Scotia Group Jamaica Ratios and Metrics

Market cap in millions JMD. Fiscal year is November - October.

Millions JMD. Fiscal year is Nov - Oct.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 9, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Market Capitalization	159,468	167,714	141,577	107,972	114,132	110,461
Market Cap Growth	-14.55%	18.46%	31.12%	-5.40%	3.32%	-21.98%
Last Close Price	51.25	53.45	43.62	32.02	32.51	30.23
PE Ratio	8.01	8.43	7.02	6.27	11.06	12.79
PS Ratio	2.46	2.59	2.40	2.04	2.89	3.00
PB Ratio	1.06	1.11	1.02	0.85	1.07	0.97
P/FCF Ratio	-	-	-	-	-	16.85
P/OCF Ratio	-	-	-	-	-	13.31
Debt / Equity Ratio	0.01	0.01	0.01	0.01	0.01	0.01
Debt / FCF Ratio	-	-	-	-	-	0.23
Return on Equity (ROE)	13.77%	13.77%	15.21%	14.79%	9.37%	7.69%
Return on Assets (ROA)	2.69%	2.69%	2.94%	2.74%	1.75%	1.53%
Earnings Yield	12.48%	11.87%	14.24%	15.96%	9.04%	7.82%
FCF Yield	-29.56%	-28.11%	-49.19%	-23.45%	-14.16%	5.93%
Dividend Yield	3.51%	3.37%	3.90%	4.37%	4.31%	4.80%
Payout Ratio	28.14%	28.14%	25.47%	24.38%	42.21%	-
Total Shareholder Return	3.52%	3.37%	3.90%	4.37%	4.31%	4.80%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.