Dolla Financial Services Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	574.09	410.57	419.13	280.47	129.55
Depreciation & Amortization	34.29	38.01	34.3	19.43	12.64
Other Amortization	-	0.48	-	-	0.09
Provision for Credit Losses	87.01	61.25	14.51	29.63	20.42
Change in Other Net Operating Assets	-581.29	-1,101	-865.6	-845.77	-447.04
Other Operating Activities	-297.41	937.1	591.01	771.27	355.49
Operating Cash Flow	-183.31	346.35	193.35	255.03	71.16
Operating Cash Flow Growth	-	79.13%	-24.19%	258.39%	127.61%
Capital Expenditures	-2.81	-6.72	-20.3	-16.34	-2.4
Sale (Purchase) of Intangibles	-	-5.06	-0.97	-	-
Investment in Securities	-	-	-23.32	-63.43	-
Investing Cash Flow	-2.81	-11.78	-44.58	-79.77	-2.4
Long-Term Debt Repaid	-26.8	-32.78	-30.45	-18.02	-7.18
Total Debt Repaid	-26.8	-32.78	-30.45	-18.02	-7.18
Net Debt Issued (Repaid)	-26.8	-32.78	-30.45	-18.02	-7.18
Issuance of Common Stock	-	-	-	221.8	-
Common Dividends Paid	-28.84	-251.04	-156.36	-86.81	-
Financing Cash Flow	-55.64	-283.82	-186.81	116.97	-7.18
Foreign Exchange Rate Adjustments	-9.29	-4.89	-5.46	-4.88	-1.57
Net Cash Flow	-251.05	45.87	-43.51	287.35	60.01
Free Cash Flow	-186.12	339.63	173.05	238.69	68.76
Free Cash Flow Growth	-	96.26%	-27.50%	247.14%	134.45%
Free Cash Flow Margin	-12.30%	28.64%	17.44%	37.41%	21.40%
Free Cash Flow Per Share	-0.07	0.14	0.07	0.15	4.61
Cash Interest Paid	357.33	259.44	172.32	65.8	29.98
Cash Income Tax Paid	21.82	33.62	24.44	37.35	4.97

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.