Dolla Financial Services Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	410.57	419.13	280.47	129.55	10.08
Depreciation & Amortization	38.01	34.3	19.43	12.64	8.38
Other Amortization	0.48	-	-	0.09	0.1
Provision for Credit Losses	61.25	14.51	29.63	20.42	5.78
Change in Other Net Operating Assets	-1,101	-865.6	-845.77	-447.04	-77.1
Other Operating Activities	937.1	591.01	771.27	355.49	84.02
Operating Cash Flow	346.35	193.35	255.03	71.16	31.26
Operating Cash Flow Growth	79.13%	-24.19%	258.39%	127.61%	-
Capital Expenditures	-6.72	-20.3	-16.34	-2.4	-1.94
Sale (Purchase) of Intangibles	-5.06	-0.97	-	-	-0.69
Investment in Securities	-	-23.32	-63.43	-	-
Investing Cash Flow	-11.78	-44.58	-79.77	-2.4	-2.62
Long-Term Debt Repaid	-32.78	-30.45	-18.02	-7.18	-
Total Debt Repaid	-32.78	-30.45	-18.02	-7.18	-18.91
Net Debt Issued (Repaid)	-32.78	-30.45	-18.02	-7.18	-18.91
Issuance of Common Stock	-	-	221.8	-	-
Common Dividends Paid	-251.04	-156.36	-86.81	-	-22.67
Financing Cash Flow	-283.82	-186.81	116.97	-7.18	-41.58
Foreign Exchange Rate Adjustments	-4.89	-5.46	-4.88	-1.57	-0.96
Net Cash Flow	45.87	-43.51	287.35	60.01	-13.9
Free Cash Flow	339.63	173.05	238.69	68.76	29.33
Free Cash Flow Growth	96.26%	-27.50%	247.14%	134.45%	-
Free Cash Flow Margin	28.64%	17.44%	37.41%	21.40%	20.65%
Free Cash Flow Per Share	0.14	0.07	0.15	4.61	1.97
Cash Interest Paid	259.44	172.32	65.8	29.98	31.5
Cash Income Tax Paid	33.62	24.44	37.35	4.97	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.