Dolla Financial Services Cash Flow Statement

Financials in millions JMD. Fiscal year is January - December.

Millions JMD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	430.66	419.13	280.47	129.55	10.08
Depreciation & Amortization	42.07	34.26	19.43	12.64	8.38
Other Amortization	0.04	0.04	-	0.09	0.1
Provision for Credit Losses	32.01	14.51	29.63	20.42	5.78
Change in Other Net Operating Assets	-533.93	-865.6	-845.77	-447.04	-77.1
Other Operating Activities	503.46	591.01	771.27	355.49	84.02
Operating Cash Flow	474.31	193.35	255.03	71.16	31.26
Operating Cash Flow Growth	22.12%	-24.19%	258.39%	127.61%	-
Capital Expenditures	-22.26	-20.3	-16.34	-2.4	-1.94
Sale (Purchase) of Intangibles	-0.97	-0.97	-	-	-0.69
Investment in Securities	-0.92	-23.32	-63.43	-	-
Investing Cash Flow	-24.15	-44.58	-79.77	-2.4	-2.62
Long-Term Debt Repaid	-	-30.45	-18.02	-7.18	-
Total Debt Repaid	-36.54	-30.45	-18.02	-7.18	-18.91
Net Debt Issued (Repaid)	-36.54	-30.45	-18.02	-7.18	-18.91
Issuance of Common Stock	-	-	221.8	-	-
Common Dividends Paid	-276.2	-156.36	-86.81	-	-22.67
Financing Cash Flow	-312.74	-186.81	116.97	-7.18	-41.58
Foreign Exchange Rate Adjustments	3.05	-5.46	-4.88	-1.57	-0.96
Net Cash Flow	140.47	-43.51	287.35	60.01	-13.9
Free Cash Flow	452.05	173.05	238.69	68.76	29.33
Free Cash Flow Growth	11.02%	-27.50%	247.14%	134.45%	-
Free Cash Flow Margin	41.00%	17.44%	37.41%	21.40%	20.65%
Free Cash Flow Per Share	0.18	0.07	0.15	4.61	1.97
Cash Interest Paid	242.39	172.32	65.8	29.98	31.5
Cash Income Tax Paid	44.52	24.44	37.35	4.97	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.