419.13	280.47	129.55
Net Income Growth	39.83%	-2.04%	49.44%	116.50%	1185.80%
Shares Outstanding (Basic)	2,500	2,500	2,500	1,551	15
Shares Outstanding (Diluted)	2,500	2,500	2,500	1,551	15
Shares Change (YoY)	-	-	61.20%	10286.74%	0.21%
EPS (Basic)	0.23	0.16	0.17	0.18	8.68
EPS (Diluted)	0.23	0.16	0.17	0.18	8.68
EPS Growth	39.83%	-2.04%	-7.30%	-97.92%	1183.04%
Free Cash Flow	-186.12	339.63	173.05	238.69	68.76
Free Cash Flow Per Share	-0.07	0.14	0.07	0.15	4.61
Dividend Per Share	-	0.079	0.086	0.058	-
Dividend Growth	-	-8.14%	49.31%	-	-
Operating Margin	38.48%	41.07%	46.05%	46.75%	52.24%
Profit Margin	37.93%	34.62%	42.23%	43.96%	40.32%
Free Cash Flow Margin	-12.30%	28.64%	17.44%	37.41%	21.40%
Effective Tax Rate	1.38%	14.13%	5.79%	5.13%	22.79%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.