Eppley Limited (JMSE: EPLY)

Eppley Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	431.39	426.87	438.36	386.56	332.91	350.22
Total Interest Expense	338.33	315.82	300.39	285.62	207.68	197
Net Interest Income	93.06	111.04	137.97	100.94	125.23	153.22
Commissions and Fees	-	-	-	-	85.98	57.69
Gain (Loss) on Sale of Investments	-0.78	-0.78	16.07	-9.13	-	-
Other Revenue	61.99	74.14	76.21	79.32	-	-
Revenue Before Loan Losses	501.13	511.35	513.59	390.24	405.46	314.87
Provision for Loan Losses	-0.24	-0.49	2.71	1.42	0.87	1.17
Revenue	501.37	511.83	510.89	388.82	404.58	313.7
Revenue Growth (YoY)	-14.69%	0.19%	31.39%	-3.90%	28.97%	35.27%
Salaries & Employee Benefits	190.96	190.96	144.77	127.05	109.2	-
Cost of Services Provided	103.93	102.07	72.49	59.2	59.6	156.14
Other Operating Expenses	1.27	1.27	9.89	11.85	9.29	7.82
Total Operating Expenses	315.33	313.46	239.64	211.74	190.23	163.96
Operating Income	186.04	198.37	271.25	177.08	214.36	149.74
Earnings From Equity Investments	12.66	12.82	2.94	21.58	10.82	10.55
Currency Exchange Gain (Loss)	29.48	29.48	-9.13	69.81	-	-
EBT Excluding Unusual Items	259.41	271.9	265.06	268.47	225.17	160.29
Other Unusual Items	1.15	230.27	-	-	-	-
Pretax Income	283.49	525.09	269.84	268.47	225.17	160.29
Income Tax Expense	16.97	17.83	31.05	16.83	-0.17	-3.23
Earnings From Continuing Ops.	266.52	507.26	238.8	251.63	225.34	163.52
Minority Interest in Earnings	-8.61	0.12	-	-	-	-
Net Income	257.91	507.38	238.8	251.63	225.34	163.52
Net Income to Common	257.91	507.38	238.8	251.63	225.34	163.52
Net Income Growth	-46.90%	112.47%	-5.10%	11.67%	37.80%	35.72%
Shares Outstanding (Basic)	192	192	192	192	192	192
Shares Outstanding (Diluted)	192	192	192	192	192	192
EPS (Basic)	1.34	2.64	1.24	1.31	1.17	0.85
EPS (Diluted)	1.34	2.64	1.24	1.31	1.17	0.85
EPS Growth	-46.90%	112.47%	-5.10%	11.67%	37.80%	35.72%
Free Cash Flow	225.85	-58.23	562.66	-962.85	219.96	397.12
Free Cash Flow Per Share	1.17	-0.30	2.92	-5.00	1.14	2.06
Dividend Per Share	1.326	1.326	1.156	1.162	0.942	0.682
Dividend Growth	14.71%	14.71%	-0.48%	23.36%	38.15%	44.53%
Operating Margin	37.11%	38.76%	53.09%	45.54%	52.98%	47.73%
Profit Margin	51.44%	99.13%	46.74%	64.72%	55.70%	52.13%
Free Cash Flow Margin	45.05%	-11.38%	110.13%	-247.63%	54.37%	126.59%
Effective Tax Rate	5.99%	3.40%	11.50%	6.27%	-	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.