Eppley Limited (JMSE:EPLY)

Eppley Income Statement

Financials in millions JMD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	415.78	421.16	426.87	438.36	386.56	332.91
Total Interest Expense	538.67	454.33	315.82	300.39	285.62	207.68
Net Interest Income	-122.89	-33.17	111.04	137.97	100.94	125.23
Commissions and Fees	-	-	-	-	-	85.98
Gain (Loss) on Sale of Investments	23.44	23.44	-0.78	16.07	-9.13	-
Other Revenue	470.58	281.91	74.14	76.21	79.32	-
Revenue Before Loan Losses	714.16	564.92	511.35	513.59	390.24	405.46
Provision for Loan Losses	1.91	1.9	-0.49	2.71	1.42	0.87
Revenue	712.25	563.02	511.83	510.89	388.82	404.58
Revenue Growth (YoY)	34.67%	10.00%	0.19%	31.39%	-3.90%	28.97%
Salaries & Employee Benefits	256.44	256.44	190.96	144.77	127.05	109.2
Cost of Services Provided	185.16	142.36	104.26	72.49	59.2	59.6
Other Operating Expenses	20.74	20.74	1.27	9.89	11.85	9.29
Total Operating Expenses	479.25	436.45	315.66	239.64	211.74	190.23
Operating Income	233	126.57	196.17	271.25	177.08	214.36
Earnings From Equity Investments	695.08	623.66	12.82	2.94	21.58	10.82
Currency Exchange Gain (Loss)	-6.01	-6.01	29.48	-9.13	69.81	-
EBT Excluding Unusual Items	922.07	744.22	269.7	265.06	268.47	225.17
Other Unusual Items	676.05	676.05	230.27	-	-	-
Pretax Income	1,706	1,528	525.09	269.84	268.47	225.17
Income Tax Expense	57.1	43.16	17.83	31.05	16.83	-0.17
Earnings From Continuing Ops.	1,649	1,485	507.26	238.8	251.63	225.34
Minority Interest in Earnings	-653.61	-573.34	0.12	-	-	-
Net Income	995.25	911.6	507.38	238.8	251.63	225.34
Net Income to Common	995.25	911.6	507.38	238.8	251.63	225.34
Net Income Growth	89.83%	79.67%	112.47%	-5.10%	11.67%	37.80%
Shares Outstanding (Basic)	192	192	192	192	192	192
Shares Outstanding (Diluted)	192	192	192	192	192	192
EPS (Basic)	5.17	4.74	2.64	1.24	1.31	1.17
EPS (Diluted)	5.17	4.74	2.64	1.24	1.31	1.17
EPS Growth	89.83%	79.67%	112.47%	-5.10%	11.67%	37.80%
Free Cash Flow	408.51	418.32	-58.23	562.66	-962.85	219.96
Free Cash Flow Per Share	2.12	2.17	-0.30	2.92	-5.00	1.14
Dividend Per Share	1.246	1.196	1.326	1.156	1.162	0.942
Dividend Growth	-6.03%	-9.80%	14.71%	-0.48%	23.36%	38.15%
Operating Margin	32.71%	22.48%	38.33%	53.09%	45.54%	52.98%
Profit Margin	139.73%	161.91%	99.13%	46.74%	64.72%	55.70%
Free Cash Flow Margin	57.36%	74.30%	-11.38%	110.13%	-247.63%	54.37%
Effective Tax Rate	3.35%	2.83%	3.40%	11.51%	6.27%	-

Updated Feb 15, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.