Dolla Financial Services Limited (JMSE:DOLLA)

Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	1,535	1,172	739.74	379.05	163.46
Total Interest Expense	295.44	170.33	78.83	53.58	29
Net Interest Income	1,240	1,002	660.91	325.47	134.46
Commissions and Fees	4.11	5.33	6.74	16.23	13.32
Revenue Before Loan Losses	1,244	1,007	667.65	341.69	147.78
Provision for Loan Losses	50.05	14.51	29.63	20.42	5.78
Revenue	1,194	992.42	638.02	321.27	142
Revenue Growth (YoY)	20.30%	55.55%	98.59%	126.25%	-
Cost of Services Provided	707.19	535.45	339.72	153.44	122.47
Total Operating Expenses	707.19	535.45	339.72	153.44	122.47
Operating Income	486.75	456.96	298.3	167.83	19.53
Currency Exchange Gain (Loss)	-4.67	-12.08	-2.66	-0.03	-7.83
Pretax Income	482.08	444.88	295.64	167.8	11.69
Income Tax Expense	29.52	25.76	15.17	38.25	1.62
Net Income	452.56	419.13	280.47	129.55	10.08
Net Income to Common	452.56	419.13	280.47	129.55	10.08
Net Income Growth	7.98%	49.44%	116.50%	1185.80%	-
Shares Outstanding (Basic)	2,500	2,500	1,551	15	15
Shares Outstanding (Diluted)	2,500	2,500	1,551	15	15
Shares Change (YoY)	-	61.20%	10286.74%	0.21%	-
EPS (Basic)	0.18	0.17	0.18	8.68	0.68
EPS (Diluted)	0.18	0.17	0.18	8.68	0.68
EPS Growth	7.98%	-7.30%	-97.92%	1183.04%	-
Free Cash Flow	329.74	173.05	238.69	68.76	29.33
Free Cash Flow Per Share	0.13	0.07	0.15	4.61	1.97
Dividend Per Share	-	0.086	0.058	-	-
Dividend Growth	-	49.31%	-	-	-
Operating Margin	40.77%	46.05%	46.75%	52.24%	13.75%
Profit Margin	37.91%	42.23%	43.96%	40.32%	7.09%
Free Cash Flow Margin	27.62%	17.44%	37.41%	21.40%	20.65%
Effective Tax Rate	6.12%	5.79%	5.13%	22.79%	13.84%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.