Eppley Limited (JMSE:EPLY)

Eppley Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	408.54	421.16	426.87	438.36	386.56	332.91
Total Interest Expense	625.29	454.33	315.82	300.39	285.62	207.68
Net Interest Income	-216.75	-33.17	111.04	137.97	100.94	125.23
Commissions and Fees	-	-	-	-	-	85.98
Gain (Loss) on Sale of Investments	23.44	23.44	-0.78	16.07	-9.13	-
Other Revenue	654.72	281.91	74.14	76.21	79.32	-
Revenue Before Loan Losses	820.33	564.92	511.35	513.59	390.24	405.46
Provision for Loan Losses	1.88	1.9	-0.49	2.71	1.42	0.87
Revenue	818.44	563.02	511.83	510.89	388.82	404.58
Revenue Growth (YoY)	56.12%	10.00%	0.19%	31.39%	-3.90%	28.97%
Salaries & Employee Benefits	256.44	256.44	190.96	144.77	127.05	109.2
Cost of Services Provided	220.09	142.36	104.26	72.49	59.2	59.6
Other Operating Expenses	20.74	20.74	1.27	9.89	11.85	9.29
Total Operating Expenses	514.18	436.45	315.66	239.64	211.74	190.23
Operating Income	304.26	126.57	196.17	271.25	177.08	214.36
Earnings From Equity Investments	762.77	623.66	12.82	2.94	21.58	10.82
Currency Exchange Gain (Loss)	-6.01	-6.01	29.48	-9.13	69.81	-
EBT Excluding Unusual Items	1,061	744.22	269.7	265.06	268.47	225.17
Other Unusual Items	676.05	676.05	230.27	-	-	-
Pretax Income	1,845	1,528	525.09	269.84	268.47	225.17
Income Tax Expense	60.63	43.16	17.83	31.05	16.83	-0.17
Earnings From Continuing Ops.	1,784	1,485	507.26	238.8	251.63	225.34
Minority Interest in Earnings	-743.48	-573.34	0.12	-	-	-
Net Income	1,041	911.6	507.38	238.8	251.63	225.34
Net Income to Common	1,041	911.6	507.38	238.8	251.63	225.34
Net Income Growth	303.56%	79.67%	112.47%	-5.10%	11.67%	37.80%
Shares Outstanding (Basic)	192	192	192	192	192	192
Shares Outstanding (Diluted)	192	192	192	192	192	192
Shares Change (YoY)	0.16%	-	-	-	-	-
EPS (Basic)	5.41	4.74	2.64	1.24	1.31	1.17
EPS (Diluted)	5.41	4.74	2.64	1.24	1.31	1.17
EPS Growth	302.92%	79.67%	112.47%	-5.10%	11.67%	37.80%
Free Cash Flow	7.61	418.32	-58.23	562.66	-962.85	219.96
Free Cash Flow Per Share	0.04	2.17	-0.30	2.92	-5.00	1.14
Dividend Per Share	1.296	1.196	1.326	1.156	1.162	0.942
Dividend Growth	-2.26%	-9.80%	14.71%	-0.48%	23.36%	38.15%
Operating Margin	37.18%	22.48%	38.33%	53.09%	45.54%	52.98%
Profit Margin	127.17%	161.91%	99.13%	46.74%	64.72%	55.70%
Free Cash Flow Margin	0.93%	74.30%	-11.38%	110.13%	-247.63%	54.37%
Effective Tax Rate	3.29%	2.83%	3.40%	11.51%	6.27%	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.