Scotia Group Jamaica Limited (JMSE:SGJ)
Jamaica · Delayed Price · Currency is JMD 59.25
+0.75 (1.28%)
At close: Sep 28, 2026
Scotia Group Jamaica Financials Overview
Financials in millions JMD. Fiscal year is November - October.
Millions JMD. Fiscal year is Nov - Oct.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Revenue Revenue Growth | 70,129 | 64,712 | 59,119 | 53,068 | 39,446 | 36,854 |
Revenue Growth | 9.41% | 9.46% | 11.40% | 34.53% | 7.03% | -0.45% |
Net Income Net Income Growth | 21,321 | 19,901 | 20,158 | 17,229 | 10,320 | 8,639 |
Earnings Per Share EPS Growth | 6.86 | 6.40 | 6.48 | 5.54 | 3.32 | 2.78 |
EPS Growth | 2.06% | -1.27% | 17.00% | 66.95% | 19.46% | -4.57% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Investment Management Services Investment Management Services Growth | 4,411 | 4,076 | 3,521 | 3,249 | 3,044 | 3,540 |
Insurance Services Insurance Services Growth | 5,619 | 5,376 | 5,371 | 4,395 | 2,691 | 4,158 |
Eliminations Eliminations Growth | -36.37 | -47.71 | -31.74 | -19.49 | -8.51 | -36.55 |
Banking - Treasury Banking - Treasury Growth | 6,435 | 5,932 | 5,741 | 4,339 | 2,818 | 2,427 |
Banking - Retail Banking - Retail Growth | 27,378 | 24,672 | 20,953 | 20,863 | 16,773 | 15,239 |
Banking - Corporate and Commercial Banking - Corporate and Commercial Growth | 26,052 | 24,134 | 22,886 | 19,693 | 14,786 | 11,805 |
Other Other Growth | 270.52 | 569.66 | 678.48 | 547.97 | -29.26 | 674.84 |
Total Total Growth | 70,129 | 64,712 | 59,119 | 53,068 | 40,075 | 37,808 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Cash & Investments Cash & Investments Growth | 74,187 | 84,090 | 64,800 | 130,244 | 108,875 | 131,607 |
Total Debt Total Debt Growth | - | 1,668 | 1,240 | 1,269 | 1,285 | 1,519 |
Net Cash (Debt) Net Cash Growth | 74,187 | 82,422 | 63,560 | 128,975 | 107,590 | 130,089 |
Net Cash Growth | -1.15% | 29.68% | -50.72% | 19.88% | -17.29% | 21.96% |
Net Cash Per Share Net Cash Per Share Growth | 23.86 | 26.49 | 20.43 | 41.45 | 34.58 | 41.81 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -42,392 | -45,353 | -68,444 | -24,216 | -14,804 | 8,301 |
Capital Expenditures CapEx Growth | -2,216 | -1,790 | -1,200 | -1,105 | -1,353 | -1,745 |
Free Cash Flow Free Cash Flow Growth | -44,608 | -47,143 | -69,644 | -25,322 | -16,157 | 6,556 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Profit Margin | 30.40% | 30.75% | 34.10% | 32.46% | 26.16% | 23.44% |
FCF Margin | -63.61% | -72.85% | -117.80% | -47.72% | -40.96% | 17.79% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 29, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.800 | 1.800 | 1.700 | 1.400 | 1.400 | 1.450 |
Dividend Per Share Growth | 0% | 5.88% | 21.43% | 0% | -3.45% | -6.45% |
Dividend Yield | 3.04% | 3.42% | 3.96% | 4.45% | 4.38% | 4.88% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 29, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
PE Ratio | 8.53 | 8.43 | 7.02 | 6.27 | 11.06 | 12.79 |
P/FCF Ratio | - | - | - | - | - | 16.85 |
PS Ratio | 2.60 | 2.59 | 2.40 | 2.04 | 2.89 | 3.00 |