Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,922	1,523	1,172	739.74	379.05	163.46
Total Interest Expense	403.73	295.65	170.33	78.83	53.58	29
Net Interest Income	1,518	1,227	1,002	660.91	325.47	134.46
Commissions and Fees	44.2	20.2	5.33	6.74	16.23	13.32
Revenue Before Loan Losses	1,562	1,247	1,007	667.65	341.69	147.78
Provision for Loan Losses	187.35	61.25	14.51	29.63	20.42	5.78
Revenue	1,375	1,186	992.42	638.02	321.27	142
Revenue Growth (YoY)	24.71%	19.50%	55.55%	98.59%	126.25%	-
Cost of Services Provided	818.74	698.94	535.45	339.72	153.44	122.47
Total Operating Expenses	818.74	698.94	535.45	339.72	153.44	122.47
Operating Income	556.27	487.04	456.96	298.3	167.83	19.53
Currency Exchange Gain (Loss)	-5.32	-8.89	-12.08	-2.66	-0.03	-7.83
Pretax Income	550.95	478.15	444.88	295.64	167.8	11.69
Income Tax Expense	45.26	67.59	25.76	15.17	38.25	1.62
Net Income	505.69	410.57	419.13	280.47	129.55	10.08
Net Income to Common	505.69	410.57	419.13	280.47	129.55	10.08
Net Income Growth	17.42%	-2.04%	49.44%	116.50%	1185.80%	-
Shares Outstanding (Basic)	2,500	2,500	2,500	1,551	15	15
Shares Outstanding (Diluted)	2,500	2,500	2,500	1,551	15	15
Shares Change (YoY)	-	-	61.20%	10286.74%	0.21%	-
EPS (Basic)	0.20	0.16	0.17	0.18	8.68	0.68
EPS (Diluted)	0.20	0.16	0.17	0.18	8.68	0.68
EPS Growth	17.42%	-2.04%	-7.30%	-97.92%	1183.04%	-
Free Cash Flow	-93.06	339.63	173.05	238.69	68.76	29.33
Free Cash Flow Per Share	-0.04	0.14	0.07	0.15	4.61	1.97
Dividend Per Share	0.012	0.079	0.086	0.058	-	-
Dividend Growth	-88.78%	-8.14%	49.31%	-	-	-
Operating Margin	40.46%	41.07%	46.05%	46.75%	52.24%	13.75%
Profit Margin	36.78%	34.62%	42.23%	43.96%	40.32%	7.09%
Free Cash Flow Margin	-6.77%	28.64%	17.44%	37.41%	21.40%	20.65%
Effective Tax Rate	8.21%	14.13%	5.79%	5.13%	22.79%	13.84%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.