Dolla Financial Services Limited (JMSE:DOLLA)

Dolla Financial Services Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	1,523	1,172	739.74	379.05	163.46
Total Interest Expense	295.65	170.33	78.83	53.58	29
Net Interest Income	1,227	1,002	660.91	325.47	134.46
Commissions and Fees	20.2	5.33	6.74	16.23	13.32
Revenue Before Loan Losses	1,247	1,007	667.65	341.69	147.78
Provision for Loan Losses	61.25	14.51	29.63	20.42	5.78
Revenue	1,186	992.42	638.02	321.27	142
Revenue Growth (YoY)	19.50%	55.55%	98.59%	126.25%	-
Cost of Services Provided	698.94	535.45	339.72	153.44	122.47
Total Operating Expenses	698.94	535.45	339.72	153.44	122.47
Operating Income	487.04	456.96	298.3	167.83	19.53
Currency Exchange Gain (Loss)	-8.89	-12.08	-2.66	-0.03	-7.83
Pretax Income	478.15	444.88	295.64	167.8	11.69
Income Tax Expense	67.59	25.76	15.17	38.25	1.62
Net Income	410.57	419.13	280.47	129.55	10.08
Net Income to Common	410.57	419.13	280.47	129.55	10.08
Net Income Growth	-2.04%	49.44%	116.50%	1185.80%	-
Shares Outstanding (Basic)	2,566	2,500	1,551	15	15
Shares Outstanding (Diluted)	2,566	2,500	1,551	15	15
Shares Change (YoY)	2.64%	61.20%	10286.74%	0.21%	-
EPS (Basic)	0.16	0.17	0.18	8.68	0.68
EPS (Diluted)	0.16	0.17	0.18	8.68	0.68
EPS Growth	-4.56%	-7.30%	-97.92%	1183.04%	-
Free Cash Flow	339.63	173.05	238.69	68.76	29.33
Free Cash Flow Per Share	0.13	0.07	0.15	4.61	1.97
Dividend Per Share	0.079	0.086	0.058	-	-
Dividend Growth	-8.14%	49.31%	-	-	-
Operating Margin	41.07%	46.05%	46.75%	52.24%	13.75%
Profit Margin	34.62%	42.23%	43.96%	40.32%	7.09%
Free Cash Flow Margin	28.64%	17.44%	37.41%	21.40%	20.65%
Effective Tax Rate	14.13%	5.79%	5.13%	22.79%	13.84%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.