Eppley Limited (JMSE: EPLY)

Eppley Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest and Dividend Income	427	426.87	438.36	386.56	332.91	350.22
Total Interest Expense	373.7	315.82	300.39	285.62	207.68	197
Net Interest Income	53.3	111.04	137.97	100.94	125.23	153.22
Commissions and Fees	-	-	-	-	85.98	57.69
Gain (Loss) on Sale of Investments	-0.78	-0.78	16.07	-9.13	-	-
Other Revenue	103.71	74.14	76.21	79.32	-	-
Revenue Before Loan Losses	588.33	511.35	513.59	390.24	405.46	314.87
Provision for Loan Losses	1.83	-0.49	2.71	1.42	0.87	1.17
Revenue	586.5	511.83	510.89	388.82	404.58	313.7
Revenue Growth (YoY)	0.28%	0.19%	31.39%	-3.90%	28.97%	35.27%
Salaries & Employee Benefits	190.96	190.96	144.77	127.05	109.2	-
Cost of Services Provided	183.61	102.07	72.49	59.2	59.6	156.14
Other Operating Expenses	1.27	1.27	9.89	11.85	9.29	7.82
Total Operating Expenses	395.01	313.46	239.64	211.74	190.23	163.96
Operating Income	191.49	198.37	271.25	177.08	214.36	149.74
Earnings From Equity Investments	559.5	12.82	2.94	21.58	10.82	10.55
Currency Exchange Gain (Loss)	29.48	29.48	-9.13	69.81	-	-
EBT Excluding Unusual Items	811.7	271.9	265.06	268.47	225.17	160.29
Other Unusual Items	676.73	230.27	-	-	-	-
Pretax Income	1,498	525.09	269.84	268.47	225.17	160.29
Income Tax Expense	19.17	17.83	31.05	16.83	-0.17	-3.23
Earnings From Continuing Ops.	1,479	507.26	238.8	251.63	225.34	163.52
Minority Interest in Earnings	-514.05	0.12	-	-	-	-
Net Income	964.78	507.38	238.8	251.63	225.34	163.52
Net Income to Common	964.78	507.38	238.8	251.63	225.34	163.52
Net Income Growth	94.91%	112.47%	-5.10%	11.67%	37.80%	35.72%
Shares Outstanding (Basic)	192	192	192	192	192	192
Shares Outstanding (Diluted)	192	192	192	192	192	192
EPS (Basic)	5.01	2.64	1.24	1.31	1.17	0.85
EPS (Diluted)	5.01	2.64	1.24	1.31	1.17	0.85
EPS Growth	94.91%	112.47%	-5.10%	11.67%	37.80%	35.72%
Free Cash Flow	311.36	-58.23	562.66	-962.85	219.96	397.12
Free Cash Flow Per Share	1.62	-0.30	2.92	-5.00	1.14	2.06
Dividend Per Share	1.326	1.326	1.156	1.162	0.942	0.682
Dividend Growth	14.71%	14.71%	-0.48%	23.36%	38.15%	44.53%
Operating Margin	32.65%	38.76%	53.09%	45.54%	52.98%	47.73%
Profit Margin	164.50%	99.13%	46.74%	64.72%	55.70%	52.13%
Free Cash Flow Margin	53.09%	-11.38%	110.13%	-247.63%	54.37%	126.59%
Effective Tax Rate	1.28%	3.40%	11.50%	6.27%	-	-

Source: S&P Capital IQ. Financial Services template. Financial Sources.